TiCKed Account Talk

[TiCKed]

TiCked,
Good remarks, might quote U in the early edition...... .......Spaf

Never considered myself quotable.....But if my admitted failure to follow my plan will save just one child, feel free.

 

[Spaf]

TiCKed,
Gottcha covered .... ....Spaf

 

[TiCKed]

Off to Vegas tomorrow!!!

So, I'll leave betting on the jobs report to the rest of you. I'm letting it ride.

Question of the day:
If you are in an Agressive (Bullish) mood, I'm assuming you'll go close to 100% stocks....
If you are in a Conservative or Safety (Bearish) mood, I'm assuming you'll go close to 100% G and/or F....

What's your stand for a Neutral mood?

My answer doesn't count....I'm almost always Neutral.

"See" you Monday!

 

[Spaf]

Off to Vegas tomorrow!!!

So, I'll leave betting on the jobs report to the rest of you. I'm letting it ride.

Question of the day:
If you are in an Agressive (Bullish) mood, I'm assuming you'll go close to 100% stocks....
If you are in a Conservative or Safety (Bearish) mood, I'm assuming you'll go close to 100% G and/or F....

What's your stand for a Neutral mood?

My answer doesn't count....I'm almost always Neutral.

"See" you Monday!

TiCKed,

The answer is in risk/age. The information that I have is from mutual fund advisors. What they say is:

Investments by age

1.
AGE 26-45: AGGRESSIVE
Now is the time to be brave. Invest in higher risk stocks with greater growth potential.
100% in stocks
0% in bonds
0% in cash

2.
AGE 45-55: GROWTH
These are the peak earning years. Broadly diversify your stock portfolio.
90% in stocks
10% in bonds
0% in cash

3.
AGE 56-65: BALANCED
The house is paid off and the kids are out of college; focus on higher – dividend – yielding stocks.
60% in stocks
30% in bonds
10% in cash

4.
AGE 66-75 CONSERVATIVE
High – dividend – yielding equities such as utility stocks are the way to go during the early retirement years.
10% in stocks
70% in bonds
20% in cash

5.
AGE 76+ SHORT-TERM
With no wages and a supersafe portfolio, your return starts to suffer and your savings begin to dwindle – but you should be OK with what you have left.
0% in stocks
10% in bonds
90% in cash

Rgds and be careful!................ .....................Spaf



 

[Timmie-O]

Guess that puts me in age group 3 or 4. Early today I made ITR like this:
71% safe, 10% C, 12% S, and 7% I. I know, I know, being in this age group I should be playing it a little safer. But there is still a bit of greed in me.:worried:

 

[TiCKed]

You know....It's so easy to be "in" the market when things are going well, and wonder why some people have such a hard time convincing themselves to get "in".

Then a day like today comes along, and I freeze up wondering if I should get "out" or not, and end up doing nothing.

Up! dang you UP!!!

 

[TiCKed]

End o' week wrap, 4/21/06:

Our dream (Highest possible TSP return, 2006): +57.26%
Our nightmare (Lowest possible TSP return, 2006): -26.46%

Midpoint: +15.40%

My Baseline return, 2006: +7.47%
My Actual return, 2006: +7.88%

---

Haven't posted this for awhile. I just KNOW there's been a clamoring for it.

I have a new technical indicator for all of you: When I'm out of town on a business trip, it's either a really crappy week, or a real good week. Was on the East Coast this week, and BAM....A big day.

For future reference, I'll be home next week, but away the week after. Make your moves accordingly.

On a more serious note, I'm thinking of pulling back a wee bit. Given the current market's tendancy to take two steps forward and one step back, and the threat of oil, it might be a smart move. We'll see what Monday morning tells me.

(Who am I kidding...I'll probably just sit and ride it out either way. )

 

[TiCKed]

IFT effective close of business 4/27/06:

G:10
F:10
C:35
S:20
I:25

___________

A mildly defensive move. I'll be out of town for most of the next week, wanted to correct a few problems with my current allocation in case the markets make a move:
- Get back to 80/20 stock to bond mix
- I'm probably too strong in S, too weak in I
- Maybe catch a bounce in the drooping F

Always a crap shoot....but sometimes I get lucky.

 

[TiCKed]

IFT effective COB 5/9/2006:

G: 70
F: 0
C: 0
S: 0
I: 30
______________________________

Hinted at something like this in the weekly discussion thread...modified slightly after further review.

Guessing that the FED announcement will result in a drop in US stocks, and and the F fund. We shall see.

Plan is to buy back at roughly the same as previous once things stabilize. Hope it will help my cost basis, if nothing else.

(I'm usually not this wacky and bold....let's hope I'm not also wacky and wrong.

 

[TiCKed]

IFT effective COB 5/10/2006:
G: 10
F: 8
C: 40
S: 16
I: 26
________________________________

Too quick? Flying blind? Yes to both of those accusations.

We'll see if my pure guess works out and there's a temporary dip due to the FED announcement.

(Learned that I HATE being out of the market. Some are afraid to be in, I'm afraid to be out. Go figure).

 

[TiCKed]

Looks like I'm crapping out on my WAG (Wild-A$$ed Guess).

Had a very nice dip, but as of 3:00pm EST, things are back to starting point, and maybe headed higher.

Oh, well....It was kinda fun to take a stab.

 

[TiCKed]

Looks like I'm crapping out on my WAG (Wild-A$$ed Guess).

Had a very nice dip, but as of 3:00pm EST, things are back to starting point, and maybe headed higher.

Oh, well....It was kinda fun to take a stab.

Guess circumstances conspired to make it a mildly successful move. Owned 0shares of C-Fund and S-Fund, which are down....0 shares F-Fund, unchanged (probably).....Owned 30% I-Fund, pending but not much movement.....Would be really nice if the G- pays the penny today.

(Remind me not to try this again....It was rather stressful. )

 

[TiCKed]

Boy, oh, boy, oh, boy....

Today proved that the concept behind my last series of moves was sound.
It was the execution that sucked!

If I'd only stuck to the plan to wait a few days.....

 

[TiCKed]

Sometimes I wish I was back in my "flying blind" days. I knew I had a TSP account, I just didn't look at it.

Reminded of those days yesterday when I mentioned to my girlfriend that the stock market was taking a beating. She looked at her (non-TSP) 401(k)account, and said, "I must have a better advisor than you! I'm not down much at all!"

Me: "When was the last time you looked?"
She: "First of the year or so."

Ok....Oblivious is sometimes best.

 

[TiCKed]

Just a quick post to prove to the tracker's that I'm not dead.

- I've done my good deed for the year. Talked one of my "Only G-Fund" co-workers into diversifying. Problem is, he's buying in today, so I hope he doesn't blame ME if we have another dip soon. (I'm sure he'll forgive me within a few months).

- Trackers! Please open a new account for me. I'll be keeping my moves secret, but I'll let you know what they were on Dec. 31st. (Sheesh!)

 

[TiCKed]

What to do, what to do.....

I'm off on a 10 day business trip, and won't have time to follow the market , or easily available computer access during that time. Just don't know what position I should to be in.

Was this a temporary lull and head-fake, with serious downward movement ahead? Or have we bottomed, and upward we go?

While I don't know what I SHOULD do, I'm pretty certain what I will do.....I'm still basically a Buy and Hold investor. Let it ride!!

Still believe that "Missing a rise" is just as serious to long term success as "Suffering a dip".

 

[TiCKed]

Good News?

Ok....I'm scrambling for good news today. Just to take the edge off.

- I get paid this week, so contributions will be at lower prices! Whoo-Hooo!
- My monthly Vanguard contribution goes in on Friday....at lower prices! Cha-Ching!!!

Sorry....the best I could do.

Still holding tight. Right or wrong, I'm seeing this action as a knee-jerk reaction to world events, and could turn on a dime.

And you know what? It takes awhile to REALLY understand the limitations and second guessing that the TSP deadlines put on you. For some, it may force them to move quicker than they'd like. I must admit for me, it forces inaction. Oh, well.... :worried:

 

[qibovin]

Re: Good News?

And you know what? It takes awhile to REALLY understand the limitations and second guessing that the TSP deadlines put on you. For some, it may force them to move quicker than they'd like. I must admit for me, it forces inaction. Oh, well.... :worried:

I think inaction may be a wiser response to the restrictions than trying to "move quicker." But it requires a lot more discipline. It has taken me a few missed deadlines for IFTs (resulting in overall better returns) to realize that I don't need to try to anticipate or react to every little blip in the market.

 

[The_Technician]

Ticked, I see your current allocation is.....

IFT effective close of business 5/10/06:

G: 10
F: 8
C: 40
S: 16
I: 26

is this so???
:blink:

 

[sugarandspice]

Wow! You can SEE his allocation? I wonder why? Because he has it posted in his account thread! That's why. What is your allocation Tech?

Break yours down just like TiCKed has. Go ahead. Put it down like his only put your %'s in.