Rogue's Account Talk

[coolhand]

Just moved to:

G: 40
C: 20
S: 20
I: 20

Somehow I had a chunk in the F fund and didn't realize it...mistake made in pvs IFT I guess.

15.17% ytd on the AT #341. I'm gaining ground, but losing it on the AT.

It's easy to lose ground on the AT this year. At least for the folks who haven't largely been buy and hold. Very difficult to compete with the printing presses given our limitations. That's why the S fund is right up near the top. Of course, the day will come when the upside doesn't come so easily. But that could be awhile given the fragile economy. I think the Fed is largely resigned to continue to print money under the circumstances.

 

[Rogue]

Finished 2013 at #317 on the AutoTracker. 19.81% on the year, "not too shabby."
Debating whether to buy premium membership to continue to follow the Sentiment Survey System for 2014.

Just moved 30% back to G (and good timing, I made $1k that day) so starting 2014 like this:
G fund: 30%
C fund: 35%
S fund: 35%


Looking forward to updating this too:

Your Personal Investment Performance (PIP) for the past 12 months ending 11/30/2013 is 18.46%.

 

[Rogue]

Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2013 is 19.2%.

-0.6% difference from the AT. I may have missed recording a transaction.
Here's to a stellar '14!

 

[Rogue]

IFT this morning, moved to:
G Fund: 10%
C Fund: 50%
S Fund: 40%

Looks like both S & C are dipping a little, hoping to time this right today and make a little $$.
#864 on the Autotracker with 0.12% gain so far this year....like George & Weezy I plan to be MOOOVIN' ON UP!

 

[Rogue]

History:
2007 PIP: 6.3 %
2008 PIP: -29.79%
2009 PIP: 23.02%
2010: 10.12%


Goal : > 2.5m by retirement (after 2030).

Let's make some $$.

I'm going to revisit this first post in my member account thread.

Starting with updated history:
History (from Annual Statements):
2007 PIP: 6.3 %
2008 PIP: -29.79%
2009 PIP: 23.02%
2010 PIP: 14.13%
2011 PIP: 3.52%
2012: 11.33%
2013: 19.2% (based on January PIP ending 12/31/13, not ann'l statement yet)

 

[Rogue]

According to my quick back-of-envelope math, I made about $2300.00 today on that little IFT. Not too shabby. Knowing enough to be dangerous, to myself at least. Now, while I am a little heavier in C than S, I have a reason...thinking C is a better value today with a little more growth potential this month and a little less likely to skid down quickly. Again, if I were 100% S fund last year Id've killed about every other strategy.

 

[Rogue]

Penthouse-to-the-outhouse! Since 1/21 I've lost almost $7k. FML!

 

[rlundy]

Yes I think many of us are crying in our beer. Beginning of last week I was up $7K for the month. Now I'm down $7K. Easy to follow since I'm using both NASA's and Scout's spreadsheets. It's fun tracking while up but on down days scary.

Trying to figure out what FML stands for. Can't mean anything good?

Markets up a bit today. Is it a fake out? Hope not like to finish the month in the Black.

 

[imike023]

Yes I think many of us are crying in our beer. Beginning of last week I was up $7K for the month. Now I'm down $7K. Easy to follow since I'm using both NASA's and Scout's spreadsheets. It's fun tracking while up but on down days scary.

Trying to figure out what FML stands for. Can't mean anything good?

Markets up a bit today. Is it a fake out? Hope not like to finish the month in the Black.

FML means fu*k my life. I am down over -2.75 so I am licking my wounds as well. Still early in the year so staying positive.

 

[Rogue]

Recouped my losses, like Angus Young I'm BACKINBLACK, baby.

IFT this morning.
Moving here for now:
G: 25%
F: 10%
C: 25%
S: 30%
I: 10%

I like bonds a wee bit today, skimming slight returns from C & S, weighting S > C (been meaning to do that), and believing there should be some opportunity in I. Normally, any amount in F reflects pessimism on my part. Today it's just counter-sentiment thinking, not real pessimism.

Your Personal Investment Performance (PIP) for the past 12 months ending 01/31/2014 is 11.18%.
#605 on the AT @ 0.58% gain YTD.

 

[Rogue]

Ugh, bad timing. The early morning rise turned into an afternoon dive.

You have an interfund transfer request being processed for 02/19/2014 which cannot be changed because the deadline for changing or cancelling has passed. yadda yadda yadda

Looks like it may be a 1.25% - 2.0% loss in C & S today. THIS is why it's hard to move 100% between funds.
The lack of ability to time these moves (must decide before noon what the prices will be at 5 PM today or after noon today for tomorrow's close) puts us at a real disadvantage. Looking more and more toward a private IRA. In addition to tsp. Trying to understand the max Wifey and I can contribute has me a bit perplexed.

 

[Rogue]

C fund YTD -0.76%
S fund YTD +73%

S>C?

 

[Rogue]

Dropped to #827 on the AT, at a whopping -0.06% return YTD.

 

[Cactus]

Wanna trade places?

 

[Rogue]

Not today on the AT, Cactus but I did just IFT 5% more to F fund.

Moving 20%, getting off of I, small increase in F moving some recent profit from C/S back to G.
So, before noon today moving from this:

G: 25%
F: 10%
C: 25%
S: 30%
I: 10%

To this:

G: 40%
F: 15%
C: 20%
S: 25%

#598 on the AT. George & Weezy, baby.
1.96% gain YTD, 1.10% yesterday.
January just sucked.

Your Personal Investment Performance (PIP) for the past 12 months ending 02/28/2014 is 14.38%.

"So we beat on, boats against the current, borne back ceaselessly into the past." -FSF

 

[Rogue]

Planned IFT today.

Today's IFT, maybe.
I think we've dipped and it's time for a swell.
Which means, probably, a small increase to C & S, while decreasing F.
We'll see what happens over the next 2 hours, but unless the swell begins this morning, I plan to move:

From this:

G: 40%
F: 15%
C: 20%
S: 25%


G: 35%
F: Nil
C: 30%
S: 35%

This is a planned s/t move, may move some back to G as soon as next week.
Hell, I may not even pull the trigger this morning, but unless I can't log on for a few minutes, I plan to zero-out F fund today.

 

[Rogue]

Re: Planned IFT today.

IFT this morning, just now, from this:

G: 40%
F: 15%
C: 20%
S: 25%

To this:

G: 45%
F: Nil
C: 10%
S: 45%

 

[Rogue]

Re: Planned IFT today.

So I called the TSP folk. The first lady advised that only the portion of my contributions I put toward TSPRoth would count against any $$ I could put toward an IRA or RothIRA. We got disconnected. Next lady advises me that NONE of my TSP (nor matching) contributions count against what I can put toward an IRA or Roth IRA since tsp is considered same as a 401k contribution. I can't locate an investment advisor around here (NE Tennessee) that can show me the answer in writing also. Leaves me wondering what the penalty is/would be if I overcontribute by $5k or $10k by maxxing TSP at $17,500 this year AND maxing both an IRA dd Roth at $5,500.00 each. Seems this would maximize my tax offset, lower my taxable income by the most this yr, etc. I don't think I can afford to do all of that, but I really want to open a Roth while we are in an income group to do it. If Wifey and I make >$200k, and we are getting close, we may earn ourselves out of Roth eligibility. That would total $27k toward retirement for me, plus whatever Wifey does. Meantime, trying to see if we're dipping a bit today so I can make one last IFT into C&S, before I "go away in May."

 

[Rogue]

Re: Planned IFT today.

OK, today's IFT. Looks like we might ride the swell this week.
Wishing I could day-trade, another reason I'm pursuing an outside IRA...I want to know at what price I'm buying/selling rather than guessing what it will be @ COB several hours from now.
This is madness.

From this:
G: 45%
F: NIL
C: 10%
S: 45%

To this:
G: 60%
F: NIL
C: 15%
S: 25%

I may leave it this way for a spell, a season, an interlude.
Happy surfing, y'all.

 

[Cactus]

Re: Planned IFT today.

Sounds like you do need a financial adviser then. Must be a nice problem to have.

I always understood that the annual limits for a Traditional or Roth IRA were seperate from that of 401K type plans like our TSP. This IRS page: How Much Salary Can You Defer if You shows what all is included in the 401K IRS limit and it doesn't include those IRAs. Still, I'd check with a financial advisor over trusting some website or someone on the phone.