OK, drum roll....here are the final 2015 results for the various systems I've developed over the last few years and am now tracking. I've probably put a thousand hours into this by now. The summary table below includes both the 2015 results, and the Compound Annual Growth Rate (CAGR) of each system for the last 12 years. The bull/bear systems are identical to the Hybrid systems except for my attempt to use simple TA (RSI and MACD on a monthly chart) to time bull/bear markets. When it goes under bear system rules that system just stays in the G fund, and for as much as the first two years of a bull market signal it just stays in the S fund...so those two systems lagged this year since they went into bear mode (stay in the G fund until the bear market is over) back in mid-July when my bear rules triggered (what remains to be proven is if we're really in a bear market right now, so far the market refuses to roll over). I've also updated my spreadsheet (a tedious process!) to put in all the trade dates for each system through 2016, and eventually plan to do that at least 30 years into the future so my beautiful wife could continue to make the IFTs for decades into the future and become a multi-millionaire without me. My plan is to stick with the bull/bear system using the G fund going forward in 2016 and in future bear markets in the 2020s...all the systems did better with the F fund over the last 12 years, but I think that tide is turning (at least as long as the Fed insists on raising rates, I'll switch to the bull/bear F fund system if the economy/markets forces them to stop)....so without further ado....
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