nasa1974's Account Talk

I forgot what VOIP phone provider we started with but it was $99 for the year, unlimited calls US and Canada. They got bought out by Packet8 shortly after and kept rates the same. We dumped the service after 3 years a few months ago and just use cell phones now.

My take on these VOIP's is you get what you pay for. It was very common with both providers to have calls cut out or not be able to make an outgoing call for hours on end. Many times we never even had a dial tone. Other times people would call and the phone wouldn't even ring. Of course the VOIP's blamed it on the internet provider, the internet provider blamed it on the VOIP service. In the end, if you make a lot of long distance calls, this is a good idea. We have some family out of state and it worked out good in that sense.

It was pretty cool, like Tsunami said, how you can log onto the internet and listen to voice messages in MP3 format after receiving an email.

As for the iPhone.... Some friends have it and pay 90 a month for the low end plan and 120 a month for the mid range plan. That would double my cell phone bill. Not worth it, especially in this era of the 'The New Frugality".

Now, since we have a verizon cell and at&t cell, we can call almost anyone for 'free'.
 
WOW!! Didn't see the bottom falling out this quick. Looks like it is going to take me the rest of the year just to catch up to the 01/01/10 numbers. DANG!!
 
Man I am heading in the wrong direction. I am reliving late 2008/early2009 all over again. Not a happy moment.
 
I do not deal with any outside stock accounts. My only experience is the TSP. This question is for those that deal either with a broker or an online acoount. Lets say that I have shares in "ABC" company. I purchased at $2.00 a share. Today at around 1:30pm "ABC is at $3.50 a share and I decide to sell. When the market closes "ABC is at $2.85 per share. Do I get the $3.50 or do I get the $2.85 per share?
 
I do not deal with any outside stock accounts. My only experience is the TSP. This question is for those that deal either with a broker or an online acoount. Lets say that I have shares in "ABC" company. I purchased at $2.00 a share. Today at around 1:30pm "ABC is at $3.50 a share and I decide to sell. When the market closes "ABC is at $2.85 per share. Do I get the $3.50 or do I get the $2.85 per share?

you get $3.50 per share, sort of. there is a bid/ask spread to take into account: last quote is 3.50 and bid is 3.45 and you place a market order you get 3.45 right now. and vice versa too last quote 3.50 and ask is 3.55 with market order you pay 3.55.

but you can use limit orders too, specify exact 3.75 sell price and that is what you pay/sell, but only if market gets there, say it drifts up to 3.74 and then plummets back to 2.00, you still own the stock.

only works for stocks and ETF's, mutual funds get closing price of day.
 
also keep in mind transaction fees, $7 to $8.95 per trade at a couple of online brokers. this is a one way transaction so total fees in/out is double that. have to get a good size percentage gain in stock or do big enough volume of shares so that those fees don't eat most of profits.

check out: http://www.etftalk.com/forum/ to see how some folks trade stocks and ETF's. not as active a board as this, but lots to learn there in the archives.
 
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Thanks burrocrat, It was a leading question. The FRTIB forces us to make a decision at noon EST to make a change in our TSP but does not credit us with the price per share at the time that we make a request. Rather we are have to settle for the price per share at the close of the market. Sometimes that results in a large loss. How would the real world traders consider this type of transaction?

This account gets a lot of looks. Lets get some good comments about this. I think we are getting the short stick and the FRTIB is shorting our retirement account.
 
NASA,
My wife has Merrill Lynch for her 401K and I believe hers is 48 hours after the request. At least we have an idea of the close most of the time.
 
OK! So what will the market be like today? PFFFT!! I don't know. :D I am sitting at 266 in the tracker. So I'm definitely no expert. Reading some of the accounts and listening to some of the posted videos there seems to be some positive thoughts because the S&P closed above resistance. But if you like trends then today should be a down day. For 2010, I know we are early in the year, every Friday since 1/15 has been negative. Then looking at this week starting with Monday we have traded negative, positive, negative and yesterday positive. So the odds are that today may not be a good day. Good Luck everyone.
 
But wouldn't i want to ift into cs on a nice down day in anticipation of a nice tuesday pop....thats what i am considering.
CapeChem, If you feel that Tuesday will have a nice pop then today should be good to get into C & S. Good luck.
 
I am staying out....i took too much beating already...i'd rather risk losing 1% up than taking another 2% hit. have a nice long weekend
 
I have the same rule of thumb when it comes to sideways trading action through a downtrend channel. Better to stay clear until the fog clears. My real money is out...and has been for some time. Market looks like it has more room to tumble in my opinion. :D:)
 
The last half hour of trading is going to be critical today. CSI charts show an upswing. C&S have a chance to close on the green side this afternoon but the I fund is too low and will need a miracle to get out of the red.
Good luck all
 
What a roller coaster of a day. Yesterday was almost as good as a positive day. I lost less than $5.00. Count it as a good day. Tuesday will be very interesting. Everybody have a great Presidents Day. I get to come into work for an hour or two. Of course I am at work today. Yippee!! Later.
 
There are a lot of us talking about the snow and how some homesteads have not seen snow in years, decades. Well an article in the Cleveland Plain Dealer this morning said that 49 states had snow yesterday in one form or another. The only state that did not report snow was Hawaii. Somebody won a huge bet somwhere. :laugh:
 
Hope everyone that had a three day wekend enjoyed it.
I had good news bad news. Bad news, I had to get up early and go to work for two hours. Good news, it was only for two hours. Good news, I didn't loose any money today with the markets closed. Bad news, tomorrow the markets are open. :laugh: Everybody have a great evening. See you tomorrow.
 
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