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The last one I attended, August 2009, was a 3 day program. But it was broken down 1 day for CSRS, 1 day for FERS and the last day was Financial and Tax Planning. We had Tammy Flanagan from GovExec.com talk to us. Very eye opening.
Planning to retire June 2012 if not sooner.
One legged stool would be funny if it wasn't concerning a serious subject (money).
A friend of mine here in the BOP made 80k this year in 4 trades! He's sitting at 200k now. These huge swings are tradeable, just not for me, I lack discipline. I followed the SS this year and am still negative. I was really hoping for more especially after last years performance.
Beginning in Jan, I'm just going to play the swings. Market goes up 4~5% I'm out, same on the way down. I think the Eurozone drama will provide the fuel. Probably make 6-8 trades all year. This is the strategy used by my buddy, it just worked better for him because of the huge swings this fall.
Anyway, I appreciate your thread.
Thanks for the feedback. I am also surprized by the 10% bonus for working over 20 years. If it were me, I'd work another 2 years to get the 10%. I had heard of the bonus but thought you only got that if you retired after 62. It's for not using the Social Security suplement when retiring before 62.I know what you mean, Cactus. But if you're only 10 yrs out, I think you'll be fine. 20 or 30 yrs, not so sure.
The only surprise was when we calculated the Federal pension. It's not very big, and my wife will have to put in another 7 yrs to get her 20 yrs. If you work 20 yrs, you get 10% more pension payout than if you work less than 20 yrs.
Needless to say, my wife was rather deflated by that fact. She was hoping to retire in less than five yrs. Oh well, put your nose to the grindstone, Hun. LOL!
I think that's pretty much a certainty even though Harry Reid said the Senate is going to block this Hous bill for other reasons.
A friend of mine here in the BOP made 80k this year in 4 trades! He's sitting at 200k now. These huge swings are tradeable, just not for me, I lack discipline. I followed the SS this year and am still negative. I was really hoping for more especially after last years performance.
Beginning in Jan, I'm just going to play the swings. Market goes up 4~5% I'm out, same on the way down. I think the Eurozone drama will provide the fuel. Probably make 6-8 trades all year. This is the strategy used by my buddy, it just worked better for him because of the huge swings this fall.
Anyway, I appreciate your thread.
Thanks for the feedback. I am also surprized by the 10% bonus for working over 20 years. If it were me, I'd work another 2 years to get the 10%. I had heard of the bonus but thought you only got that if you retired after 62. It's for not using the Social Security suplement when retiring before 62.
Of course if you,ve been following the bill the House passed last night we may not be getting that anymore.
http://www.fedsmith.com/article/3212/house-bill-would-extend-pay-freeze.html
I'm not sure if we are grandfathered in or if this affects us as well as new employees. The surprizing thing in that bill is the change to the FERS multiplier from 1% to 0.7% a year. I hadn't heard that one before. I hope that is only for new hires, but either way I'm only banking on my one legged TSP stool being there. I just need to be careful and sit on the correct side.
