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Mike's Account Talk
- Thread starter Mike
- Start date
Safetyguy
Member
imported post
Mike wrote:
You went from 30 C, 40 S, 30 I to 35C, 30S, 35I
This isn't a major shift.You could get hurt if you catch a weird fluctuation day where say the S is down but the C is up, so you end up buying your losses.
Just my opinion...
Mike wrote:
Free advice (for what it is worth)
You went from 30 C, 40 S, 30 I to 35C, 30S, 35I
This isn't a major shift.You could get hurt if you catch a weird fluctuation day where say the S is down but the C is up, so you end up buying your losses.
Just my opinion...
Mike
Active member
imported post
It's incremental (and I'm not buying back into S). I went from 60S to 40S to 30S. I don't like the long-term prospects of the S fund in a rising interest rate environment. However, I don't want to dump S entirely so soon after it shed so much value. I'm not moving any more out of S until I get a significant up day to bail on it completely.
It's incremental (and I'm not buying back into S). I went from 60S to 40S to 30S. I don't like the long-term prospects of the S fund in a rising interest rate environment. However, I don't want to dump S entirely so soon after it shed so much value. I'm not moving any more out of S until I get a significant up day to bail on it completely.
pyriel
Active member
imported post
Mike wrote:
Mike wrote:
One or two up is good enough for me especially if there is a light at the end of the tunnel in I. I hope to be fully in place when I starts to come back. I will most likely will not be moving again for awhile since the outlook for I seems promising.
G
Guest
Guest
imported post
I don't get it. Why stay in while the market drops? Let me guess, you guys are young and not much to lose?
I don't get it. Why stay in while the market drops? Let me guess, you guys are young and not much to lose?
pyriel
Active member
imported post
Mike wrote:
I am currently managing mytwo TSP accounts. Mine and my wife's. My wife's account is much larger than mineand she is 35c 35s 30i.Her's will be long term with reallocation happening only oncein a blue moon. My account is still quite small so I am using this to kind of test the water and learn if my moves are substantiated. AsI said earlier, Iwillnot be moving for awhile and will wait for the I fund to go up. Buyinglow and selling high later is my goal.
Mike wrote:
I have 23 years before I turn 60 but will retire in 11 years. Real estate is my main effort for retirement. I am currently receiving 3.5K positive income per month which goes into my pocket. I still need 6.5K positive income per month to reach my goal of 10K per month when I retire.I know my goal is achievable since it only took me two years to reachthe 3.5k positive income per monththat I am now receiving and hopfully, for the rest of my life. I'll be receiving 50% of my military paywhen i'm 48. I believe,I have time in my side.
I am currently managing mytwo TSP accounts. Mine and my wife's. My wife's account is much larger than mineand she is 35c 35s 30i.Her's will be long term with reallocation happening only oncein a blue moon. My account is still quite small so I am using this to kind of test the water and learn if my moves are substantiated. AsI said earlier, Iwillnot be moving for awhile and will wait for the I fund to go up. Buyinglow and selling high later is my goal.
G
Guest
Guest
imported post
Mike wrote:
Mike,
While the technicals discussed here are excellent, I'd suggest that you also pick up a copy of the Stock Trader's Almanac by Yale Hirsch. I think you might find it enlightening. It might help to give you more of a seasonal perspective.I was shocked to find that simply making one trade per year (e.g. C fund Nov-Apr, G fund May-Oct rather than C fund all year) would have made a huge difference in your overall return.$10,000 invested in 1950 grew to $451,000 by 2002 (52 years) during the Oct to April months. However, that same $10,000invested in 1950 actually declined by $1,625 during the 52 year May to Sept period. Something to consider.
Mike wrote:
Mike,
While the technicals discussed here are excellent, I'd suggest that you also pick up a copy of the Stock Trader's Almanac by Yale Hirsch. I think you might find it enlightening. It might help to give you more of a seasonal perspective.I was shocked to find that simply making one trade per year (e.g. C fund Nov-Apr, G fund May-Oct rather than C fund all year) would have made a huge difference in your overall return.$10,000 invested in 1950 grew to $451,000 by 2002 (52 years) during the Oct to April months. However, that same $10,000invested in 1950 actually declined by $1,625 during the 52 year May to Sept period. Something to consider.
Spaf
Mike
Active member
imported post
Kids aren't in the cards (need a steady girlfriend first... heh). As long as that's the case, I don't have sponges taking their desired portion of my hard-earned moolah. :^
Save the quote if you like. If I live another 40 years, you can hold it against me then (or have your next of kin hold it against me).
Thanks for the tip, Sarah - and I probably should've clarified - I don't pay attention to the day-to-day seasonality (especially after what just happened in the historically good first week of January). However, I did learn on this site a few weeks ago that yes, the semi-annual approach appears to have a big advantage over being in the market the entire time. October-March is best, while the part in between doesn't do so well (this was especially true in 2004). Is that publication available on-line somewhere?
Kids aren't in the cards (need a steady girlfriend first... heh). As long as that's the case, I don't have sponges taking their desired portion of my hard-earned moolah. :^
Save the quote if you like. If I live another 40 years, you can hold it against me then (or have your next of kin hold it against me).
Thanks for the tip, Sarah - and I probably should've clarified - I don't pay attention to the day-to-day seasonality (especially after what just happened in the historically good first week of January). However, I did learn on this site a few weeks ago that yes, the semi-annual approach appears to have a big advantage over being in the market the entire time. October-March is best, while the part in between doesn't do so well (this was especially true in 2004). Is that publication available on-line somewhere?
G
Guest
Guest
imported post
Mike wrote:
Lots of data, charts, and interesting ideas to work with.... It comes out annually (since its an almanac). I've gotten it for a few years now and find it to be worth the cost...:u
Mike wrote:
www.stocktradersalmanac.com
Lots of data, charts, and interesting ideas to work with.... It comes out annually (since its an almanac). I've gotten it for a few years now and find it to be worth the cost...:u
G
Guest
Guest
imported post
You've really been 100% G thru this rally? Why? All the equities are above their 50 day MAs.
You've really been 100% G thru this rally? Why? All the equities are above their 50 day MAs.
Spaf
Honorary Hall of Fame Member
imported post
Mike wrote:
Mike....Why didn't you tell Saraho about the TSPTolerance Test?
TSP participants have Toast Retrieving Risk Tolerance.
The test is:
Low risk: Folks wait for toast to pop up even though it's burning.
Moderate risk: Folks go after toast with wooden spoon.
High risk: Goes after toast with a metal butter knife.
For some of us low risk folks, we will try the toaster anutter day.
Rgds Spaf
Mike wrote:
Mike....Why didn't you tell Saraho about the TSPTolerance Test?
TSP participants have Toast Retrieving Risk Tolerance.
The test is:
Low risk: Folks wait for toast to pop up even though it's burning.
Moderate risk: Folks go after toast with wooden spoon.
High risk: Goes after toast with a metal butter knife.
For some of us low risk folks, we will try the toaster anutter day.
Rgds
SpafSimilar threads
