DreamboatAnnie's Account Talk

Yes you're right about the G fund being so enticing, now that its near an annualized rate near 4%. The one benefit of the Fed hiking, lol.
If rates level off and only fall a bit in the coming years, having an annual rate between 3-4% is awesome for ones retirement...since the old withdrawal formula is 4%, its like replenishing most of ones TSP withdrawals...making it last several lifetimes...or allowing one to take out 5-6% annually.
There's a silver lining behind each cloud. :smile:

Thank you for comments FireWeatherMet and WorkFE. Itt puts everything in better clearer perspective! :smile:
 
Sounds like your saying jump in when there is blood in the streets. Only thing is I've been good at catching falling knives. Eee...:blink: But definitely understand what your saying. My issue is that it's just so very hard to risk so much dinero when close to retirement. The G fund is no risk and has given out 3.19% YTD...not bad. Wish I had stayed in G fund...

You mentioned staying in C fund due to falling oil prices. Does falling oil affect anything specific within the S&P 500 index?

Yes you're right about the G fund being so enticing, now that its near an annualized rate near 4%. The one benefit of the Fed hiking, lol.
If rates level off and only fall a bit in the coming years, having an annual rate between 3-4% is awesome for ones retirement...since the old withdrawal formula is 4%, its like replenishing most of ones TSP withdrawals...making it last several lifetimes...or allowing one to take out 5-6% annually.
There's a silver lining behind each cloud. :smile:
 
All reasons above are exactly the reason to jump in.
You need a bit of "Climbing the Wall of Worry" to catch a good uptrend.
When all the talking heads are on board, thats the time to start planning ones exit strategy.
FYI, Oil prices (rapidly falling 10-15% past 3 weeks) are why I'm staying in the C Fund...for now.

Sounds like your saying jump in when there is blood in the streets. Only thing is I've been good at catching falling knives. Eee...:blink: But definitely understand what your saying. My issue is that it's just so very hard to risk so much dinero when close to retirement. The G fund is no risk and has given out 3.19% YTD...not bad. Wish I had stayed in G fund...

You mentioned staying in C fund due to falling oil prices. Does falling oil affect anything specific within the S&P 500 index?
 
Watching closely for re-entry... talking heads sound bearish re. conflict, recession, oil prices... :worried:

All reasons above are exactly the reason to jump in.
You need a bit of "Climbing the Wall of Worry" to catch a good uptrend.
When all the talking heads are on board, thats the time to start planning ones exit strategy.
FYI, Oil prices (rapidly falling 10-15% past 3 weeks) are why I'm staying in the C Fund...for now.
 
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Watching closely for re-entry... talking heads sound bearish re. conflict, recession, oil prices... :worried:
 
Decision to stay in. Fear of drop due to war...but C fund still looks good although hitting some overhead resistance. s and I look good too.
 
Thinking to exit today or at least reduce my exposure. I think we got lucky today that war in Middle East did not yet ramp up this past weekend. Typically, the exit strategy is to watch MACD and watch for it to begin cresting...forming cap, which indicates momentum is dropping. I also look at MACD histogram.
 
Charts before cutoff. Best wishes to everyone!

S Fund MACD is cresting to move downward. C Fund's MACD has not crested. If the downtrend continues on Monday, I will likely need to exit. As I near retirement, I am seriously considering to stay in G fund until I retire. Thereafter, I will likely move funds out of TSP. I hope to grow my funds in a better and fairer trading environment. Looking into Charles Schwab and Interactive Brokers.


01 - S FUND - DWCPF DAILY.png

02 - C FUND - SPX DAILY.png

03 - I FUND -EFA DAILY.png

04 - F FUND - AGG DAILY.png
 
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That's the tricky part. When the bad news is out and everything looks bleak, the market has it priced in. Fear is high, investors are bearish and have sold already, and there's no one left to sell (theoretically.)

When everything looks great, earnings were good, the action is good, inflation is under controls, etc., a la July 31, it's already in the market and everyone's already in stocks. Only one way to go from there.

Anyway, that the theory behind the contrarian approach. Of course it's not that easy.
 
I'm luvin all the Green circles, and that should make me feel more comfortable about maybe jumpin in, but as I look at the overall "goings on" in the world right now, I'm still apprehensive (terrified) as Hell. Everything is just so upside down, backwards, and just "wrong", that things need to Right themselves for me to feel any sort of confidence at all. Still too sketchy, but I'll keep my fingers crossed as I hope for better days ahead.
T.PNG
 
So I thought the war in Israel would have market down but it is up. 3 white soldiers, and all funds except F have crossed above MACD on daily chart. Weekly is still down... but parameters have been met so I must jump in. Crossing fingers. I have jumped in: 30G, 45C, 25S.

Here are daily charts before close. Best wishes to all! :smile:
01 - S FUND - DWCPF DAILY.png)

02 - C FUND - SPX DAILY.png

03 - I FUND -EFA DAILY.png

04 - F FUND - AGG DAILY.png
 
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