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amoeba's Account Talk
- Thread starter amoeba
- Start date
that was on 6/14/22....I've gone sideways/down since...as well...been in maybe 5 days the last 3 months, lost a net 4% in those....would really like to finish the year down "only" 25%. Jeez Leweez!
Cratering sentiment. ^VIX entrenched above it's 20 EMA since mid-August, interest rate increases to battle inflation for which there is no end in sight. no FED/central bank safety net on this one...it will reach a natural bottom....I'm gonna say another 20% down, 3,000 SPY by next February.
Wrong again, enormous beats...13B+ vs 10ish consensus.
Sent from my moto g 5G (2022) using Tapatalk
And then NVDA faded, closed flat, an accomplishment compared to AMD, SOXL...has come a long way since 8 bux in 2017. SPLK held up better, price targets raised on that one.
Sent from my moto g 5G (2022) using Tapatalk
New TSP interfund transfer glitch warning!
Hi there:
I did a TSP interfund transfer yesterday, way before the IFT deadline, got a confirmation email (757am PST, an hour before the IFT deadline) that it would process on end of day 12/11/23, but when I went in today to do another one (increasing G fund, reducing S and C, left F and I at 5% each), it said I had one in process and would have to cancel it. I did, and it showed my allocation prior to the 12/11/23 IFT.
Then it still wouldn't let me do an interfund transfer, so I reduced my allocation in S, C, F, and I, and that one went through.
This has never happened before, and believe me, I have done alot of these this year (46+), and in the past 32 years. I think they are going through some coding changes; maybe calculating fractions that you can't see (e.g., if F or I was actually 4.99, instead of the "5" % shown, so I couldn't enter 5 again, and it rejected my IFT). Beware.
I did printouts of all this and may call TSP about it.
Hi there:
I did a TSP interfund transfer yesterday, way before the IFT deadline, got a confirmation email (757am PST, an hour before the IFT deadline) that it would process on end of day 12/11/23, but when I went in today to do another one (increasing G fund, reducing S and C, left F and I at 5% each), it said I had one in process and would have to cancel it. I did, and it showed my allocation prior to the 12/11/23 IFT.
Then it still wouldn't let me do an interfund transfer, so I reduced my allocation in S, C, F, and I, and that one went through.
This has never happened before, and believe me, I have done alot of these this year (46+), and in the past 32 years. I think they are going through some coding changes; maybe calculating fractions that you can't see (e.g., if F or I was actually 4.99, instead of the "5" % shown, so I couldn't enter 5 again, and it rejected my IFT). Beware.
I did printouts of all this and may call TSP about it.
Re: New TSP interfund transfer glitch warning!
Thanks for your reply,
I work full time programming and I do not have ability to follow up, much. I’m; getting the great return’s that I have been getting.
Very happy to see that Amoeba is back and I may be come Birchtree2 ? Then I jump on the Bandwagon, that we all need to express our feelings.
db
Thanks for your reply,
I work full time programming and I do not have ability to follow up, much. I’m; getting the great return’s that I have been getting.
Very happy to see that Amoeba is back and I may be come Birchtree2 ? Then I jump on the Bandwagon, that we all need to express our feelings.
db
Oh, I called and they kept saying I cancelled the IFT, but couldn't explain why it wasn't processed the day before. They tossed me around between supervisors, none of which seemed to know anything. They were contractors. I was given an option to file a complaint, which consisted of the right to leave a voicemail. Anyway, with the market up today, it was an error in my favor this time. Stay tuned.
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And today:
TSP (probably a contractor) called me back and quoted the line in their website that says transactions posted before noon are "generally" processed at close of business that day, so they aren't guaranteed to be processed. I didn't buy that song and dance at all, and that's not what it said on their IFT timestamped confirmation ("..will.be processed [by date certain]). I was given the option of uploading a document showing the timestamp of my IFT. OK fine and I did, and was told it would be "at least" another couple days at which time they will call me back with an answer why it wasn't processed, or do more research.
Since their error is in my favor, my return increased to a mere -0.26% for the year, instead of the -0.41% in the tracker. Whatever. I really am curious how computer code did not process an IFT submitted one hour and 3 minutes before the deadline. And the excuse from TSP with this "generally" same day = not guaranteed seemed incredibly lame. Stay tuned.
TSP (probably a contractor) called me back and quoted the line in their website that says transactions posted before noon are "generally" processed at close of business that day, so they aren't guaranteed to be processed. I didn't buy that song and dance at all, and that's not what it said on their IFT timestamped confirmation ("..will.be processed [by date certain]). I was given the option of uploading a document showing the timestamp of my IFT. OK fine and I did, and was told it would be "at least" another couple days at which time they will call me back with an answer why it wasn't processed, or do more research.
Since their error is in my favor, my return increased to a mere -0.26% for the year, instead of the -0.41% in the tracker. Whatever. I really am curious how computer code did not process an IFT submitted one hour and 3 minutes before the deadline. And the excuse from TSP with this "generally" same day = not guaranteed seemed incredibly lame. Stay tuned.
I count 15 entries now required to go from initial login, to "submit", to get to the page "successfully submitted (it used to be about 5). Oh, and they conveniently eliminated the actual IFT you are doing from their email confirmation replies. Then, they have no record of the time of day they send those confirmations (i.e., they don't have a record of the emails they send to us). What's more, the confirmation replies aren't necessarily sent at the time of the IFT (although this particular one on 12/11/2023 was sent right about the time of the IFT; others, like the one I did today, the confirmation was sent 7 hours later).
James48843
Well-known member
B-I-G steps backward with that new record keeping system. It’s a fraction of the value of the previous one, and I’m still finding tiny ways they round into their favor. Not quite enough to be able to prove in court it was intentional, but enough for me to wonder.
(Sigh).
Good day return today.
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IFTs to G must reduce ALL equity funds or IFT will be rejected
So:
IFT screwups continue. After 2 IFT's, TSP does NOT allow you to make a third to just G if you have more than one equity fund (i.e., C and S). You have to reduce BOTH C and S allocations or it will be rejected. This happened twice now. This time, I made a printout of the warning screen rejecting the IFT, the next attempt (in which both C and S are reduced) was accepted.
Example: if S is 38% and C is 3% (G 59%); you may NOT reduce S only to 35% and leave C at 3%, increasing G to 62%. It will be rejected. If you reduce to 36% S and 2% C, increasing G to 62%, it will be accepted.
So:
IFT screwups continue. After 2 IFT's, TSP does NOT allow you to make a third to just G if you have more than one equity fund (i.e., C and S). You have to reduce BOTH C and S allocations or it will be rejected. This happened twice now. This time, I made a printout of the warning screen rejecting the IFT, the next attempt (in which both C and S are reduced) was accepted.
Example: if S is 38% and C is 3% (G 59%); you may NOT reduce S only to 35% and leave C at 3%, increasing G to 62%. It will be rejected. If you reduce to 36% S and 2% C, increasing G to 62%, it will be accepted.
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