Squalebear's Account Talk

Tough time right now, thanks for keeping my thread active
and informative. I'll try to touch base as soon as I can.

Squalebear
 
Tuesday - January 27, 2009

.....DATE..........YTD TSP CENTS.....
(01/05/09)+0.1607 tsp cents
(01/06/09)+0.2059 tsp cents
(01/07/09)+0.2915 tsp cents
(01/08/09)+0.1973 tsp cents
(01/09/09)+0.2681 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/12/09)+0.3154 tsp cents
(01/13/09)+0.2532 tsp cents
(01/14/09)+0.2913 tsp cents
(01/15/09)+0.2082 tsp cents
(01/16/09)+0.2075 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/19/09)+0.0000 tsp cents (HOLIDAY)
(01/20/09)+0.2632 tsp cents
(01/21/09)+0.1737 tsp cents
(01/22/09)+0.1487 tsp cents
(01/23/09)+0.1691 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/26/09)+0.1559 tsp cents

(01/27/09)+0.1757 tsp cents:(

THE KEY:
------------------------------------------------- WE OWE THEM ---
+ .2500 thru +.3500 High Overpayment, (Payback Imminent)
+ .1500 thru +.2500 Elavated Overpayment, (Elevated Payback) :(
+ .1000 thru +.1500 Medium Overpayment (Flip - A - Coin)
+ .0500 thru +.1000 Low Overpayment, (Low Level)
+ .0000 thru +.0500 Minimum Overpayment (Goal is Met)

------------------------------------------------- THEY OWE US ----
-.0000 thru-.0500 Low Deficit (Goal is Met)
-.0500 thru-.1000 Medium Deficit (Flip A Coin)
-.1000 thru-.1500 High Deficit (Mid-Range Level)
-.1500 thru-.2500 Elavated Deficit, (Windfall Coming)
-------------------------------------------------------------------------------
 
Wednesday - January 28, 2009

.....DATE..........YTD TSP CENTS.....

(01/05/09)+0.1607 tsp cents
(01/06/09)+0.2059 tsp cents
(01/07/09)+0.2915 tsp cents
(01/08/09)+0.1973 tsp cents
(01/09/09)+0.2681 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/12/09)+0.3154 tsp cents
(01/13/09)+0.2532 tsp cents
(01/14/09)+0.2913 tsp cents
(01/15/09)+0.2082 tsp cents
(01/16/09)+0.2075 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/19/09)+0.0000 tsp cents (HOLIDAY)
(01/20/09)+0.2632 tsp cents
(01/21/09)+0.1737 tsp cents
(01/22/09)+0.1487 tsp cents
(01/23/09)+0.1691 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/26/09)+0.1559 tsp cents

(01/27/09)+0.1757 tsp cents
(01/28/09)+0.1101 tsp cents :confused:


THE KEY:
------------------------------------------------- WE OWE THEM ---
+ .2500 thru +.3500 High Overpayment, (Payback Imminent)
+ .1500 thru +.2500 Elavated Overpayment, (Elevated Payback)
+ .1000 thru +.1500 Medium Overpayment (Flip - A - Coin) :confused:
+ .0500 thru +.1000 Low Overpayment, (Low Level)
+ .0000 thru +.0500 Minimum Overpayment (Goal is Met)

------------------------------------------------- THEY OWE US ----
-.0000 thru-.0500 Low Deficit (Goal is Met)
-.0500 thru-.1000 Medium Deficit (Flip A Coin)
-.1000 thru-.1500 High Deficit (Mid-Range Level)
-.1500 thru-.2500 Elavated Deficit, (Windfall Coming)
-------------------------------------------------------------------------------
 
Ya doin' okay, SB? We're thinking of you, buddy! Lady

Hope you are doing well SB. Take care.

Thanks you two. Without sounding like a whining 3 year old with a boo-boo,
I'll just say I'm have both good and not so good days. Thanks for for the
well wishes. I've got to take this thing, one day at a time. Its practically
impossible to sit in this computer chair on some days. So I'm taking it easy
and getting as much rest as I can. Having Annual Refresher Training during
Day Watch has also thrown my body clock off. I normaly sleep during the
day and work while the European Market is in full swing. This week, I'm
feeling like a vampire in the daylight ! :nuts: Some good news abound, I made
it through Self Defense Training, even though I was excused from it on a
Medical Basis. I expected to be a mess the next morning, but ended up
just a little sore. This gives me hope for the future and I'm hoping to
continue my progress on a day-to-day basis.

I've received my PM's and posts concerning my well being and couldn't
answer every one. So I thought I'd fill ya's in and Thank You from the
bottom of my heart. :)
 
This gives me hope for the future and I'm hoping to continue my progress on a day-to-day basis.

That's good Squalebear - and that's probably the most important thing by far. There is a HOPE and progress will come day by day as you work on it. Hope - and believing - honestly help the body heal in wonderful ways.

There are many other promising avenues as well - but often the harder course and the one that takes more discipline is the BEST.

You're always in our thoughts and prayers

Steady
 
Thursday - January 29, 2009

.....DATE..........YTD TSP CENTS.....
(01/05/09)+0.1607 tsp cents
(01/06/09)+0.2059 tsp cents
(01/07/09)+0.2915 tsp cents
(01/08/09)+0.1973 tsp cents
(01/09/09)+0.2681 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/12/09)+0.3154 tsp cents
(01/13/09)+0.2532 tsp cents
(01/14/09)+0.2913 tsp cents
(01/15/09)+0.2082 tsp cents
(01/16/09)+0.2075 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/19/09)+0.0000 tsp cents (HOLIDAY)
(01/20/09)+0.2632 tsp cents
(01/21/09)+0.1737 tsp cents
(01/22/09)+0.1487 tsp cents
(01/23/09)+0.1691 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/26/09)+0.1559 tsp cents

(01/27/09)+0.1757 tsp cents
(01/28/09)+0.1101 tsp cents
(01/29/09)+0.2634 tsp cents :mad:

THE KEY:
------------------------------------------------- WE OWE THEM ---
+ .2500 thru +.3500 High Overpayment, (Payback Imminent) :mad:
+ .1500 thru +.2500 Elavated Overpayment, (Elevated Payback)
+ .1000 thru +.1500 Medium Overpayment (Flip - A - Coin)
+ .0500 thru +.1000 Low Overpayment, (Low Level)
+ .0000 thru +.0500 Minimum Overpayment (Goal is Met)

------------------------------------------------- THEY OWE US ----
-.0000 thru-.0500 Low Deficit (Goal is Met)
-.0500 thru-.1000 Medium Deficit (Flip A Coin)
-.1000 thru-.1500 High Deficit (Mid-Range Level)
-.1500 thru-.2500 Elavated Deficit, (Windfall Coming)
-------------------------------------------------------------------------------
 
SB my jedi master. I hope you have a good weekend. That and I wanted to get your account back to the first page. You are not a second page player.:cool:

Good Health!!
 
January has come to an end.The EFA, EAFE and the (I) Fund
continue to hold onto significant differences between each
other on a Year-To-Date basis.

.....EFA -13.79% (or $0.4783 TSP Cents vs. the EAFE INDEX)
(I)Fund -11.93% (or $0.2448 TSP Cents vs. the EAFE INDEX)

EAFE INDEX -09.98%

On January 28th, we saw the difference between the (I) Fund and
EFA drop to $0.1101 TSP Cents, but the diference between the two
never went lower. On the other hand, the (I) Fund vs. the EAFE is
in a "Deficit" situation and has actually reflected each other much
more closely. For that and other reasons, I will be changing the
O/D Tracker to compare the (I) Fund with the EAFE INDEX from this
day forward. It will take some time to setup the O/D Tracker, so I'll
be doing manual updates until I get my act together. Currently, the
(I) fund is more the 3% lower YTD then the (C) and (S). Greater
returns should be expected from the (I) Fund if the market makes
yet another comeback from these low levels, but the US Funds will
probably start the ball rolling. Good Luck in your IFT decisions ! ;)

Friday - January 30, 2009

.....DATE..........YTD TSP CENTS.....
(01/05/09)+0.1607 tsp cents
(01/06/09)+0.2059 tsp cents
(01/07/09)+0.2915 tsp cents
(01/08/09)+0.1973 tsp cents
(01/09/09)+0.2681 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/12/09)+0.3154 tsp cents
(01/13/09)+0.2532 tsp cents
(01/14/09)+0.2913 tsp cents
(01/15/09)+0.2082 tsp cents
(01/16/09)+0.2075 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/19/09)+0.0000 tsp cents (HOLIDAY)
(01/20/09)+0.2632 tsp cents
(01/21/09)+0.1737 tsp cents
(01/22/09)+0.1487 tsp cents
(01/23/09)+0.1691 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/26/09)+0.1559 tsp cents

(01/27/09)+0.1757 tsp cents
(01/28/09)+0.1101 tsp cents
(01/29/09)+0.2634 tsp cents

(01/30/09)+0.2267 tsp cents :( (I)Fund vs. EFA ends at this point.

.....DATE..........YTD TSP CENTS.....
(02/02/09)-??????? tsp cents.(I) Fund vs. the EAFE "Begins" today.


THE KEY:

------------------------------------------------- THEY OWE US ----

-.2000 thru-.3000 High Deficit, (Windfall Imminent)
-.1500 thru-.2000 Elevated Deficit (Smiles Are Likely)
-.1000 thru-.1500 Medium Deficit (Flip-A-Coin)
-.0500 thru-.1000 Low Deficit (Low Level)
-.0000 thru-.0500 Minimum Deficit (Goal is Met)

------------------------------------------------- WE OWE THEM ---
+.0000 thru+.0500 Minimum Overpayment (Goal is Met)
+.0500 thru+.1000 Low Overpayment, (Low Level)
+.1000 thru+.1500 Medium Overpayment (Flip-A-Coin)
+.1500 thru+.2000 Elavated Overpayment (Frowns Abound)
+.2000 thru+.3000 High Overpayment, (Payback Imminent)
-------------------------------------------------------------------------------
 
Last edited:
Friday - January 30, 2009

YTD IDX returns: YTD TSP returns: YTD SB current returns:
$SPX=-08.57%.....C=...-08.41%...-06.84% (my figures) :blink:
DWC.=-07.58%.....S=...-08.19%...
EAFE=-09.98%......I=...-11.93%...
AGG..=-01.99%.....F=...-00.86%...
............................G=...+00.19%...

MTD IDX returns: MTD TSP returns:MTD SB current returns:
$SPX=-08.57%.....C=...-08.41%...-06.84%(my figures) :blink:
DWC.=-07.58%.....S=...-08.19%...
EAFE=-09.98%......I=...-11.93%...
AGG..=-01.99%.....F=...-00.86%...
............................G=...+00.19%...
 
Monday - February 02, 2009
The figures below represent the TSP Cent differences between the
EAFE Index and the (I) Fund. This is new, as previous comparisons
were based on the EFA (an ETF which we normally use to track the
daily performance of the I-Fund). Since the (I) Fund's goal is to
reflect the EAFE Index on a YTD Basis and the EFA has its own small
difference (ie...dividends and fees) included in its pricing, I wanted
to see how the (I) Fund stood up to the EAFE Index. There may be
some future tweeks in the "Key" (below) over the next few weeks,
but I don't anticipate many. This has been done in hopes to find a
better entry point into the (I) Fund, while utilizing other tools to
time my moves. Good Luck To Each And Every One Of Us ! ;)

.....DATE..........YTD TSP CENTS.....
(01/01/09) -0.0000 tsp cents
(01/02/09) -0.0315 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/05/09) -0.2193 tsp cents
(01/06/09)+0.0027 tsp cents
(01/07/09) -0.4067tsp cents
(01/08/09) -0.1243 tsp cents
(01/09/09) -0.3787 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/12/09) -0.3663 tsp cents
(01/13/09) -0.1949 tsp cents
(01/14/09) -0.3111 tsp cents
(01/15/09)+0.0170 tsp cents
(01/16/09) -0.1785 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/19/09) -0.0040 tsp cents
(01/20/09) -0.3872 tsp cents
(01/21/09)+0.0993 tsp cents
(01/22/09) -0.1688 tsp cents
(01/23/09)+0.0226 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/26/09) -0.1724 tsp cents
(01/27/09) -0.1727 tsp cents
(01/28/09) -0.1729 tsp cents
(01/29/09) -0.3744 tsp cents
(01/30/09) -0.2566 tsp cents

.....DATE..........YTD TSP CENTS.....
(02/02/09) -0.0966 tsp cents :)

THE KEY:
------------------------------------------------- WE OWE THEM ---
+ .3000 thru +.3999 Elevated Overpayment, (Payback Imminent)
+ .2000 thru +.2999 High Overpayment, (Elevated Payback)
+ .1000 thru +.1999 Medium Overpayment (Flip - A - Coin)
+ .0000 thru +.0999 Low Overpayment (Goal is Met)
------------------------------------------------- THEY OWE US ----
-.0000 thru-.0999 Low Deficit (Goal is Met) :)
-.0100 thru-.1999 Medium Deficit (Flip A Coin)
-.2000 thru-.2999 High Deficit (Mid-Range Level)
-.3000 thru-.3999 Elavated Deficit, (Windfall Coming)
--------------------------------------------------------------------
 
Monday - February 02, 2009

YTD IDX returns: YTD TSP returns: YTD SB current returns:
$SPX= -08.61%.....C=...-08.46%...-6.8363% (my figures)
DWC.= -07.05%.....S=...-07.65%...
EAFE= -12.14%......I=...-12.91%...
AGG..= -02.50%.....F=...-00.45%...
............................G=...+00.20%...

MTD IDX returns: MTD TSP returns:MTD SB current returns:
$SPX= -00.05%.....C=...-00.06%...+0.0118%(my figures)
DWC.=+00.57%.....S=..+00.58%..
EAFE= -02.50%......I=...-01.12%..
AGG.= -00.53%......F=..+00.41%..
.............................G=..+00.01%..
 
Just a note: It would appear that the Fund Managers have made a change
(possibly temporary) on how they are paying out the (G) Fund. On Friday
the (G) paid out 0.0015 TSP Cents instead of its traditional .0007-.0008
TSP Cents. Today, the (G) Fund paid out 0.0015 TSP Cents as well, in lieu
of its traditional 0.0022-.0023 TSP Cents.

Current Loan Rate remains at 2.125% and I'm sure the figures will result in
the same (G) Fund payout overall. But this is something different then the
norm and I wanted it to be brought to your attention. Maybe this was a
move to change the status quo and avoid timing of the Monday's normally
higher return. Anyway, I thought you'd like to know. I'll post this on the
(G) Fund thread as well. ;)
 
Just a note: It would appear that the Fund Managers have made a change
(possibly temporary) on how they are paying out the (G) Fund. On Friday
the (G) paid out 0.0015 TSP Cents instead of its traditional .0007-.0008
TSP Cents. Today, the (G) Fund paid out 0.0015 TSP Cents as well, in lieu
of its traditional 0.0022-.0023 TSP Cents.

Current Loan Rate remains at 2.125% and I'm sure the figures will result in
the same (G) Fund payout overall. But this is something different then the
norm and I wanted it to be brought to your attention. Maybe this was a
move to change the status quo and avoid timing of the Monday's normally
higher return. Anyway, I thought you'd like to know. I'll post this on the
(G) Fund thread as well. ;)

I noticed that also. It's kind of strange. It really doesn't matter much to me. I go to G for safety and move out when I think I can catch a gain. I don't try to time the G but that's just me. Good idea to post just in case. As always thanks for watching out.
 
... Maybe this was a move to change the status quo and avoid timing of the Monday's normally higher return. Anyway, I thought you'd like to know. I'll post this on the (G) Fund thread as well. ;)
Interesting! Thanks for sharing the information. I'm also glad to see that you're feeling well enough to be at the keyboard for multiple posts. :) I know how tough it can be to type when that neck is acting up.

Lady
 
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