Squalebear's Account Talk

The contingency plan is in the September meeting minutes "Preparing for an Emergency Transfer of TSP Assets". It could take up to 3 weeks to get all of our money transfered to a new investment manager, but the majority of our funds would be transfered in 3 days.

Geez Nasa, my confidence in anyone handling money at the Governmental
Level is low at best and for obvious reasons. Cramer didn't have the time
to explain his concerns over Barclays, but the words "serious trouble" was
enough to get me worried and start posting questions. I'm gonna look into
this a little more before I start to panic over the "what if's". ;)
 
Geez Nasa, my confidence in anyone handling money at the Governmental
Level is low at best and for obvious reasons. Cramer didn't have the time
to explain his concerns over Barclays, but the words "serious trouble" was
enough to get me worried and start posting questions. I'm gonna look into
this a little more before I start to panic over the "what if's". ;)

I'm not going to panic, but with the way the market is and the 2 IFT's makes it pretty tough to make any money. So until this barclays thing settles out, I'd think it would be prudent to protect your funds or at least have your finger on the button. Who knows how all of this is going to shake out, more than likely nothing will happen, but the G fund will allows me to sleep at night.

It's good that we are looking out for each other. :D

Good Luck Gang,
CB
 
I'm not going to panic, but with the way the market is and the 2 IFT's makes it pretty tough to make any money. So until this barclays thing settles out, I'd think it would be prudent to protect your funds or at least have your finger on the button. Who knows how all of this is going to shake out, more than likely nothing will happen, but the G fund will allows me to sleep at night.

It's good that we are looking out for each other.

Good Luck Gang,
CB

I need more sleep at night too ! I don't want to bail totaly, but close !
I just made a IFT for COB today; 75%(G) 25%(F)

Something is telling me that the (F) Fund has hit
a temporary low and we could see a small bounce
upward from here. I'll leave my 25% in the (F) until
I'm proven wrong (yet again). Just when I should
be buying, I'm running like a rabbit to my hole and
I hate it. But your right, 2 IFT limits are handcuffing
us like we're inmates and I want my friggen lawyer! :mad:
 
The contingency plan is in the September meeting minutes "Preparing for an Emergency Transfer of TSP Assets". It could take up to 3 weeks to get all of our money transfered to a new investment manager, but the majority of our funds would be transfered in 3 days.
Speaking of minutes - Anyone seen December's yet?:suspicious:
 
.....DATE..........YTD TSP CENTS.....
(12/29/08)+0.1839 tsp cents
(12/30/08)+0.1604 tsp cents
(12/31/08)+0.0608 tsp cents
(01/01/09)+0.0000 tsp cents (HOLIDAY)
(01/02/09)+0.1093 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/05/09)
+0.1607 tsp cents
(01/06/09)+0.2059 tsp cents
(01/07/09)+0.2915 tsp cents
(01/08/09)+0.1973 tsp cents
(01/09/09)+0.2681 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/12/09)
+0.3154 tsp cents
(01/13/09)+0.2532 tsp cents
(01/14/09)+0.2913 tsp cents
(01/15/09)+0.2082 tsp cents
(01/16/09)+0.2075 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/19/09)
+0.0000 tsp cents (HOLIDAY)
(01/20/09)+0.2632 tsp cents
(01/21/09)+0.1737 tsp cents
(01/22/09)+0.1487 tsp cents :confused:

THE KEY:
------------------------------------------------- WE OWE THEM ---
+ .2500 thru +.3500 High Overpayment, (Payback Imminent)
+ .1500 thru +.2500 Elavated Overpayment, (Elevated Payback)
+ .1000 thru +.1500 Medium Overpayment (Flip - A - Coin) :confused:
+ .0500 thru +.1000 Low Overpayment, (Low Level)
+ .0000 thru +.0500 Minimum Overpayment (Goal is Met)

------------------------------------------------- THEY OWE US ----
-.0000 thru-.0500 Low Deficit (Goal is Met)

-.0500 thru-.1000 Medium Deficit (Flip A Coin)
-.1000 thru-.1500 High Deficit (Mid-Range Level)
-.1500 thru-.2500 Elavated Deficit, (Windfall Coming)
-------------------------------------------------------------------------------
 
Thursday - January 22, 2009

YTD IDX returns: YTD TSP returns: YTD SB current returns:
SPX=-08.39%.....C=...-08.24%...-06.88% (my figures)
DW.=-08.07%.....S=...-08.56%...
EFA=-14.13%......I=...-12.94%...EAFE..........-11.57%
AGG=-02.03%.....F=...-00.42%...
..........................G=...+00.13%...

MTD IDX returns: MTD TSP returns: MTD SB current returns:
SPX=-08.39%....C=...-08.24%....-06.88%(my figures)
DW.=-08.07%....S=...-08.56%...
EFA=-14.13%.....I=...-12.94%....EAFE..........-11.57%
AGG=-02.03%.....F=..-00.42%...
.........................G=...+00.13%...
 
Squalebear,

I love ya little brother...and hope things are getting better

Have a good weekend..and if you talk with Lady this weekend let her know how special she is and wish her the best as well.
 
.....DATE..........YTD TSP CENTS.....
(12/29/08)+0.1839 tsp cents
(12/30/08)+0.1604 tsp cents
(12/31/08)+0.0608 tsp cents
(01/01/09)+0.0000 tsp cents (HOLIDAY)
(01/02/09)+0.1093 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/05/09)
+0.1607 tsp cents
(01/06/09)+0.2059 tsp cents
(01/07/09)+0.2915 tsp cents
(01/08/09)+0.1973 tsp cents
(01/09/09)+0.2681 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/12/09)
+0.3154 tsp cents
(01/13/09)+0.2532 tsp cents
(01/14/09)+0.2913 tsp cents
(01/15/09)+0.2082 tsp cents
(01/16/09)+0.2075 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/19/09)
+0.0000 tsp cents (HOLIDAY)
(01/20/09)+0.2632 tsp cents
(01/21/09)+0.1737 tsp cents
(01/22/09)+0.1487 tsp cents
(01/23/09)+0.1691 tsp cents :(

.....DATE..........YTD TSP CENTS.....
(01/26/09)

THE KEY:
------------------------------------------------- WE OWE THEM ---
+ .2500 thru +.3500 High Overpayment, (Payback Imminent)
+ .1500 thru +.2500 Elavated Overpayment, (Elevated Payback) :(
+ .1000 thru +.1500 Medium Overpayment (Flip - A - Coin)
+ .0500 thru +.1000 Low Overpayment, (Low Level)
+ .0000 thru +.0500 Minimum Overpayment (Goal is Met)

------------------------------------------------- THEY OWE US ----
-.0000 thru-.0500 Low Deficit (Goal is Met)

-.0500 thru-.1000 Medium Deficit (Flip A Coin)
-.1000 thru-.1500 High Deficit (Mid-Range Level)
-.1500 thru-.2500 Elavated Deficit, (Windfall Coming)
-------------------------------------------------------------------------------
 
Friday - January 23, 2009

YTD IDX returns: YTD TSP returns: YTD SB current returns:
SPX=-07.89%.....C=...-07.77%...-06.89% (my figures)
DW.=-07.87%.....S=...-08.04%...
EFA=-14.73%......I=...-13.37%...EAFE..........-13.55% ;)
AGG=-02.19%.....F=...-00.48%...
..........................G=...+00.14%...

MTD IDX returns: MTD TSP returns: MTD SB current returns:
SPX=-07.89%....C=...-07.77%....-06.89%(my figures)
DW.=-07.87%....S=...-08.04%...
EFA=-14.73%.....I=...-13.37%....EAFE..........-13.55% ;)
AGG=-02.19%.....F=..-00.48%...
.........................G=...+00.14%...
 
Monday - January 26, 2009

.....DATE..........YTD TSP CENTS.....
(01/05/09)+0.1607 tsp cents
(01/06/09)+0.2059 tsp cents
(01/07/09)+0.2915 tsp cents
(01/08/09)+0.1973 tsp cents
(01/09/09)+0.2681 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/12/09)+0.3154 tsp cents
(01/13/09)+0.2532 tsp cents
(01/14/09)+0.2913 tsp cents
(01/15/09)+0.2082 tsp cents
(01/16/09)+0.2075 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/19/09)+0.0000 tsp cents (HOLIDAY)
(01/20/09)+0.2632 tsp cents
(01/21/09)+0.1737 tsp cents
(01/22/09)+0.1487 tsp cents
(01/23/09)+0.1691 tsp cents

.....DATE..........YTD TSP CENTS.....
(01/26/09)+0.1559 tsp cents :(

THE KEY:
------------------------------------------------- WE OWE THEM ---
+ .2500 thru +.3500 High Overpayment, (Payback Imminent)
+ .1500 thru +.2500 Elavated Overpayment, (Elevated Payback) :(
+ .1000 thru +.1500 Medium Overpayment (Flip - A - Coin)
+ .0500 thru +.1000 Low Overpayment, (Low Level)
+ .0000 thru +.0500 Minimum Overpayment (Goal is Met)

------------------------------------------------- THEY OWE US ----
-.0000 thru-.0500 Low Deficit (Goal is Met)
-.0500 thru-.1000 Medium Deficit (Flip A Coin)
-.1000 thru-.1500 High Deficit (Mid-Range Level)
-.1500 thru-.2500 Elavated Deficit, (Windfall Coming)
-------------------------------------------------------------------------------
 
Good Morning Squalebear, Have you still been doing your less than 1% moves? I tried to the other day and could not do it. I was told I had already done 2 transfers this month and that I would have to wait until next month. I was just curious if it was just me or if others had the same problem.

Thanks,
Dave at VA
 
I just did a 1%IFT. C S and I were at 1.01% and I changed them to 2% each.
That's the 2nd time I've done it this month after I used up my 2 IFTs.
 
Thanks Mojo, I wonder what's up. I tried to raise mine by less than 1% and couldn't. Guess the powers that be have their eyes on me.
 
I just did a 1%IFT. C S and I were at 1.01% and I changed them to 2% each.
That's the 2nd time I've done it this month after I used up my 2 IFTs.
Dave at VA, I also moved up to 2% on both c and s from 1.01%. This is the 7th move this month for me. Maybe you could try again.
I sure hope they don't take the ability to rebalance away from us also.
 
Squalebear,
I didn't know the details of the sytem - and the neccessities required - for one to give another AL. Since HR did not call me I decided to hope for the best.

Now I see in fact you did not get the 2 weeks (just got my earnings/leave statment)

If something comes up (and I hope it doesn't) - but if it does and you need the time - let me know.
 
I just did a 1%IFT. C S and I were at 1.01% and I changed them to 2% each.
That's the 2nd time I've done it this month after I used up my 2 IFTs.
Dave,

After you use your 2 IFT's you actually have four options: 1) Do nothing and keep your current percetages for the rest of the month, 2) Slowly (or quickly) move back to the G fund, 3) IF as an example you have even percentages in your funds (G20% F20% C20% S20% I20%) you can do an IFT and keep the same %'s (this move will actually increase or decrease your total shares but maintain your percentages), and 4) Do a <1% move (to perform this move your accounts must have a .01 to a .99%) Example G20.01% F19.99% C20.25% S20.25% I19.50%. Now you can round up the FCSI funds to 20% 21% 21% 20% and the G fund will be 18%. Does this clear it up a little better?

Good Luck.
 
Dave,

After you use your 2 IFT's you actually have four options: 1) Do nothing and keep your current percetages for the rest of the month, 2) Slowly (or quickly) move back to the G fund, 3) IF as an example you have even percentages in your funds (G20% F20% C20% S20% I20%) you can do an IFT and keep the same %'s (this move will actually increase or decrease your total shares but maintain your percentages), and 4) Do a <1% move (to perform this move your accounts must have a .01 to a .99%) Example G20.01% F19.99% C20.25% S20.25% I19.50%. Now you can round up the FCSI funds to 20% 21% 21% 20% and the G fund will be 18%. Does this clear it up a little better?

Good Luck.
Ahh, I didn't know about the #3 option.
That might come in handy. Thanks
 
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