Squalebear's Account Talk

"Bottom Line: Your Monday's IFT is stuck in the Market until after the Market


Closes on Wednesday Night. So remember that when making a decision today.

You sure this is right? Won't transactions submitted by noon today (Monday) be processed tonight at today's (Monday's) closing prices?
 
You sure this is right? Won't transactions submitted by noon today (Monday) be processed tonight at today's (Monday's) closing prices?

Yes Turbo, thats correct. Your IFT today will go into effect at the close of
business today (@ the Mondays closing price) Tomorrow, you will see your
change at work. The point was, You Can't Change It for two trading days.
The next time you can do a IFT, is Wednesday before noon. But you won't
actualy see the change until Thursday. So you'll have to stick with your
decision, no matter what the market does. You are forced to withstand
what ever the market does on Tuesday and Wednesday.;) A PM was sent
to you, just in case you don't see this post.
 
SB,
GRRRR. To find out your a G-Men fan. :suspicious:congrats
Well atleast my phils manned up.

No holiday in the asian market this week

GRRRR, back at'cha ! You misinterpreted my post. I've been a E-A-G-L-E-S
fan since 1979. I was one of the F-R-U-S-T-R-A-T-E-D ! Congratulations
on your fight'n Phillies victory. It was a long time a come'n ! "80"-"08".
 
SB, sorry for the misinterpretation. did not mean to slight you like that.

No harm,,,,no fowl {bird reference} !

I did a <1% IFT and kept my account at 5%(C) 5%(S) 5%(I) 85%(G)
on the prospects that we'll have a negative closing today. If we end
up positive, I'll be locking in some gains and lower my share position.
This won't be able to be changed until Wednesday for Thursdays market.
 
No harm,,,,no fowl {bird reference} !

I did a <1% IFT and kept my account at 5%(C) 5%(S) 5%(I) 85%(G)
on the prospects that we'll have a negative closing today. If we end
up positive, I'll be locking in some gains and lower my share position.
This won't be able to be changed until Wednesday for Thursdays market.

SB, I was going to do the same but I looked at my numbers and they all ended in zero. I made a move Friday so now I will have to wait and adjust Wednesday. :D Have a good week off. Remember our veterans tomorrow.
 
SB, I was going to do the same but I looked at my numbers and they all ended in zero. I made a move Friday so now I will have to wait and adjust Wednesday. :D Have a good week off. Remember our veterans tomorrow.

Nasa, Your TSP IFT Page would indeed say even number. BUT if you made
a IFT using the exact same percentages that were already there, you did
what you set out to do. You would have insured that you maintaned the
same exact percentages that you began with today, for tomorrow. :blink:
 
Nasa, Your TSP IFT Page would indeed say even number. BUT if you made
a IFT using the exact same percentages that were already there, you did
what you set out to do. You would have insured that you maintaned the
same exact percentages that you began with today, for tomorrow. :blink:

So what you are saying is that it would be a preemptive strike. Keeping your numbers from changing at the close of business. But your shares would still change according to closing prices. Thanks.
 
On average, the market has only lost half of what it gained on Friday
at this current time. This afternoon should see a bounce back off this
level. My biggest concern (as always) is the last half hour of trading.
 
Yes Turbo, thats correct. Your IFT today will go into effect at the close of business today (@ the Mondays closing price) Tomorrow, you will see your change at work.

Ok, now I see the light...What ever change one made by noon today will have to be lived with till Wed noon which means Wed night closing prices.

That IS a really long strecth to anticipate what direction the market may go this week in this environment, even if it does seem like the volatility has reduced somewhat. Having said that, look at today starting out gangbusters green and by 1pm testing that low in the area of 900.

I"m still trying to digest your example of <1%IFTs.... yeah I'm that slow.
 
Hey SB, You and I where playing with this <1% move back in May. You mastered it, I just forgot about it. Oldtimers I guess......:D:D
 
Ok, now I see the light...What ever change one made by noon today will have to be lived with till Wed noon which means Wed night closing prices.

That IS a really long strecth to anticipate what direction the market may go this week in this environment, even if it does seem like the volatility has reduced somewhat.

I"m still trying to digest your example of <1%IFTs.... yeah I'm that slow.

Turbo, it is a long stretch with no ability to move your money into safety
should you desire. That was the purpose of posting the information. We
must have all the facts before making a informed decision. Glad I could
help ! ;)

The <1% IFT method I'm using is so much easier to see on a spreadsheet
then to explain it on any given thread. I invite you to read some current
posts on XL-Lady's Thread. It might complicate the process even more,
but additional facts are available that you should know.
 
Today my TSP Account Percentages looked like this;
85%(G) 0%(F) 5%(C) 5%(S) 5%(I)

Based on my spreadsheet, if I did not make a <1% IFT my TSP account
percentages would have looked similar to this come Tuesday Morning;
85.22%(G) 0%(F) 4.95%(C) 4.89%(S) 4.94%(I)

I assumed before noon that the market was going to end negative. In
response, I went to the IFT webpage and saw I had 85-0-5-5-5 as I had
requested on Friday. But I didn't want my percentages to change as I've
mentioned just above. So I entered the exact same percentages into the
IFT webpage that were shown to begin with. 85-0-5-5-5. The IFT went
through without a hitch. I am now guaranteed to have 5% in each of the
risk funds come tomorrow.

The IFT resulted in the following;
0.22%(G) were sold. (having less shares)
0.05%(C) were bought. (having more shares)
0.11%(S) were bought. (having more shares)
0.06%.(I) were bought. (having more shares)

As far as $$Dollars$$ go, I won't have as much, in each of the risk funds,
that I had at the begining of Monday morning, however, I have a heck of
alot more money in those funds then I had at the close on Monday. ;)
 
(I) Funder's Reap The Benefits of a Deficit !
The EFA closed down -1.50% but not the (I) Fund! The Fund Managers
gave the (I) Fund a shot in the arm on a down day of just over 0.06 TSP
Cents. This drove the Deficit down to practically zero and helped lower
the (I) Fund loss to -1.06% for the day. We'd rather see it on a positive
day, but it's just as important to lower losses, as it is to receive greater
gains. When it comes time for me to call a complete reversal to the
Deficit side of the O/D Tracker, I will make the announcement here. Its
getting very close, I just don't want to jump the gun.

YTD O/D FOR ALL TSP FUNDS

(C) Fund vs. the SPX = -0.1991 TSP Cent Overpayment or -1.88%

(S) Fund vs. DWCPF. = -0.2530 TSP Cent Overpayment or -2.08%
(I). Fund vs. the EFA =+0.0029 TSP Cent Overpayment or+0.02%:)

DAILY (I) FUND VS. EFA O/D TRACKING RESULTS:

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(10/20/08) -0.7050%+0.0048 tsp cents
(10/21/08)+0.8721% -0.1205 tsp cents
(10/22/08)+0.5115% -0.1807 tsp cents
(10/23/08) -0.3743% -0.1331 tsp cents
(10/24/08) -0.4057% -0.0725 tsp cents

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(10/27/08) -0.4900% -0.1282 tsp cents
(10/28/08) -1.9368%+0.1181 tsp cents
(10/29/08)+0.7332%+0.0193 tsp cents
(10/30/08)+0.9004% -0.1080 tsp cents
(10/31/08) -0.8988%+0.0199 tsp cents

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(11/03/08) -0.5300%+0.0950 tsp cents
(11/04/08) -0.0212%+0.1047 tsp cents
(11/05/08)+1.2817% -0.0857 tsp cents
(11/06/08)+0.1518% -0.1010 tsp cents
(11/07/08) -1.1986%+0.0648 tsp cents

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(11/10/08)+0.4357%+0.0029 tsp cents:)

THE KEY:
------------------------------------------ THEY OWE US -----
+.2000 thru+.2500 Elavated Deficit, (Windfall Coming)
+.1500 thru+.2000 High Deficit (Rarely Goes Higher)
+.1000 thru+.1500 Medium Deficit (Flip A Coin)
+.0000 thru+.1000 Low Deficit (Goal is Met):)

------------------------------------------------- WE OWE THEM ------
- .0000 thru -.1000 Minimum Overpayment (Goal is Met)
- .1000 thru -.1500 Low Overpayment, (Flip A Coin)
- .1500 thru -.2000 Medium Overpayment (Rarely Goes Higher)
- .2000 thru -.2500 Elavated Overpayment, (Payback Immanent)

-------------------------------------------------------------------------
 
YTD IDX returns: YTD TSP returns: YTD SB current returns:
SPX= -37.40%.....C=...-36.18%....-11.88% (my figures):D
DW.= -39.81%.....S=.. -38.63%....
EFA= -43.92%......I=...-43.23%...
AGG= -04.65%.....F=.. +00.23%...
...........................G=...+03.29%...

MTD IDX returns: MTD TSP returns: MTD SB current returns:
SPX= -05.11%.....C=...-04.98%....+04.78%(my figures):D
DW.= -07.45%.....S=...-07.45%....
EFA= -01.23%......I=...-00.98%...
AGG=+00.53%.....F=...+01.84%...
...........................G=...+00.10%..
 
Ugly day so far ! TSP is Closed and I'm about to put up the Xmas Tree
to put me in a more acceptable frame of mind. Happy Veterans Day to
one and all. Don't forget to thank those, both past and present, who
put it on the line for our Country and Freedom. Of coarse, Bless the
families who await their return back home. :)
 
TSP Holiday Leaves Us Guessing !
Unlike the TSP, the Stock Market was open for business today and we
simply wished it took the day off too. Tough day on low volume for all
but the (AGG) Bond Fund. Without updated share prices, all O/D figures
are mear speculation and I tried my best to get her close to reality. May
we all see a tremendous bounce upward soon as the losses are piling up.

YTD O/D FOR ALL TSP FUNDS (Holiday Estimates)

(C) Fund vs. the SPX = -0.1992 TSP Cent Overpayment or -1.93%
(S) Fund vs. DWCPF. = -0.2531 TSP Cent Overpayment or -2.14%

(I). Fund vs. the EFA =+0.0608 TSP Cent Overpayment or+0.45%:)

DAILY (I) FUND VS. EFA O/D TRACKING RESULTS:

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(10/20/08) -0.7050%+0.0048 tsp cents
(10/21/08)+0.8721% -0.1205 tsp cents
(10/22/08)+0.5115% -0.1807 tsp cents
(10/23/08) -0.3743% -0.1331 tsp cents
(10/24/08) -0.4057% -0.0725 tsp cents

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(10/27/08) -0.4900% -0.1282 tsp cents
(10/28/08) -1.9368%+0.1181 tsp cents
(10/29/08)+0.7332%+0.0193 tsp cents
(10/30/08)+0.9004% -0.1080 tsp cents
(10/31/08) -0.8988%+0.0199 tsp cents

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(11/03/08) -0.5300%+0.0950 tsp cents
(11/04/08) -0.0212%+0.1047 tsp cents
(11/05/08)+1.2817% -0.0857 tsp cents
(11/06/08)+0.1518% -0.1010 tsp cents
(11/07/08) -1.1986%+0.0648 tsp cents

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(11/10/08)+0.4357%+0.0029 tsp cents
(11/11/08) -0.4275%+0.0606 tsp cents (Holiday Estimate):)
(11/12/08)

THE KEY:
------------------------------------------ THEY OWE US -----
+.2000 thru+.2500 Elavated Deficit, (Windfall Coming)
+.1500 thru+.2000 High Deficit (Rarely Goes Higher)
+.1000 thru+.1500 Medium Deficit (Flip A Coin)
+.0000 thru+.1000 Low Deficit (Goal is Met):)

------------------------------------------------- WE OWE THEM ------
- .0000 thru -.1000 Minimum Overpayment (Goal is Met)
- .1000 thru -.1500 Low Overpayment, (Flip A Coin)
- .1500 thru -.2000 Medium Overpayment (Rarely Goes Higher)
- .2000 thru -.2500 Elavated Overpayment, (Payback Immanent)

-------------------------------------------------------------------------
 
Holiday Estimates:

YTD IDX returns: YTD TSP returns: YTD SB current returns:
SPX= -38.78%.....C=...-37.56%....-12.28% (my figures):blink:
DW.= -41.35%.....S=.. -40.17%....
EFA= -45.77%......I=...-45.34%...
AGG= -03.92%.....F=.. +00.95%...
...........................G=...+03.30%...

MTD IDX returns: MTD TSP returns: MTD SB current returns:
SPX= -07.21%.....C=...-07.03%....+04.35%(my figures):blink:
DW.= -09.82%.....S=...-09.77%....
EFA= -04.49%......I=...-04.66%...
AGG=+01.29%.....F=...+02.58%...
...........................G=...+00.11%..
 
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