I wouldn't have to worry about deductions if the state of AZ didn't give credits. 100% of medical payments. The charitable deductions thing was meant as a joke, hence the disclaimer.
IRS: IT WAS A JOKE!!!
House will be paid off in December, not enough interest to itemize for a few years. Maybe if we were upside down or in forclosure we could get some bennies? No good deed goes unpunished, including being a good financial steward.
Retirement date is tentatively 8 JAN 18. Life is pretty good now, hope it gets better.