I am keeping a core percentage in the I-Fund, because I acquired the shares at lower prices around June 20. This I will let ride up or down. However, some technical analysts are saying that the markets are overbought and that we should be getting a correction very soon. This is compounded with geopolitical tensions such as the Middle East, Korea, the unknown factor regarding whether Japan will raise rates for certain, or to what extent they will do so. Canada decided to leave their rates as they are. The markets do not like uncertainty; therefore, I decided to go the conservative way in order to preserve capital and prior gains. It's better than trying to recoup losses if this should go down! You can always get in later. Tom Crowley gave some very useful guidelines in his commentary this morning. I suggest you preserve some gunpowder which might come in handy if a correction does occur, at which time you can buy back shares at a lower price. Best wishes to all!