Interfund Transfer 10/27 for 10/28/05

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HAMBONE wrote:
Am I allowed to reply on this page, and give my INT's, and also follow you guy's? If not, where do I go to reply?
Hambone,
If U need help, put cursor on a bold Spaf (Username) . Left click, sellect private message, and we can chat. Get U started, etc.
Rgds! :) Spaf
 
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I TRANSFER MY ACCOUNTS THE SAME WAY. I THINK PARTICIPANTS SHOULD TRANSFER OUT OF STOCKS INTO G FUNDWHEN ITS AT ALLTIME HIGH AND STARTED GOING BACK DOWN,OR EVEN IF THEY THINK ITS GOING TO GO DOWN $.10,THEN BUY BACK IN AT LOWER SHARE PRICES,YOU WILL EARN MORE SHARES WITH THIS STRATEDGY,AND ONLY PUT ALLOCATONS INTO G-FUND,THEN TRANSFER PROPERLY,AND YOU HAVE TO WATCH FUNDS DAILY,AND PAY ATTENTION TO THE OUTLOOK REPORTS



.



GLENN BARTEL
 
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ADMINISTARTOR PAY ATTENTION TO THIS COMMENTARY,

I CONSIDERD THAT ALOT OF ARE PARTICIPANTS ARE NOT REALLY PRO-INVESTORS,SO THEY DONT KNOW HOW TO BUY AND SELL PROPERLY OR JUST LEAVE THERE MONEY IN G-FUND,

MY SOLUTION

A NEW INV-FUND,THE PARTICIPANTS CAN PUT THERE MONEY IN THE FUND, THEN FILL OUT A ALLOCATION WHICH ALSO NOWGIVES THEM AUTHORITY TO PUT AN AMOUNT OR PERCENTAGE OF THERE ACCOUNT IN INV. ACCOUNT WHICH THE TSP HAS FULL POWER OF ATTORNEY TO TRADE THE FUNDS THE BEST THEY KNOWHOW, I THINK IT WOULD DO REALLY GOOD.ID REALLY TRUST THE INVESTORS WE HIRED.TSP LOSES TOO MUCH MONEY BECAUSE IT IS NOT MANAGED PROPERLY.

GLENN BARTEL
 
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Welcome Glenn. Thanks for your input.

The objective of this site is to inform and teach people how tounderstand their accounts and what makes the stock and bond markets tick. From what I read on the message board and in feedback from readers, I thinkwe are achieving this although there is always room for improvement.

Your idea may have merit if people are willing to pay a fee for aservice such as that. I don't believe this should be an expense that all TSPparticipants whould be responsibe to pay, just like I believe active TSP memberslike me should pay appropriatefeescompared to inactive participants.

So, I'm hear to inform those who want to manage their own account. I'm not sure I'd be interested in a managed account but I'm sure their are others who would.

Thanks for joining us!
Tom
 
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The G-fund is essentially cash in money market account. You could transfer to G-fund all your TSP assets if you place a IFT before noon of a working day or if it was received after the noon deadline, the transfer will be posted at the end of the next working date. It is never too late to transfer to cash. The market goes up or down, but the G-fund is steady. The last two months of the year traditionally are good for stocks. I would suggest that to stay invested into stocks until Dec. 15 or so. At that point, you could place all money in cash and wait for signals in January as to how the market appears to behave.

If you leave your money in the C-fund, over several decades, it will do better on average than the G or F funds. Your other alternative is to place them in the new L funds, which are intended to adjust their allocation without consumer inputto match a target year for retirement.
 
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elvirahoney wrote:
Isit too late to transfer to 100% G?
Welcome elvirahoney. I wish I had waited this long. It's not too late but please make sure you understand whyyou are doing it. That's what this site is all about.

Thanks for joining us and good luck!

Tom
 
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Tom,

With respect to your market comments today, I'm glad you pointed out to your growing following why your market moves differ from RevShark's. Our flexibility is way too limited to trade tsp funds in the manner RevShark trades stocks.

Folks need to understand that despite that difference there is still much that can be learned from RevShark's commentary and also why much respectshould be afforded to your own investment strategies posted for our benefit. It is anything but easy to manuveur our TSP accounts in a market that is often choppy or moves quicker than we can execute interfund transfers.

It takes a whole lot of time and energy to gain a true understanding of what makes the market tick.Be patient, listen, andcontinue to learn all that one can with an open mind.Our financial futures are certainly worth the effort!

Coolhand
 
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coolhand wrote:
Tom,

With respect to your market comments today, I'm glad you pointed out to your growing following why your market moves differ from RevShark's. Our flexibility is way too limited to trade tsp funds in the manner RevShark trades stocks.
Thanks for the feedback on the RevShark comments.

Since I started this siteI have made a few changes to my approach. I learned that some people like to be active and others get frustrated trying to follow me if I jump in and out of funds.

I'd like to try to come up with an alternate strategy for myself and those who want to be more active. Right now, because of my day job, I can't make market decisions 15 or 30 minutes before the deadline because Ifeel obligated to get out an email alertwith enough time for others to react. So my deadline is more like 11 AM ET and even then I have to leave my work site to find a PC off site to fire off an email alert, because as some of you know, I am not allowed to get on this site at work, or any site that would promote TSP Talk (emails, message board, etc.) It definitely cramps my style. I am thinking of alternatives.

Thanks again,
Tom
 
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Tom wrote

I'd like to try to come up with an alternate strategy for myself and those who want to be more active. Right now, because of my day job, I can't make market decisions 15 or 30 minutes before the deadline because Ifeel obligated to get out an email alertwith enough time for others to react. So my deadline is more like 11 AM ET and even then I have to leave my work site to find a PC off site to fire off an email alert, because as some of you know, I am not allowed to get on this site at work, or any site that would promote TSP Talk (emails, message board, etc.) It definitely cramps my style. I am thinking of alternatives.



Cowboy Says,"Isn't it sad thatmany governmentmanagersthink that controling others is a smart move. This is totally wrong as many younger companies have found. People work at different paces and what one can do in the matter of minutes may take hours for others. Productivity can not to be judged by time spent and many government managers feel that time spent is productive. This is a wrong prospective and is the reason government loses good employees. Government managers feel workload is a reason for employment, this basically is the reason for procrastination."
 
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tsptalk wrote:
I'd like to try to come up with an alternate strategy for myself and those who want to be more active.
I'd suggest you just create an alter ego and post to the board. I wouldn't put your aggressive moves in the e-mails. I would suggest that your e-mail moves should be a little more conservative and of the type that you could make your decision the night before so that those e-mails go out on your own computer. That way you would keep from doing the quick in/out with that group.

As to how to make your moves know prior to the deadline there are several wireless options available. They would cost for the service and the equipment but could be done anywhere.

As to your current moves, I am beginning to find that even if you miss a big move, it may be better to move a day late than not move at all. For example, last January I didn't bail when the market dived but rather held on too long. This fall when it dived, I was fully invested but dove to G ASAP. The market continued down and I was able to step back in much lower. We may be limited in terms of time of day we can move, but it doesn't cost us anything to move. I think you'd be better off taking whatever weakness does come along. Just my two cent.
 
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I think fundsurfer is correct - you need an alter ego so you can be free of the burden of others on your shoulders. When I came to the board I was in 100% C fund and I'm still there. Now if TSP were my only account I would have selected 75% C fund and 25% I fund and I'd still be there collecting my dollar cost averaging purchases. There are so many members that would do just fine with those allocations which are of a secular nature. We are all on guard for the next approaching recession - but it may just be years away - until then buy and hold can be terribly profitable. Peel off the outer layer and let the real you have some fun - if a crises developes you'll have ample time to send alerts.

Cowboy,

Throw Tom a rope and help him up out of that there darn quick sand so he can enjoy the fruits of his labors. Any way, you should see this Ark I just built. Take care.

Dennis
 
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That sounds like a workable plan. I already have the "longer term comments" in which I post suggested allocations for the non-active investors (currently only updated twice a year). Those allocations have done well this year.

So, maybe I willstart anactive account and second buy & hold less active account and track both. Then memberscan sign up for either, or both, email alerts. Hmmm.

Thanks for the ideas.

Tom
 
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TRADED FROM S TO G EFFECTIVE 18 NOV,VOLUME'SARE WAY UP ACROSS THE MAJOR INDEXSAT NOV 18 CLOSE,I THINK THE MARKET WILL OPEN TO HIGH MON. NOV 21, AND A PULLBACK IS NEEDED FOR A STRONG END OF YEAR RALLY,ILL BUY BACK INTO S AND MAYBE I ON MON NOV 21 BEFORE 12 EST.VOLUME IS PREDICTED TO GO DOWN IN SHORT WEEK,INDIATES A POSSIBLE PULLBACK ON MON. I THINK ILL STAY IN TO END OF YEAR AFTER THIS BUY INTO S,
 
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glennbartel wrote:
TRADED FROM S TO G EFFECTIVE 18 NOV,VOLUME'SARE WAY UP ACROSS THE MAJOR INDEXSAT NOV 18 CLOSE,I THINK THE MARKET WILL OPEN TO HIGH MON. NOV 21, AND A PULLBACK IS NEEDED FOR A STRONG END OF YEAR RALLY,ILL BUY BACK INTO S AND MAYBE I ON MON NOV 21 BEFORE 12 EST.VOLUME IS PREDICTED TO GO DOWN IN SHORT WEEK,INDIATES A POSSIBLE PULLBACK ON MON. I THINK ILL STAY IN TO END OF YEAR AFTER THIS BUY INTO S,
Hi Glennbartel ! Welcome - Have you startedyour `account' & `account talk' pages yet? It will be easier for me to seeyour contininuous running action if you have your stuff all together - Thanx - And have a good time - :^
 
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Hey Tom & fellow TSPers,

I'm new at this TSP DayTrading thing. :P On October 14, 2005, I went 40C
/30S/30I for some nice gains up 'til now, but MAN, that bulls/bears ratio finally got to me - couldn't ignore that feeling of "eventually..." any longer! I'm taking my wad of green and ske-e-e-daddling to safety for now, at least until I spot the next sweet ride into 2005. ;) 100% CA & IFT to G for 11/25/2005. :^
 
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