Haha. A big, belated thanks Grandma - 8 months later! Guess it's been a while since I looked at my profile areas -- first time I've noticed your PM. I haven't started an account talk thread yet -- don't think not I've got any knowledge worth sharing at this point. Hmmm ... I can't really say for sure whether my New Year's and Christmas gifts were combined, but I did always feel somewhat shortthrifted with my Bday being 1/1. At same time, I was 1 of 9 kids in a 1 income family (Dad was a local truck driver) so we never got a lot on our B'days anyway. Christmas was a blast though -- 9 kids worth of gifts every year. Best wishes to you too! Khotso (Sesotho word for Peace), Khotso