crws's Account Talk

Sort by newest Sort by date
Sorry to hear man, do you have enough seniority to help? Or does it even matter? Probably the tip of the iceberg for the USPS, there's no way they can recover from their staggering debt.
 
JamesE said:
Sorry to hear man, do you have enough seniority to help? Or does it even matter? Probably the tip of the iceberg for the USPS, there's no way they can recover from their staggering debt.
Click to expand...

I've got 3 years in maintenance, with another 8 as a carrier, so within the 100 mile initial radius I may get lucky and offered a day position.
I'm not holding my breath, however, and may use my priority transfer status to aim for somewhere we would prefer to live.
That would put me at the bottom of the totem pole for any local seniority advantage, however.
I would suspect the same about the Titanic theory, but not for the debt reasoning.
It's contract time, and they always run with an "insurmountable" debt crisis, then make a profit the next year to the point they have to loose money the following to stay non-profit.
It is a marketing and foresight problem, nothing more, nothing less, and the entrenched management at the "decider" level have no stomach for >>pun<< Out-of-the-box thinking, and therefore at risk will be our 200 year old (almost) daily personal contact with the people's favored municipal representative.
Not too far from here lies the slippery slope of no return.
When I was in marketing, UPS had us outnumbered in account reps alone, 3.5 to 1. Since then the USPS has eliminated at least 25%, if not 30% of their sales force of 800 nationwide.
I would like to point out that a data entry summary of a 20 minute face to face sales call would take at least 20 minutes and most often more time than the actual visit.....
3 gears in reverse.
 
Sorry to hear that crws but don't give up the ship, they closed the Naval Shipyard I was working at in a BRAC in 1995 I was offered a transfer to an Air Force base in GA, there's always hope.:)
 
crws said:
Zap!
Our installation's closing at the end of fiscal 2011.
The rumors have been flying for months- turns out they were true.
Click to expand...

Dang dude. I hate that you're having to go through this.

When I was a clerk I was excessed because we outgrew the building we were in. They sent the distribution operation to the next town over because they had room to shove us in the corner. Eventually I was offered retreat rights and went back to my original office. From there I did a mutual exchange with a carrier from another office...she became a clerk and I became a city carrier. Best move I ever made.

From the experience I had all I can offer is that it might be best for you to NOT give up your retreat rights. Best of luck.
 
KevinD said:
Dang dude. I hate that you're having to go through this.

When I was a clerk I was excessed because we outgrew the building we were in. They sent the distribution operation to the next town over because they had room to shove us in the corner. Eventually I was offered retreat rights and went back to my original office. From there I did a mutual exchange with a carrier from another office...she became a clerk and I became a city carrier. Best move I ever made.

From the experience I had all I can offer is that it might be best for you to NOT give up your retreat rights. Best of luck.
Click to expand...

I hear that!
2 acquisitions at our installation were just excessed from Vancouver, across the state line from Portland. Both got the pleasure of living in Washington, one now driving 75mi rt everyday, the other used to bike to work. Now NOT!Both now get the pleasure of losing 10% AGI to Oreegun income tax.
This will be their 2nd excess within a year.
The PO told them our facility was their only option when the closure took place.
The largest P&DC in the area is where our SMO (Supervisor of Maintenance Operations)went (on the fast track) starting last Dec, when the rumors were being full throated-ly denied, and our MMO (Manager) followed fast on his heels South to a different facility.
That left us subordinates and the Facility Manager to weather the daily fluctuations of the rumor mill.
She pretty much grew up there, and values our close-knit crew.
As for the others, eh, there was the opportunity, but structured cya is more the major factor.

The biggest facility in town (above) still has no approved staffing package, so we will see if he can work magic like he says he wants to and keep us in town.
That facility was bypassed last year during the Vancouver transition.

They are working a 6 mo timeline to be vacant and find processing for EXFC & 1.4M letters (14 DBCS, running Tour 1 to make dispatch).
We are speculating the contract will contain a diminished EXFC goal, which would allow all DBCS' to run a minimum 2 tours, with a full or partial tour as a maintenance window.
You know EXFC ... could be just like Christmas! Deliver the first 1/2 of your route in the am, come back for the second truck and the second 1/2 of your route! Wouldn't that be fancy! LOL
Take care and thanks for the advice. ;)
 
For the S Fund faithful:

Why Engineers Are Better Off Joining Startups

It is truly a great time to be an engineer building new things. Gadgets from sci-fi movies of 10 years ago are creeping up on us in the real world and mobile devices and social networking have made the internet go truly mainstream. We are on the cusp of seeing even more world changing ideas becoming a reality when everyone is walking around with powerful computers connected with over 20MBps of bandwidth to millions of people.

To top it all off, there is another technology boom happening right now. Anyone who has lived in Silicon Valley through a few business cycles can feel it just by watching the traffic on 101, or reading about “bubbles” in the tech press.
Click to expand...
 
I missed the Friday IFT, so here I am, stuck in the rudderless boat depending on Gaddafi.
Leaning up on the risk and looking for an entry next week to get back on the first of the month train.

The mis-information station is turned up loud.
Think about this, folks-
What is a decent living wage necessary to raise a family? 31,200k? (that's $15/hour)
If you make 31,200, then your affordable monthly house payment would be:
w/ p&i about $1,000.

Mortgage calculator

How much house can you afford?

Total monthly income ($): 2600.00
New Home Info :
Down payment ($): $5,000
Loan term (years): 30
Interest rate (%): 5%
Homeowner's insurance ($/year): $500
Real estate taxes ($/year): $2000
Monthly Expenses:
Car payment ($): 0
Alimony paid ($): 0
Credit card payment ($): 0
Other debts ($): 0
Total monthly expenses ($): 208.33
Total monthly expenses (including insurance and real estate tax payments)

Available mortgage payment ($): $ 727.67
Affordable home amount ($): $ 140550.92

http://www.bankrate.com/calculators/mortgages/new-house-calculator.aspx

Want health benefits? your portion at least 5% out of your gross.
40 hour workweek?
Weekend(s) off?
Unemployment insurance -that you are entitled to because you & your employer pay for it?
You may use it once or twice in your lifetime of working.

Who here only bought a 140k house because that's what they could afford?

This union-busting attitude is a smokescreen to distract from the real fraud that your private, state, or municipality pensions got sold the full monty of AAA rated mortgage backed securities perpetrated by Wall Street, and specifically targeted to get through the firewall of risk measures and leave states, cities, towns and private pension funds holding an empty sack of worthless real estate that will take decades to regain their former value, if at all.
If you remember not even 6 months ago, the foreclosure crisis was targeting low wage earners as the cause for the housing meltdown.
Now it's the state workers causing the budget crisis in the county?
Government workers next?
Because they said bullshit to corporate greed and organized?
Because they fought for wages and benefits sufficient on which to raise a family with solid middle-class values?

These are not the elites, these are the first generation (most likely your parents) after the Great Depression that fought and won these benefits.

What will be the response from non-union employees? Not me, I'm not in a Union? -That should do it....

I urge you to not be swayed in foregoing your critical thinking skills by the corporate run media.
The information supplied is intended to claim the widest audience, now with emphasized and literally real-time statistics via digital feedback monitoring of viewer ratings, to capture the highest dollar from advertisers.
The most unbiased source of information is still at your fingertips, and I would urge you to seek out balanced opinions from a wide variety of sources.
;)
 
I urge you to not be swayed in foregoing your critical thinking skills by the corporate run media.
The information supplied is intended to claim the widest audience, now with emphasized and literally real-time statistics via digital feedback monitoring of viewer ratings, to capture the highest dollar from advertisers.
The most unbiased source of information is still at your fingertips, and I would urge you to seek out balanced opinions from a wide variety of sources.
;)
Click to expand...

Max Headroom
20 minutes into the future!
icon12.gif
icon10.gif
 
crws said:
I missed the Friday IFT, so here I am, stuck in the rudderless boat depending on Gaddafi.
Leaning up on the risk and looking for an entry next week to get back on the first of the month train.

The mis-information station is turned up loud.
Think about this, folks-
What is a decent living wage necessary to raise a family? 31,200k? (that's $15/hour)
If you make 31,200, then your affordable monthly house payment would be:
w/ p&i about $1,000.

Mortgage calculator

How much house can you afford?

Total monthly income ($): 2600.00
New Home Info :
Down payment ($): $5,000
Loan term (years): 30
Interest rate (%): 5%
Homeowner's insurance ($/year): $500
Real estate taxes ($/year): $2000
Monthly Expenses:
Car payment ($): 0
Alimony paid ($): 0
Credit card payment ($): 0
Other debts ($): 0
Total monthly expenses ($): 208.33
Total monthly expenses (including insurance and real estate tax payments)

Available mortgage payment ($): $ 727.67
Affordable home amount ($): $ 140550.92

http://www.bankrate.com/calculators/mortgages/new-house-calculator.aspx

Want health benefits? your portion at least 5% out of your gross.
40 hour workweek?
Weekend(s) off?
Unemployment insurance -that you are entitled to because you & your employer pay for it?
You may use it once or twice in your lifetime of working.

Who here only bought a 140k house because that's what they could afford?

This union-busting attitude is a smokescreen to distract from the real fraud that your private, state, or municipality pensions got sold the full monty of AAA rated mortgage backed securities perpetrated by Wall Street, and specifically targeted to get through the firewall of risk measures and leave states, cities, towns and private pension funds holding an empty sack of worthless real estate that will take decades to regain their former value, if at all.
If you remember not even 6 months ago, the foreclosure crisis was targeting low wage earners as the cause for the housing meltdown.
Now it's the state workers causing the budget crisis in the county?
Government workers next?
Because they said bullshit to corporate greed and organized?
Because they fought for wages and benefits sufficient on which to raise a family with solid middle-class values?

These are not the elites, these are the first generation (most likely your parents) after the Great Depression that fought and won these benefits.

What will be the response from non-union employees? Not me, I'm not in a Union? -That should do it....

I urge you to not be swayed in foregoing your critical thinking skills by the corporate run media.
The information supplied is intended to claim the widest audience, now with emphasized and literally real-time statistics via digital feedback monitoring of viewer ratings, to capture the highest dollar from advertisers.
The most unbiased source of information is still at your fingertips, and I would urge you to seek out balanced opinions from a wide variety of sources.
;)
Click to expand...


Wow.... Some rant CRWS... But definitely food for thought. Your last sentence is best, trust no one, educate yourself from a wide range of sources...
 
crws said:
I missed the Friday IFT, so here I am, stuck in the rudderless boat depending on Gaddafi.
Leaning up on the risk and looking for an entry next week to get back on the first of the month train.

The mis-information station is turned up loud.
Think about this, folks-
What is a decent living wage necessary to raise a family? 31,200k? (that's $15/hour)
If you make 31,200, then your affordable monthly house payment would be:
w/ p&i about $1,000.

Mortgage calculator

How much house can you afford?

Total monthly income ($): 2600.00
New Home Info :
Down payment ($): $5,000
Loan term (years): 30
Interest rate (%): 5%
Homeowner's insurance ($/year): $500
Real estate taxes ($/year): $2000
Monthly Expenses:
Car payment ($): 0
Alimony paid ($): 0
Credit card payment ($): 0
Other debts ($): 0
Total monthly expenses ($): 208.33
Total monthly expenses (including insurance and real estate tax payments)

Available mortgage payment ($): $ 727.67
Affordable home amount ($): $ 140550.92

http://www.bankrate.com/calculators/mortgages/new-house-calculator.aspx

Want health benefits? your portion at least 5% out of your gross.
40 hour workweek?
Weekend(s) off?
Unemployment insurance -that you are entitled to because you & your employer pay for it?
You may use it once or twice in your lifetime of working.

Who here only bought a 140k house because that's what they could afford?

This union-busting attitude is a smokescreen to distract from the real fraud that your private, state, or municipality pensions got sold the full monty of AAA rated mortgage backed securities perpetrated by Wall Street, and specifically targeted to get through the firewall of risk measures and leave states, cities, towns and private pension funds holding an empty sack of worthless real estate that will take decades to regain their former value, if at all.
If you remember not even 6 months ago, the foreclosure crisis was targeting low wage earners as the cause for the housing meltdown.
Now it's the state workers causing the budget crisis in the county?
Government workers next?
Because they said bullshit to corporate greed and organized?
Because they fought for wages and benefits sufficient on which to raise a family with solid middle-class values?

These are not the elites, these are the first generation (most likely your parents) after the Great Depression that fought and won these benefits.

What will be the response from non-union employees? Not me, I'm not in a Union? -That should do it....

I urge you to not be swayed in foregoing your critical thinking skills by the corporate run media.
The information supplied is intended to claim the widest audience, now with emphasized and literally real-time statistics via digital feedback monitoring of viewer ratings, to capture the highest dollar from advertisers.
The most unbiased source of information is still at your fingertips, and I would urge you to seek out balanced opinions from a wide variety of sources.
;)
Click to expand...


GS-9 single person could comfortably afford 30-40K house 30-year mortgage in early 90 if they'd been working long enough to have the downpayment saved, wonder what would be the equivalent today? (taking inflation and $ devaluation into account)

dont know what the interest rate was back then, I was paying off school debt (6%) and saving for downpayment at the time, but a friend bought back then, similar income but had been working longer, had the downpayment already saved.
 
GS-9 single person could comfortably afford 30-40K house 30-year mortgage in early 90 if they'd been working long enough to have the downpayment saved, wonder what would be the equivalent today? (taking inflation and $ devaluation into account)

dont know what the interest rate was back then, I was paying off school debt (6%) and saving for downpayment at the time, but a friend bought back then, similar income but had been working longer, had the downpayment already saved.
Click to expand...

When I bought a home in 92 it cost me 3 pts to get 9.75
 
Yea. The Day of Reckoning loometh nearer, and nearer, and nearer

So does the Day the Sun explodes. heh.
 
crws said:
Well, well.
Look who came out of the outhouse for a statement!

We're Still In A Massive Bear Market And Stocks Will Crash To New Lows.
Click to expand...

Glenn Neely, the NEoWave guy, is supposedly more accurate than Prechter and he called a "probably" top (they always waffle) a few days ago...if he's right, this current rally would be a wave 2 and should be just about done here near 1320. Even if the dire predictions are wrong, there should be a wave C down starting soon to complete an ABC down pullback around 1280 next week, that's my hope anyway so I can jump back in with the fresh set of IFT's next week.

February 22, 2011 – Today, the U.S. stock market experienced a major selloff, falling more than 2%. According to Glenn Neely, Wave theory expert and founder of NEoWave Institute, this confirms the end of the rally off November 30, 2010’s low and probably the end of the bull market that began at 2009’s low.
Recently, Mr. Neely warned subscribers to the NEoWave Trading and Forecasting services that a “major event” was on the horizon. In preparation, Mr. Neely instructed trading customers to go Short, right at last Friday’s high and close, which is currently top-tick of the month!
Applying NEoWave’s advanced market confirmation techniques, Mr. Neely explains that today’s collapse confirms the end of an old pattern and the start of a new one. This new pattern suggests a 1- to 2-year bear market has begun and will likely result in a 30+% drop in market valuation.
While economic conditions have improved greatly since 2009’s low, NEoWave warns a new downturn (lasting 1- to 2-years) is beginning. As is always the case, markets anticipate future economic reality. While news has been improving, wave structure warns the U.S. stock market has turned a corner, setting the stage for an “echo” of the 2008/2009 financial crisis – but this time with a new twist. Instead of financial institutions and real estate markets being devastated, Mr. Neely suspects the most likely justification for this future market decline will be severe financial problems for federal, state and local governments. The result could be local and national transportation disruptions, public service problems and government employee layoffs around the country. Other circumstances that might justify a 30+% decline in the stock market could be a substantial increase in the cost of energy or a drastic increase in the value of the U.S. dollar (i.e. deflation).
About Glenn Neely and NEoWave Institute
Glenn Neely, internationally regarded as the premier Elliott Wave analyst, founded the Elliott Wave Institute in 1983. In 1990, Neely published his advanced Wave analysis process in his now-classic book, Mastering Elliott Wave. In 2000, Neely changed the name of his research and advisory firm to NEoWave Institute to differentiate his scientific Wave analysis technology from orthodox, subjective Elliott Wave analysis, which is frequently nebulous, inaccurate, and constantly fluid.
 
Foot Soldier for Reality - Matt Taibbi

Why isn't Wall Street in Jail

Stocks at 3 year highs,
Oil Bubble,
Unemployment still @ 9+%
QE2 T-90 days and counting
sniff....what's that smell? Is somebody cooking fish?

Anybody seen Bullit? :D
 
Last edited:
You must log in or register to reply here.

Similar threads

TommyIV
  • Article Article
TSP Talk Weekly Wrap Up - The Investor Who Owns April
Replies
0
Views
1K
TommyIV
TommyIV
TommyIV
  • Article Article
TSP Talk Weekly Wrap Up - The Fight for April's Best
Replies
0
Views
1K
TommyIV
TommyIV
TommyIV
  • Article Article
TSP Talk Weekly Wrap Up - The S-fund Outperforms
Replies
0
Views
1K
TommyIV
TommyIV
TommyIV
  • Article Article
TSP Talk Weekly Wrap Up
Replies
0
Views
4K
TommyIV
TommyIV
TommyIV
  • Article Article
TSP Talk Weekly Wrap Up - The Best IFTs of May
Replies
0
Views
2K
TommyIV
TommyIV
Back
Top