so ok, if the investing world ended today or else it was cob 12/31/2013 then this is where i stand.
2013: +3.98%
2012: +16.36%
2011: -3.12%
2010: +9.55%
2009: +16.14%
i'm just going to drop 2009 because it was a partial year and i was still hurting from 2008 and the beatings i took early 2009. the number looks good but i know i didn't really do that well in reality. since the beginning of 2010 i have moved my actual tsp allocation in tandem with the autotracker so that is the best representation for planning purposes.
some observations:
2013: ~+4% (but that could change drastically if my latest hunch doesn't pan out). i have tried to hone my 'hit and git' skills, minimizing time in the market, and only jumping in when i feel a big volatility move coming. obviously i try to time that when i think the big move is up, but what the hell it either goes up or down so that's a 50/50 deal, right? strategy is to limit exposure to the market most of the time and grab some quick scores. that does not work out so well in a raging bull market.
2012: ~+16%. whooo doggy, i was hitting it then. minimal days in the market and no losses. dam dude, i'm hot.
two year average then is +10%. hell, i'll take that any day.
2011: ~-3%. whatever. the game is rigged anyways. and it lied to me.
three year average then is +5.5%. suck this mofo.
2010: +9%. yeah that's right, this is good, tole you so.
four year average then is 6.5%. ok, i'll take that. that's what bankrupt pension plans project they'll get but they really don't and i did so that's way better. plus i loan or withdrawal all my contributions as often as i can and only play with the free 5% match house money.
so with all my skills and talents and a whole bunch of luck, the best i can do is an optimistic 7%? crap. i think i'm way better than that. but the numbers don't lie.
next year i'm going to smoke the market and it knows it. that's why it will give me a couple more percent this year and then run away like a red headed step child that just spilled the milk.
that's my plan anyways. what is your new year's resolution?