Squalebear's Account Talk

..... FEEL FREE TO USE ME AS AN EXCUSE - JUST TELL HER THAT YOU WERE TRYING TO EXPLAIN SOMETHING REALLY EASY TO SOMEONE WHO CAN BARELY GRASP THE IMPORTANCE OF "REVERSE POLARITY AND HOW IT RELATES TO THE IMPEDENCE NODULE OF SECTOR K" ;)
Can you go over the discrete angle for me ONE MORE TIME?:cool:
 
As they say (couldn't tell ya who) during polo matches (movie reference)
"DON'T STEP ON THE STEAMING DIVETS". Boy, yesterdays market got
ugly for those of us in the stock funds. I haven't even checked to see
why yet. So with little to add but a few boo-hoo's, I'll give ya what I
have and hope the Bull is not a false promise, as some have predicted.
:mad:

The EFA closed down -1.75%
The I-Fund was down -1.24%
The daily deficit was +0.51% (rounded)
The I Fund closing price was 23.82

The YTD deficit stood (Wednesday) at -.91% or +0.22 TSP CENTS
The YTD deficit stands (Thursday) now at -.41%
I-Fund share price (23.82) x .41% = +.0.097662 or +.10 TSP CENTS

Conclusion: The deficit was cut by almost half. Cutting the deficit on a
down day helped the I-Fund avoided a .51% additional lose. A Small plus
for such a miserable day. The deficit now holds at +.10 tsp cents. Like
the below key says; (Flip A Coin). On an ideal day, the EFA would jump
1.0% and the I-Fund would jump 1.0% + the .41% deficit it owes us.
Lets cross our fingers and hope for some positve driving news !
:confused:

THE KEY:
-.05 thru -.01 Overpayment to the I-Fund (rare)
+.00 thru +.09 Low Difference (It's goals are met)
+.10 thru +.15 Medium Difference (Flip A Coin)
+.16 thru +.23 High Difference (rarely goes higher, but has)
 
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For those who wondered about the IFT procedure and how it plays out,
I just made one and attempted to move my money in different ways, here
is the interesting part;

Original Allocation: (G)30.27%(F)10.11%(C)29.75%(S)19.90%(I)9.97%

New Allocation:
(I)= 0.00% took it all out
(S)=20.0% allowed me to round up
(C)=30.0% allowed me to round up
(F)=0.00% took it all out
(G)=50.0% added take out funds

Bottom Line: Some may have thought that the tenths of a percent would
be rounded down,,,,,example: only 29%(C) could be move to the (G). As
you can see, the software allows you to round "up" when making an IFT.
Very helpful to know ! Pass this on to your friends and fellow members.
 
For those who wondered about the IFT procedure and how it plays out,
I just made one and attempted to move my money in different ways, here
is the interesting part;

Original Allocation: (G)30.27%(F)10.11%(C)29.75%(S)19.90%(I)9.97%

New Allocation:
(I)= 0.00% took it all out
(S)=20.0% allowed me to round up
(C)=30.0% allowed me to round up
(F)=0.00% took it all out
(G)=50.0% added take out funds

Bottom Line: Some may have thought that the tenths of a percent would
be rounded down,,,,,example: only 29%(C) could be move to the (G). As
you can see, the software allows you to round "up" when making an IFT.
Very helpful to know ! Pass this on to your friends and fellow members.
Hi SB,

Thanks for posting this! I hope you don't mind if I step in here with a bit of advice. We have ALWAYS been able to make IFT's ONLY in whole percentages, never partials. If you look at your last IFT on 5/6:

(G)30%(F)10%(C)30%(S)20%(I)10%

How did .25%C/.10%S/.03%I get moved to G and F in 2 days you ask? Apparently Barclays is doing a little "rebalancing" even if you don't ask them to. So, don't worry about rounding up or down those partials. Look at what your last IFT was, and use those numbers. Don't make this more complicated than necessary.

General principles in rounding (which I know you know) >.50 round up, <.50 round down. Following this principle gives your 5/6 IFT. Nothing has changed as far as how IFT's are handled.
 
We have ALWAYS been able to make IFT's ONLY in whole percentages, never partials. If you look at your last IFT on 5/6:
(G)30%(F)10%(C)30%(S)20%(I)10%
How did .25%C/.10%S/.03%I get moved to G and F in 2 days you ask? Apparently Barclays is doing a little "rebalancing" even if you don't ask them to. So, don't worry about rounding up or down. Look at what your last IFT was, and use those numbers.
General principles in rounding (which I know you know) >.50 round up, <.50 round down. Following this principle gives your 5/6 IFT.

When it came to "Only moving back to the (G) Fund" as part of our new
limits, there were a few threads that question the handling of the tenths
of a percent. Because this is my 3rd IFT and now limited to only the (G),
I thought I'd share my results for those who have wondered about the
effect on our IFT's.

Barclays has nothing to do with me having tenths of percentages added or
subtracted to my account. As you know, your percentages change each
day based on the days outcome. When you check your balance on the
TSP site, you'll always see the tenths change based on your account
balance and the amount of money in your individual funds.
 
When it came to "Only moving back to the (G) Fund" as part of our new
limits, there were a few threads that question the handling of the tenths
of a percent. Because this is my 3rd IFT and now limited to only the (G),
I thought I'd share my results for those who have wondered about the
effect on our IFT's.

Barclays has nothing to do with me having tenths of percentages added or
subtracted to my account. As you know, your percentages change each
day based on the days outcome. When you check your balance on the
TSP site, you'll always see the tenths change based on your account
balance and the amount of money in your individual funds.
All true!:)

Thanks again soooo much for posting, now we know that we do have at least that 3rd IFT.:)

I completely forgot about the percentages changing due to market outcome. (I'm paranoid when it comes to Barclays).:o
 
(I'm paranoid when it comes to Barclays)

With good reason ! Like I've said in a previous entry;
"STRANGE THINGS AFOOT" :nuts:
I watch all the news about Barclays since the liquidity
crunch, writedowns and limit inquisitions/mandates.
:mad:
 
With good reason ! Like I've said in a previous entry;
"STRANGE THINGS AFOOT" :nuts:
I watch all the news about Barclays since the liquidity
crunch, writedowns and limit inquisitions/mandates.
:mad:
Maybe you could start a "Barclay's Watch" thread.....

Let us know what they're up to!:cool:
 
LOL I think there is one...Braveheart keeps an eagle eye on them.

Braveheart is on his game ! I have a hard enough time retaining what I
read, no less starting another thread. Frixxxx, I'm gonna have to pass.

I'll be back a little later with some thoughts about the final returns.;)
 
The EFA closed UP +.87%
The I-Fund was down +1.18%
The daily deficit/OVERPAYMENT was +0.31% (rounded)
The I Fund closing price was 24.10

The YTD deficit stood (Wednesday) at 0.40% or 0.10 TSP CENTS
The YTD deficit stands (Thursday) now at 0.10%
I-Fund share price (24.10) x -.10% = 0.0241 or 0.02 TSP CENTS

THE KEY:
-.05 thru -.01 Overpayment to the I-Fund (rare)
+.00 thru +.09 Low Difference (It's goals are met) :nuts:
+.10 thru +.15 Medium Difference (Flip A Coin)
+.16 thru +.23 High Difference (rarely goes higher, but has)

The way this breaksdown is:
The EFA is down 2.56% YTD
The I is down 2.67% YTD
 
I'm gonna miss the action tomarrow. Instead, I'll be celebrating
my son's wedding. Thats right ! It's D-Day and the Market will not
be a part of it. Thanks to everyone who sent their Congrat's and
Well Wishes. I past them on to SB jr. and he thought that was
"totaly cool". Kids, go figure! (LoL).

Hope everyone does well tomarrow, I'm sticking around at
30%(C) 20%(S) 50%(G) for Monday. Good Night and I'll be
back on Saturday.
;)
 
When it came to "Only moving back to the (G) Fund" as part of our new
limits, there were a few threads that question the handling of the tenths
of a percent. Because this is my 3rd IFT and now limited to only the (G),
I thought I'd share my results for those who have wondered about the
effect on our IFT's.

I'd be interested to hear about your 4th IFT when that does occur this month. Still baffled about that "unlimited" transfer to G!

Thanks for sharing the info!
 
Originally Posted by squalebear
When it came to "Only moving back to the (G) Fund" as part of our new
limits, there were a few threads that question the handling of the tenths
of a percent. Because this is my 3rd IFT and now limited to only the (G),
I thought I'd share my results for those who have wondered about the
effect on our IFT's.


It would be interesting to know if the system automaically blocks any transfers to anything except the "G" fund. I haven't used all my 2 moves yet this month to try it out.
 
Just made my second IFT today. Depending on the market the rest of the month I will be testing the 3rd and 4th IFT. I am curious on what it will let you do. I will post my adventures to my account. GL to all
 
I tried my 3rd move for the month on friday befor noon. I was 20G, 10F, 10C, 25S, 35I. I tried to move 15% from I and 5% from S into F, but got the red lettered error message saying I "already made 2 moves for the month and could only move into G". So I was stuck with the 10% in F, and moved 15% from I and 5% from S into G. Currently 40G, 10F, 10C, 20S, 20I

Since your previous allocation is shown on the IFT request page in the fields adjacent to your newly requested IFT, the software can probably cross reference that pretty easily and determine that you are trying to increase the percentage in anything other than G. First though, it probably determies if you have already made 2 IFTs already. Probably the 1st thing done to everyone when we click on IFT transfer page.
 
I tried my 3rd move for the month on friday befor noon. I was 20G, 10F, 10C, 25S, 35I. I tried to move 15% from I and 5% from S into F, but got the red lettered error message saying I "already made 2 moves for the month and could only move into G". So I was stuck with the 10% in F, and moved 15% from I and 5% from S into G. Currently 40G, 10F, 10C, 20S, 20I
Futurestrader, I see you tried the 3rd move before I did. I was planning on a move more than likely mid to late week next week (depending on profit/loss margins). :D I have a idea on what I want to do. If it works I will PM a few people to let the word spread. Do not want to tip my hand just in case the FRTIB is still doing a "BIG BROTHER" on this MB. :suspicious:
 
Originally Posted by squalebear

Original Allocation: (G)30.27%(F)10.11%(C)29.75%(S)19.90%(I)9.97%
New Allocation:
(I)= 0.00% took it all out
(S)=20.0% allowed me to round up
(C)=30.0% allowed me to round up
(F)=0.00% took it all out
(G)=50.0% added take out funds

MY PREVIOUS IFT (ABOVE) SHOWS I TOOK 100% OF MY ALLOCATED
FUNDS OUT OF THE (I) AND OUT OF THE (F). I HAVE NOT TRIED TO
MOVE ONLY,, SAY 5%,,, OUT OF A FUND, INTO THE (G). WHEN I DO,
I WILL UPDATE MY INFO AND LET EVERYONE KNOW HOW IT TURNS
OUT.

WE ALREADY KNOW YOU CAN TAKE ALL YOUR MONEY OUT OF THE
F,C,S,I BACK INTO THE (G). THE QUESTION IS, CAN YOU TAKE A SMALL
PORTION AND TRICKLE THE AMOUNT DOWN OVER THE COARSE OF
TIME. THE ANSWER SHOULD COME SOON ENOUGH.

Sorry about the CAPS, I wasn't yelling, just in too much of a hurry.
 
I'm assuming if you move either 100% or 5% into G, it is considered a whole IFT...So I would save any G IFTs until the last or 3rd one to get all out of stocks, when the time is needed to do so for capital preservation....

I don't think it will allow you to move 5, 5% moves in a month into G


2 IFTs + 100%G...= 3 period!

or
1 IFT+ a partial % to G + remainder to G = 3 period!
 
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