Squalebear's Account Talk

SB, I understand you are the pro on this area.

Quick question, I seem to remember some of our members making IFTs of less than 1% which made it under the radar even if you had used your two IFTs for the month. Is it a total of all IFTs made for the day(say .9%) or can you make .9% per fund? i.e. .9% to C and .9% to S and I funds also?

Also, could you do it every day without being blocked?
Thanks,

Scout, You can adjust any fund, up or down, as long as you have something that might look like this 60.23%. Your fund percentages need to have a .something after it. SB will correct me if I am wrong. If you get into your TSP and look at your percentages they may look like this: G49.3% C24.5% and I26.2%. You should be able to correct your percentages to look like this; G49% C24% and I27% or G50% C25% and I 25%.
If you make an adjustment you have to wait a day for the percentages to change. Example, Monday you make an adjustment. You should be able to make the next adjustment on Wednesday.
 
Just wait until we all get a market enema today or tomorrow. Next week will be another huge bowel movement as options expire.:worried:

Cleansing of the soul is a good thing. Options Expiration is simply gonna
clog up the works again. We're going to need some Pepto-Bisamal ! ;)

If you make an adjustment you have to wait a day for the percentages to change. Example, Monday you make an adjustment. You should be able to make the next adjustment on Wednesday.

Your absolutely correct my friend! One thing to add; if you correctly predict
a down day before noon, did a <1% IFT for the very same percentages,
the day after your last <1% IFT, then your accomplishing the same goal.
Your actually adding shares to the funds that lost ground on that day.

Tuesday: (C)20% -(S)20% - (G)60% (<1% IFT done before noon)
for the same %'s but you ended up with a loss 0.50% in the (C) and (S)
which would give you 19.5%-19.5%-51% (not anymore). You took one
percent from your (G) and put it back into the (C) and (S).

Wednesday: 20% - 20% - 60%

Its what they do in the (L) Funds but on a smaller scale (rebalance).
Your adding more shares at a lower price by doing so. :confused:

SB, I seem to remember some of our members making IFTs of less than 1% which made it under the radar even if you had used your two IFTs for the month. Thanks,

Nasa posted a very good explanation and I included additional information
just above. ONE THING I ASK THAT YOU REMEMBER. The Automated Tracker
is a competition and is not setup for daily entries of rebalancing. Its setup
for full percentage (normal) IFT's so I opted out of entering my daily's to
keep the rules intact. Just like the normal limits that the TSP have imposed
on us. This keeps the competition fair and balanced. Its important. ;)
 
Mr. Squalebear,

I keep seeing "options expiration" mentioned for next week. Is that event predicted to drag on the market next week?

Am thinking of taking my 50% out of the market COB tomorrow, accepting my losses and buying back in come November if the trend looks like its changing.

Whats the impact on the market in this environment with "options expiration" occuring? Thanks for any insight you can give.
 
TSPTALK SERVICE ANNOUNCEMENT:

Federal retirees will receive a 2009 COLA increase of up to 5.8%, based on the increase in
the Consumer Price Index from the third quarter of 2007 through the third quarter of 2008.

The U.S. Department of Labor calculates the change in the Consumer Price Index (CPI) for urban wage earners and clerical workers from the third quarter average of the previous year to the third quarter average for the current year.

For Civil Service Retirement System (CSRS) or Organization and Disability Retirement System (ORDS) benefits, the increase percentage is applied to your monthly benefit amount before any deductions, and is rounded down to the next whole dollar. For Federal Employees Retirement System (FERS) or FERS Special benefits, if the increase in the CPI is 2 percent or less, the Cost-of-Living Adjustment (COLA) is equal to the CPI increase. If the CPI increase is more than 2 percent but no more than 3 percent, the Cost-of-Living Adjustment is 2 percent. If the CPI increase is more than 3 percent, the adjustment is 1 percent less than the CPI increase. The new amount is rounded down to the next whole dollar.

To get the full COLA, a retiree or survivor annuitant must have been in receipt of payment for a full year. If not, the increase is prorated under both plans. Prorated accounts receive one-twelfth of the increase for each month they received benefits. Cost-of-Living Adjustments were first prorated in April 1982. Adjustments to benefits for children are never prorated. Federal Employees Retirement System (FERS) and FERS Special Cost-of-Living Adjustments are not provided until age 62, except for disability, survivor benefits, and other special provision retirements. FERS disability retirees get the adjustment, except when they are receiving a disability annuity based on 60 percent of their high-3 average salary. Also, under FERS, if you have a CSRS component, the component is subject to the CSRS COLA calculation.
Note: A benefit will not be increased if it would cause the annuitant to receive payments in excess of any cap amount specified by law.

http://www.myfederalretirement.com/public/284.cfm
 
Mr. Squalebear,

I keep seeing "options expiration" mentioned for next week. Is that event predicted to drag on the market next week?

Am thinking of taking my 50% out of the market COB tomorrow, accepting my losses and buying back in come November if the trend looks like its changing.

Whats the impact on the market in this environment with "options expiration" occuring? Thanks for any insight you can give.

I know from previous experience that "Options Exp." tends to bring the
Market down when nothing overrides it. Good reports on the economy etc...

Here's a link to explain Trader Mikes reasons to Avoid such;
http://tradermike.net/2005/11/why_i_avoid_options_expiration/

Options Expiration Calander;
http://biz.yahoo.com/opt/calendar.html
 
FUND MANAGERS DON'T WAIT LONG TO GET IT BACK !
Today, Barclays takes back the .93% overpayment it gave to the
(I) Funders AND THEN SOME ! While doing so, the O/D Tracker now
sits in a sweet spot (Minimimal Overpayment Area) and a up day on
Friday could result in greater gains or equal gains vs. the EFA. On a
down day, the Fund Managers will have the option to overpay again
and lessen the blow or leave all things equal between the two. ;)

YTD O/D FOR ALL TSP FUNDS

(C) Fund vs. the SPX = 0.1840 TSP Cent Overpayment or +1.69%

(S) Fund vs. DWCPF. = 0.2544 TSP Cent Overpayment or +1.98%
(I). Fund vs. the EFA = 0.0482 TSP Cent Overpayment or +0.33%:nuts:

DAILY (I) FUND VS. EFA O/D TRACKING RESULTS:

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(09/15/08) +0.8638% -0.3323 tsp cents
(09/16/08) -0.2278% -0.2873 tsp cents
(09/17/08) +0.8268% -0.4262 tsp cents
(09/18/08) -2.0361% -0.0642 tsp cents
(09/19/08) -0.4960%+0.0283 tsp cents

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(09/22/08)+2.5382% -0.4628 tsp cents
(09/23/08) -0.8997% -0.2822 tsp cents
(09/24/08) -0.2518% -0.2347 tsp cents
(09/25/08) -0.5076% -0.1412 tsp cents
(09/26/08) +0.3903% -0.2149 tsp cents

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(09/29/08)+2.3205% -0.6001 tsp cents

(09/30/08) -3.4591%+0.0025 tsp cents
(10/01/08) -0.7365% -0.1291 tsp cents

(10/02/08) -0.0580% -0.1135 tsp cents
(10/03/08)+0.6851% -0.2312 tsp cents

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(10/06/08) -0.1022% -0.2014 tsp cents
(10/07/08)+1.0228% -0.3531 tsp cents
(10/08/08) -1.3004% -0.1455 tsp cents
(10/09/08)+1.1848% -0.3078 tsp cents
(10/10/08) -0.6113% -0.2109 tsp cents

......DATE.....DLY % DIFF.....YTD TSP CENTS.....
(10/13/08) +0.6117% -0.3431 tsp cents
(10/14/08) -1.0454% -0.1711 tsp cents
(10/15/08) +0.9341% -0.2846 tsp cents
(10/16/08) -1.7110% -0.0482 tsp cents:nuts:

THE KEY:
------------------------------------------------- WE OWE THEM ----
- .6000 thru -.4000 High Overpayment (Payback Past Due)
- .4000 thru -.3000 Elavated Overpayment, (Payback Immanent)
- .3000 thru -.2000 Medium Overpayment (Flip A Coin)
- .2000 thru -.1000 Low Overpayment, (Slightly Over Goal)
- .1000 thru -.0000 Minimum Overpayment (Goal is Met):nuts:
-------------------------------------------------- THEY OWE US ----
+.0000 thru+.1000 Low Deficit (Goal is Met)
+.1000 thru+.1500 Medium Deficit (Flip A Coin)
+.1500 thru+.2500 High Deficit (Rarely Goes Lower)
+.2500 thru+.3000 Windfall Coming !
---------------------------------------------------------------------
 
YTD IDX returns: YTD TSP returns: YTD SB current returns:
SPX= -35.55%.....C=...-34.42%....-17.00% (my figures)
DW.= -36.19%.....S=.. -34.98%....
EFA= -42.06%......I=...-41.41%...
AGG= -07.33%.....F=...-01.02%...
...........................G=...+03.03%...

MTD IDX returns: MTD TSP returns: MTD SB current returns:
SPX= -18.86%.....C=...-18.78%....-11.77%(my figures)
DW.= -22.26%.....S=.. -22.53%....
EFA= -19.22%.....I=....-18.84%...
AGG= -04.91%.....F=...-01.84%...
............................G=..+00.16%..
 
Squalebear and Ackpackfan,
In another thread I asked if someone had seen Cramer this afternon warning his opinion that his investing audience should be careful on October 22. I didn't catch the rest. Perhaps his opinion has to do with "options expiration" next week?
 
Squalebear and Ackpackfan,
In another thread I asked if someone had seen Cramer this afternon warning his opinion that his investing audience should be careful on October 22. I didn't catch the rest. Perhaps his opinion has to do with "options expiration" next week?

No, it has to do with AIG having to pay out insurance to hedge funds for the collapse of Lehman. A big pile of $. This is everything to do with credit default swaps. The beginning of the end. I am not sure what the severity of this particular issue to cause one to run for the "G" fund.:confused:
 
4Runner,

Thanks for the interesting info. If it has to do with AIG and proper positioning in the right investments, it would be helpful if someone more knowledgeable than me could try to gauge the negative inpact of this issue in relation to holding on and staying in the stock funds. Please update any additional information. Tia.
 
I suppose that if we are intent on not any more important banks and financial institutions go down the tube, perhaps Paulson can devise an injection of liquidity to guarantee coverage of AIG having to pay out insurance to hedge funds for the collapse of Lehman?
 
Squalebear and Ackpackfan,
In another thread I asked if someone had seen Cramer this afternon warning his opinion that his investing audience should be careful on October 22. I didn't catch the rest. Perhaps his opinion has to do with "options expiration" next week?

From what I see, Options Expiration Date is on Monday the 20th.
The 22nd falls on a Wednesday, I didn't see his comments. :confused:
Thanks guys for bringing us up-to-date on the AIG thing !
 
Last edited:
No, it has to do with AIG having to pay out insurance to hedge funds for the collapse of Lehman. A big pile of $. This is everything to do with credit default swaps. The beginning of the end. I am not sure what the severity of this particular issue to cause one to run for the "G" fund.:confused:

Thanks 4Runner, thats great to know ! ;)
 
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