Post Your "12-Month Personal Rate of Return"

[Bquat]

"They require all the transactional history as well as price history since the
beginning of the account."

They use contributions and price history to calculate monthly PIP, then use monthly PIP to get 12-month PIP.

It's actually the best number as your contributions can greatly affect the return % especially in the first 10 years as the account builds up.

Thanks Scout333!

So if I'm doing the oppisite, withdrawing 5% and my PIP is 8%. I made 13%?

 

[Mapper]

TSP states that they compute the PIP with the Modified Dietz Method which is a time weighted performance estimate. See link below for an explanation of how this is done.
http://www.ipcc.ca/files/rate_of_return/Modified_Dietz_ROR.pdf Good luck with that one!

Thanks, that makes sense. I have to think a little about the method for linking months but I'm sure it's a standard finance approach (not a native field to me) and it works out right. Appears I did not look closely enough at the site.

For me
"Your Personal Investment Performance (PIP) for the past 12 months ending 07/31/2011 is 21.54%"

Not looking forward to next months!

 

[malyla]

TSP states that they compute the PIP with the Modified Dietz Method which is a time weighted performance estimate. See link below for an explanation of how this is done.
http://www.ipcc.ca/files/rate_of_return/Modified_Dietz_ROR.pdf Good luck with that one!

"They require all the transactional history as well as price history since the
beginning of the account."

They use contributions and price history to calculate monthly PIP, then use monthly PIP to get 12-month PIP.

It's actually the best number as your contributions can greatly affect the return % especially in the first 10 years as the account builds up.

Thanks Scout333!

 

[Scout333]

Your Personal Investment Performance (PIP) for the past 12 months ending 07/31/2011 is 23.12%.

Now I have a question, how do contributions affect this number? Do they only count increase in funds deposited, or are contributions considered an increase since the beginning of the year?

TSP states that they compute the PIP with the Modified Dietz Method which is a time weighted performance estimate. See link below for an explanation of how this is done.
http://www.ipcc.ca/files/rate_of_return/Modified_Dietz_ROR.pdf Good luck with that one!

 

[Mapper]

"are contributions considered an increase since the beginning of the year?"

Your entire balance (contributions over the month and earnings/loses) is used for the 12-month PPR.

This makes it even more confusing.

Contributions for the month?

Honestly this number has never made any sense to me...it seems most people are making 20-30%/year and some up to 50? This, in my opinion, is too good to be true. It would be nice if the TSP site included a little explanation of the calculations used. I'm sure there is an explanation buried in here somewhere but I still fault the TSP for not providing an obvous explanation on the webpage

 

[wwwtractor]

Your Personal Investment Performance (PIP) for the past 12 months ending 07/31/2011 is 25.35%.

 

[malyla]

"are contributions considered an increase since the beginning of the year?"

Your entire balance (contributions over the month and earnings/loses) is used for the 12-month PPR.

 

[daze823]

Your Personal Investment Performance (PIP) for the past 12 months ending 07/31/2011 is 23.12%.

Now I have a question, how do contributions affect this number? Do they only count increase in funds deposited, or are contributions considered an increase since the beginning of the year?

 

[sillbeer]

Your Personal Investment Performance (PIP) for the past 12 months ending 07/31/2011 is 17.55%.

-Destin

 

[Frixxxx]

Welcome!

Enjoy the ride!

Frixxxx

 

[dpmp]

10 Aug 2010 to 10 Aug 2011 = 22.12%.

Formula: (new balance) minus (old balance) then divide by (old balance) and mult by 100. Let me know if I need to fix the formula

I went in stock funds 100% in mid Nov but I have sidelined since May 19th. All contributions going to G fund for now. Coulda use F for more money but I am not greedy.

 

[rikarus]

Well I'm new here, and WAS a buy and holder, and it looks like I am about -3.4% for the year to date from 1/1/11. BUT I will now be learning to recover that and not get shafted any further. :nuts:

 

[KevinD]

10.49

 

[Boghie]

I've decided to post my most recent IRR:

Your Personal Investment Performance (PIP) for the past 12 months ending 07/31/2011 is 17.11%.

I wanted to make certain that I got it in before it was, ahem, updated to reality.

 

[Rogue]

Your Personal Investment Performance (PIP) for the past 12 months ending 07/31/2011 is 18.49%.
Yeah....that # is going to get worse before it gets better.

 

[SkyPilot]

Your Personal Investment Performance (PIP) for the past 12 months ending 07/31/2011 is 21.9%.
(Your PIP is posted by the 3rd business day of each month.)

Am thinking it's downhill from here for a while...

 

[k0nkuzh0n]

past 12 months ending 07/31/2011 is 29.53%.

 

[Aviator_Guy]

23.87%


I tried getting into TSPTALK this morning using my smart phone and iTouch, but I kept getting a pop up saying “Mobile Site Coming Soon”... I don’t recall ever seeing that before, they must be working on a mobile version which is cool, but the old site worked fine on my portable devices just fine in the past.

 

[MacDaddy]

45.73%.

 

[Elgallo]

20.51%