Pill's Account Talk

[Pill]

Pill,
Depending on your strategy! If you move funds around, mutual funds will get mad at ya! Their prospectus discourages "trading"! On the other hand ETF's can be traded frequently. Just understand how ETF funds "settle" and "free rides".
A few other items: Check the Expense Ratio on mutuals, and understand the bid vs ask price on ETF's.
Spaf

Thanks Spaf, Well I am more of a buy and hold guy. However with this board and other services I have been drawn into making moves, trying to maxamize gains. I only plan to move my TSP account some what. With mutual funds I will buy and hold for a year at a time.

As of today I am moving 20C 30S 50I. I will most likely with go 50/50 S&I and hold until the end of the year. So yes this is my attempt to move more to buy and hold until the end of the year. We will see if I can hang.

 

[Pill]

If the fed drops rates on Tues. will the S or I benifit the most? and why?

 

[kar_crazy]

hope you get to watch the sooners kicken butt

 

[Pill]

Congratulations to those of you who have a great return this year! Some of you have an excellent return for the way it’s be so up and down.

Me personally, I am not happy with my return. This is my worst year yet. Sitting at 5%, however I hope to achieve 10% by year end. Maybe wishful thinking, but I believe in miracles.

Currently sitting 50S and 50I. Some time I will start to shift more into the large caps. I plan to be heavier in the large caps next year.

Let the Rally begin!

 

[Pill]

Well it was very wishful thinking. I am still sitting at 5%. Worst year yet in TSP. So here are my returns for the year. In order of biggest account to least.

TSP 5% returns-I just got a step increase so I bumped it to 12% contributing.

Vanguard Roth IRA 7% return-I wasn't able to contribute a cent to my IRA's this year.

Wife's 401k Fidelity 11% return -wife gives 10%

2007 is gone. So it back to the drawing boards. Not so sure what I am going to do. With possible IFT limitations, paid services, and just following board members and my best guesses.

Thanks to Tom for the site, all the board members, and moderators. Welcome to all new members I look forward to growing with you. Congratulations to all who had great returns this year. Best of luck to us all in 2008.

 

[Pill]

I am in to deep to pull out at this point. However I changed my contribution allocation to 100% G. At this point its all I could do to preserve.

 

[Pill]

Well I hope I am not going to learning a hard lesson by riding this out. I have not been invested in any down turn so this is a new experience. I moved 5% of S Fund into the I fund today. Bargain prices were looking to good. I am also just going to Dollar Cost Average into my set allocation instead of having it go into safety. At this point the share prices are low, so I think I will be better off than waiting for an entry.

Is our economy really as bad as it looks? A part of me thinks it could get much worse. I would like to think we will recover soon, however my gut says this could carry on for years. I am still new at this and have only been investing for 5 years so I really dont know. Will remain optimistic!

 

[budnipper1]

That little move showed a 9% daily return in the autotracker. That should make the Guinness book of records...if only it was true!

Well I hope I am not going to learning a hard lesson by riding this out. I have not been invested in any down turn so this is a new experience. I moved 5% of S Fund into the I fund today. Bargain prices were looking to good. I am also just going to Dollar Cost Average into my set allocation instead of having it go into safety. At this point the share prices are low, so I think I will be better off than waiting for an entry.

Is our economy really as bad as it looks? A part of me thinks it could get much worse. I would like to think we will recover soon, however my gut says this could carry on for years. I am still new at this and have only been investing for 5 years so I really dont know. Will remain optimistic!

 

[Pill]

Thanks budnipper1,

It was good to see some profit, even if it wasn't 9%. The late day reversal was nice. Sorry about your man Thompson but hopefully we will see a Republican in office. Good luck today!

 

[Pill]

Unsure of the market right now. I have managed to climb back to -3% so shooting for some capital preservation. IFT 20 G, 10 F, 15 C, 35 S, 20 I. Hopefully I will be in the positive soon. I think peeling alittle off and waiting for a drop with get me there.

 

[Pill]

Well hopefully this plays out. I pulled some to the side waiting for a few down days hoping to buy back in. So today I am deploying my 30% back into the I fund looking for a down day in the fund. This would be my second IFT for the month so I guess I will be staying put or transferring into the G fund which I don't plan on doing.

I had a error on the auto tracker this week. on 4/3 or 4/4 is says my return was -2% when it should have read a gain. I haven't been following too much to see if any other returns were incorrect. I have advised Ocean of the error.

 

[Pill]

I'm staying put.

My motto is you don't lose until you sell.

The market will rebound.

 

[Pill]

I don't mind if it continues to drop. I am buying at the lowest prices I have ever seen since being a federal employee. I bumped my contributions up 7% five months ago. I plan on riding it, however far it drops.

I don’t like the market but I am taking advantage it. Not the other way around!

 

[Birchtree]

Finally, a member I can identify with. There is always a silver linning.

 

[HappyGoLucky]

I am starting to think this way as well...might as well in this volatile market. It is very hard to predict, so just stay in and ride it back up. As much as it hurts my current balance to see $9 prices for C, it is an opportunity to indeed "buy low".

 

[Pill]

Learing from a Guru!

I wish every one well investing, however I kind like swimming upstream and keeping my emotions out of it. Stick to the plan, focus on the prize.

 

[Pill]

One way I know I am doing OK by being a buy and hold investor is what shares I have accumulated in the previous 5 years, I just doubled in one year by increasing my contributions during this down turn.

I just checked my 2nd quarterly statement from last year and it appears I will have completely doubled my shares in C, S, I. I'm a little under however I still have two months to go from the date I checked.

Gettem' while their low!!!

 

[Medic72]

woohooo another one!

buy and hold buy and hold!

gonna let yall read my book of birchisms soon

(after i ok it with birch of course)

 

[Birchtree]

Just remember that friends do let friends buy and hold. Keep throwing that good money down the dark stinky rabbit hole. Way to go. Accumulate is the name of the game.

 

[WorkFE]

As long as there is no Bernie in that hole.