Pill's Account Talk

[Cactus]

Wow, Pill, that is good!!! Keep it up. I started in 1988 and peeked @ 196 k in Nov 2007. I just closed above that again this Friday. A new all time high for Cactus. That's my milestone. Now onward to 0.2 mil.

My story is I was too conservative early on -- in the G Fund until 2000. Then into equities for the dot com bust. Another thing that held me back in the early days was that our contributions were maxed at 10% instead of the IRS limit like now. I could have put a lot more money in back then before I got married. Now it's a different story.

Put as much in as early as you can. That's my motto. You have to have money in there to make money.

 

[jpcavin]

This week I passed a huge millstone for myself. Now I can use the word million associated to my accounts. Although its only .25 mil. Thanks TSP Talk.


I've only been investing for 10 years and started with nothing. Simple DCA works, save more than you think you need. Its better to back off savings later than realize later you didn't save enough.

401k
TSP
Roth IRA

Welcome to the millionaires club. I think I am at .02 mil

 

[Pill]

Yeah, .26 now! The results of increasing contributions when the market tanked is paying off(and DCA). I would hate to lose 40% again but if I did I would buckle down and increase my contributions to the max. I'm not maxed at $17,500, so I could throw more at a sinking ship. Because like the sun, the markets will hit news highs again and again.

Be in to Win. Thanks Birch.

 

[Pill]

I made an IFT today and changed my contributions to reflect. It has been about two years.

I have been wanting to shift more into the C fund for some time. So after seeing the vote on the main page that the C fund would out perform the other funds in the 4th quarter I decided now was a good time to do so. I only moved some for now but will be looking to increase my position to at least 60% soon.

Current allocation 30% C, 40% S, and 30% I Fund.

Old position, 50/50 S and I Fund.

PIP for last 12 months was 19.43%

TSP 15%
Roth IRA Max
529 account new