OBGibby's Account Talk

[OBGibby]

IFT effective close of business today:

50% G

25% F

25% C

 

[OBGibby]

According to my tsp.gov online account, my 'Personal Rate of Return' for the twelve months ending October 31, 2014, was up 5.55%.

Personal Rate of Return
2009 +29.86%
2010 +13.31%
2011 - 0.74%
2012 +11.42%
2013 +14.45%

January 31, 2014 +9.88
February 28, 2014 +10.59%
March 31, 2014 +8.46%
April 30, 2014 +7.26%
May 31, 2014 +8.47%
June 30, 2014 +10.76%
July 31, 2014 +6.30%
August 31, 2014 +7.54%
September 30, 2014 +5.73%
October 31, 2014 +5.55%

AUTOTRACKER FOR 2012: +11.97%
AUTOTRACKER FOR 2013: +14.59%

 

[OBGibby]

IFT effective close of business today:

25% G
25% F
25% C
25% S

 

[OBGibby]

According to my tsp.gov online account, my 'Personal Rate of Return' for the twelve months ending November 30, 2014, was up 5.89%.

Personal Rate of Return
2009 +29.86%
2010 +13.31%
2011 - 0.74%
2012 +11.42%
2013 +14.45%

January 31, 2014 +9.88
February 28, 2014 +10.59%
March 31, 2014 +8.46%
April 30, 2014 +7.26%
May 31, 2014 +8.47%
June 30, 2014 +10.76%
July 31, 2014 +6.30%
August 31, 2014 +7.54%
September 30, 2014 +5.73%
October 31, 2014 +5.55%
November 30, 2014 +5.89%

AUTOTRACKER FOR 2012: +11.97%
AUTOTRACKER FOR 2013: +14.59%

 

[OBGibby]

IFT effective close of business on December 19. Moving to 20% each fund. Just positioning for 2015. "Set it and a forget it!" - Ron Popeil

 

[OBGibby]

According to my tsp.gov online account, my 'Personal Rate of Return' for the twelve months ending December 31, 2014, was up 3.66%.

Personal Rate of Return
2009 +29.86%
2010 +13.31%
2011 - 0.74%
2012 +11.42%
2013 +14.45%
2014 +3.66%

January 31, 2014 +9.88
February 28, 2014 +10.59%
March 31, 2014 +8.46%
April 30, 2014 +7.26%
May 31, 2014 +8.47%
June 30, 2014 +10.76%
July 31, 2014 +6.30%
August 31, 2014 +7.54%
September 30, 2014 +5.73%
October 31, 2014 +5.55%
November 30, 2014 +5.89%
December 31, 2014 + 3.66%

AUTOTRACKER FOR 2012: +11.97%
AUTOTRACKER FOR 2013: +14.59%
AUTOTRACKER FOR 2014: +3.52%

 

[OBGibby]

2014 TSP GOALS:
11% Gain
Little number on the left rolls over to three

Wasn't even close on the % gain, but just happy it was in the positive. Spent several months in the red, and was not a believer in the bull market.

The little number on the left did roll over to three so that was good.

 

[OBGibby]

Test

 

[OBGibby]

[h=1]How to Keep Your Portfolio on Track - Wall Street Journal[/h][h=2]Thirty-One Rules to Guide Your Investments This Year[/h]

 

[OBGibby]

5 Market Forecasts to Ignore in 2015 - Barry Ritholtz, Bloomberg

".....accountability to the punditsphere, let’s have a look at some of my favorite forecasts for 2014. Keep these in mind when you read the 2015 predictions....."
".....crash in bonds....inflation.....stock-market crash.....gold.....oil....."

 

[OBGibby]

Well, today's AT results weren't pretty. But, the week is still young.

 

[OBGibby]

Here's a look at how the TSP funds have fared since 1988 (technically, the S and I funds were not available before June of 2001). Compounded returns on the top row. The columns on the right show how a $100,000 balance (with no additional contributions or withdrawals) would have grown from Jan 1, 1988 to Jan 1, 2015, if invested solely in 20% into each fund. Fooled around a bit with Excel today - fairly confident it's accurate!

View attachment 31875

 

[OBGibby]

Here's a look at how the TSP funds have fared since 2003. Compounded returns on the top row. The columns on the right show how a $100,000 balance (with no additional contributions or withdrawals) would have grown from Jan 1, 2003 to Jan 1, 2015, if invested solely in 20% into each fund.


View attachment 31876

 

[Dinicti]

Excellent, thank you, the data has been around, but the way you presented it is great. What suprises me is how bad the I fund was. It had a few good yrs., but especially more recently can not keep up with C and S. Eventually it has to have it's day, but when? Your analysis has educated me and tempered my enthusiam (which is v. good). Take care

 

[OBGibby]

Excellent, thank you, the data has been around, but the way you presented it is great. What suprises me is how bad the I fund was. It had a few good yrs., but especially more recently can not keep up with C and S. Eventually it has to have it's day, but when? Your analysis has educated me and tempered my enthusiam (which is v. good). Take care

I, too, was surprised about the poor performance of the I fund. My plan for this year was just to park everything in the "20% each" allocation; looking at the numbers I'm not so sure now. I also ginned up several other scenarios based on three and four fund allocations. I'll post those a little later.

 

[OBGibby]

Here's a look at how the TSP funds have fared since 1988. Compounded returns on the top row. The columns on the right show how a $100,000 balance (with no additional contributions or withdrawals) would have grown from Jan 1, 1988 to Jan 1, 2015, if invested 25% each into G, F, C and S.

View attachment 31877

 

[OBGibby]

Here's a look at how the TSP funds have fared since 1988. Compounded returns on the top row. The columns on the right show how a $100,000 balance (with no additional contributions or withdrawals) would have grown from Jan 1, 1988 to Jan 1, 2015, if invested 25% each into F, C, S and I.

View attachment 31878

 

[OBGibby]

Here's a look at how the TSP funds have fared since 1988. Compounded returns on the top row. The columns on the right show how a $100,000 balance (with no additional contributions or withdrawals) would have grown from Jan 1, 1988 to Jan 1, 2015, if invested in different 1/3 each allocation scenarios.

View attachment 31879


View attachment 31880

 

[OBGibby]

Here's a look at how the TSP funds have fared since 2003. Compounded returns on the top row. The columns on the right show how a $100,000 balance (with no additional contributions or withdrawals) would have grown from Jan 1, 2003 to Jan 1, 2015, if invested 25% each into F, C, S and I.

View attachment 31881

 

[OBGibby]

Here's a look at how the TSP funds have fared since 2003. Compounded returns on the top row. The columns on the right show how a $100,000 balance (with no additional contributions or withdrawals) would have grown from Jan 1, 2003 to Jan 1, 2015, if invested in different 1/3 each allocation scenarios. (Sorry, dropped the date column from the left. 2003 starting on the bottom and ending with 2014 on the top row)

View attachment 31883


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View attachment 31886