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OBGibby's Account Talk
- Thread starter OBGibby
- Start date
Definitely not a year to remember, but happy to be in the green. Hopefully when the numbers shake out this evening/tomorrow morning I'll be a little north of four percent for 2015. Beats being in the red, but like one of our friends on here likes to say, I don't want to be eating Alpo in my golden years, either. Intrepid Timer's premium service sure does look enticing, and I've contemplated pulling the trigger a few times to get in on that gravy train, but the nature of my work does not lend itself to consistent access to the timing signals. Oh well, I'll keep feeling my way along in the dark - blind, dumb and happy.
Boghie
Well-known member
Good job this year...
Think of it this way: You were in the Top Quintile. That is how mutual funds and ETFs are measured. If you were a fund the herd would be buying in this year.
.
Another way of thinking: Inflation will be something like 0.5% or so, so you beat inflation by 4% for 2015. Everybody yammers about making 10% a year - but what they don't realize is that they are making 6% over inflation in a good year. How many folks even beat inflation this year? More than half of us got beat by inflation...
By the way, both the Brooks Brothers and Charles Tyrwhitt shirts have been awesome. The earliest purchases are now in their third year and still look good. That is more than double the service life of the shirts I complained about so long ago. The BB Chinos are awesome for work too...
Think of it this way: You were in the Top Quintile. That is how mutual funds and ETFs are measured. If you were a fund the herd would be buying in this year.
.Another way of thinking: Inflation will be something like 0.5% or so, so you beat inflation by 4% for 2015. Everybody yammers about making 10% a year - but what they don't realize is that they are making 6% over inflation in a good year. How many folks even beat inflation this year? More than half of us got beat by inflation...
By the way, both the Brooks Brothers and Charles Tyrwhitt shirts have been awesome. The earliest purchases are now in their third year and still look good. That is more than double the service life of the shirts I complained about so long ago. The BB Chinos are awesome for work too...
Good job this year...
Think of it this way: You were in the Top Quintile. That is how mutual funds and ETFs are measured. If you were a fund the herd would be buying in this year.
Another way of thinking: Inflation will be something like 0.5% or so, so you beat inflation by 4% for 2015. Everybody yammers about making 10% a year - but what they don't realize is that they are making 6% over inflation in a good year. How many folks even beat inflation this year? More than half of us got beat by inflation...
By the way, both the Brooks Brothers and Charles Tyrwhitt shirts have been awesome. The earliest purchases are now in their third year and still look good. That is more than double the service life of the shirts I complained about so long ago. The BB Chinos are awesome for work too...
Good to hear on the Brooks Brothers stuff. I switched from their suits a couple years back (now with Jos. A Bank - upper end; stay away from their cheaper, lower end). I was just wearing out the BB suits two quickly...The BB shirts and ties have been a mainstay for me for years - no complaints. Even their boxes are good. I was on a trip a few months ago and forgot to pack some white undershirts. Stopped by BB and picked up a few of their white undershirts (pricey compared to my normal Hanes) and love them. I'm thinking I may switch over completely to the BB undershirts, too. More cost up front, but will probably last longer and thus save me a little money over the long run. For the past 15+ years I've been a big fan of Johnston & Murphy shoes. I'm a suit and tie guy 99% of the time at work and J&M have never let me down. You get what you pay for...Added bonus: both BB and J&M are long-time American companies.
According to my tsp.gov online account, my 'Personal Rate of Return' for the twelve months ending December 31, 2015, was up 4.34%.
Personal Rate of Return
2009 +29.86%
2010 +13.31%
2011 - 0.74%
2012 +11.42%
2013 +14.45%
2014 +3.66%
January 31, 2015 +5.49%
February 28, 2015 +7.68%
March 31, 2015 +7.13%
April 30, 2015 +7.80%
May 31, 2015 +6.85%
June 30, 2015 +3.87%
July 31, 2015 +6.38%
August 31, 2015 +3.61%
September 30, 2015 +2.23%
October 31, 2015 + 6.03%
November 30, 2015 +4.85%
December 31, 2015 +4.34%
AUTOTRACKER FOR 2012: +11.97%
AUTOTRACKER FOR 2013: +14.59%
AUTOTRACKER FOR 2014: +3.52%
AUTOTRACKER FOR 2015: +4.34%
Personal Rate of Return
2009 +29.86%
2010 +13.31%
2011 - 0.74%
2012 +11.42%
2013 +14.45%
2014 +3.66%
January 31, 2015 +5.49%
February 28, 2015 +7.68%
March 31, 2015 +7.13%
April 30, 2015 +7.80%
May 31, 2015 +6.85%
June 30, 2015 +3.87%
July 31, 2015 +6.38%
August 31, 2015 +3.61%
September 30, 2015 +2.23%
October 31, 2015 + 6.03%
November 30, 2015 +4.85%
December 31, 2015 +4.34%
AUTOTRACKER FOR 2012: +11.97%
AUTOTRACKER FOR 2013: +14.59%
AUTOTRACKER FOR 2014: +3.52%
AUTOTRACKER FOR 2015: +4.34%
