OBGibby's Account Talk

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​IFT effective COB today. Putting a little more in play. Moving to 10% each C, S and I, and 70% in G.
 
Definitely not a year to remember, but happy to be in the green. Hopefully when the numbers shake out this evening/tomorrow morning I'll be a little north of four percent for 2015. Beats being in the red, but like one of our friends on here likes to say, I don't want to be eating Alpo in my golden years, either. Intrepid Timer's premium service sure does look enticing, and I've contemplated pulling the trigger a few times to get in on that gravy train, but the nature of my work does not lend itself to consistent access to the timing signals. Oh well, I'll keep feeling my way along in the dark - blind, dumb and happy.
 
4.34% for 2015 on the AutoTracker...109 overall (actually closer to 100 as there were a handful of ties ahead of me)...I best showing on the AT rankings. Dumb luck, but I'll take it.
 
The "20 Percent Each" strategy ended 2015 with a +0.20% on the AutoTracker. Now what are the chances of that?!
 
Here's another fun fact: Almost an exactly 50/50 of the entries in this year's AutoTracker between positive and negative for the year...
 
Starting 2016 with:

60% - G
15% - C
15% - I
10% - S

(Actually made that move on December 24 but neglected to post it here in my Account Thread; it was accurately posted to the AutoTracker)
 
Good job this year...

Think of it this way: You were in the Top Quintile. That is how mutual funds and ETFs are measured. If you were a fund the herd would be buying in this year.:D.

Another way of thinking: Inflation will be something like 0.5% or so, so you beat inflation by 4% for 2015. Everybody yammers about making 10% a year - but what they don't realize is that they are making 6% over inflation in a good year. How many folks even beat inflation this year? More than half of us got beat by inflation...

By the way, both the Brooks Brothers and Charles Tyrwhitt shirts have been awesome. The earliest purchases are now in their third year and still look good. That is more than double the service life of the shirts I complained about so long ago. The BB Chinos are awesome for work too...
 
Boghie said:
Good job this year...

Think of it this way: You were in the Top Quintile. That is how mutual funds and ETFs are measured. If you were a fund the herd would be buying in this year.:D.

Another way of thinking: Inflation will be something like 0.5% or so, so you beat inflation by 4% for 2015. Everybody yammers about making 10% a year - but what they don't realize is that they are making 6% over inflation in a good year. How many folks even beat inflation this year? More than half of us got beat by inflation...

By the way, both the Brooks Brothers and Charles Tyrwhitt shirts have been awesome. The earliest purchases are now in their third year and still look good. That is more than double the service life of the shirts I complained about so long ago. The BB Chinos are awesome for work too...
Click to expand...

Good to hear on the Brooks Brothers stuff. I switched from their suits a couple years back (now with Jos. A Bank - upper end; stay away from their cheaper, lower end). I was just wearing out the BB suits two quickly...The BB shirts and ties have been a mainstay for me for years - no complaints. Even their boxes are good. I was on a trip a few months ago and forgot to pack some white undershirts. Stopped by BB and picked up a few of their white undershirts (pricey compared to my normal Hanes) and love them. I'm thinking I may switch over completely to the BB undershirts, too. More cost up front, but will probably last longer and thus save me a little money over the long run. For the past 15+ years I've been a big fan of Johnston & Murphy shoes. I'm a suit and tie guy 99% of the time at work and J&M have never let me down. You get what you pay for...Added bonus: both BB and J&M are long-time American companies.
 
​Well, that wasn't nearly as bad as it looked this morning. At one point I noticed the S&P500 was down 2.25%. Finishing at -1.53% looks like a small victory of sorts...
 
According to my tsp.gov online account, my 'Personal Rate of Return' for the twelve months ending December 31, 2015, was up 4.34%.

Personal Rate of Return
2009 +29.86%
2010 +13.31%
2011 - 0.74%
2012 +11.42%
2013 +14.45%
2014 +3.66%

January 31, 2015 +5.49%
February 28, 2015 +7.68%
March 31, 2015 +7.13%
April 30, 2015 +7.80%
May 31, 2015 +6.85%
June 30, 2015 +3.87%
July 31, 2015 +6.38%
August 31, 2015 +3.61%
September 30, 2015 +2.23%
October 31, 2015 + 6.03%
November 30, 2015 +4.85%
December 31, 2015 +4.34%

AUTOTRACKER FOR 2012: +11.97%
AUTOTRACKER FOR 2013: +14.59%
AUTOTRACKER FOR 2014: +3.52%
AUTOTRACKER FOR 2015: +4.34%
 
TSP and Autotracker matched up this year - both at +4.34%. In the past they have been off a little...
 
Down -3.45% for the first week of 2016. Not the start I envisioned...Thought about throwing more in C/S/I on Friday with the expectation that the market will bounce next week but just couldn't make up my mind...For now I will stay at 20% each fund.
 
​IFT submitted today, effective close of business on Tuesday. Moving from 20% each fund to:

C - 40%
S - 10%
I - 10%
F - 40%
 
IFT that was effective COB on Friday. Moved to 60% F and 40% C. Previously 40% C, 10% S, 10% I, and 40% F.
 
IFT effective close of business today. Moved to 60% C and 40% F. Things looking more optimistic; volume up along with the uptrend. I still think there are risks out there. Not ready to go 100% back in.
 
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