Last Month's Best Fund Method Strategy

[wavecoder]

Re: Contribution Allocation Questions

go figure....once i start this strategy, i start off with the I fund which is taking a beating....hopefully it turns around in this last week.....guess that is the risk we pay

this seems like more of a long-term strategy, and it seems like a good risk/reward especially in bear markets to protect yourself from losses. If you plan to follow it for the long run, i wouldn't sweat a month or two of losses.

with that said, I fund is usually the most volatile out of all of the funds, especially with the euro crisis. I would prolly alter it this year to LMBF(or 2nd best if the 1st is I fund) method

 

[smallzjohnson]

Re: Contribution Allocation Questions

i didn't have a chance to IFT before noon today....is it to late to do it today in order for it to take affect for tomorrow?

 

[James48843]

Re: Contribution Allocation Questions

Yes. Noon is the cutoff time.

 

[James48843]

Last month's best fund method

Well, here we are again. End of September, and, while the "S" fund was in the positive again, this time the "I" fund eeked out just a tiny bit more.

So we end up making a move from the "S" to the "I", before noon on Monday, with fingers crossed that we'll be ok moving forward.

Here is the last month's results- "I" did best with a 2.96% return:

 

[EfePyro]

Re: Last month's best fund method

Well, here we are again. End of September, and, while the "S" fund was in the positive again, this time the "I" fund eeked out just a tiny bit more.

So we end up making a move from the "S" to the "I", before noon on Monday, with fingers crossed that we'll be ok moving forward.

Here is the last month's results- "I" did best with a 2.96% return:

***************************************************************

Well, the LMBF is doing pretty good as of date. Currently, I have it at 14.28%.

Since inception of the funds, the LMBF is sitting at 272.39%.

Inception Compoud:
G= 5.57%
F= 7.36%
C= 10.52%
S= 8.52%
I= 5.53%
LMBF= 10.90%

Time to see how the "I" fund will perform in the month of Oct.

 

[seven]

Re: Last month's best fund method

Doh! I was on vacation & forgot to check in to see which fund was the best & make my transfers. Now I'm unsure whether to do it late or just ride out S for another month. I think I'll just let it ride in S.

 

[James48843]

Re: Last month's best fund method

Well, October was quite a ride, wasn't it? But our program came through a winner- with the "I" fund resulting in a 0.85% gain for the month. We therefore technically remain invested in "I" as we move forward into November. Who knows where we go next?

Here is the month's results for October, 2012:

 

[rcknfrewld]

Re: Last month's best fund method

There's something about the LMBF...a contrarian to the contrarian philosophy...if that makes sense...

 

[mrtrojanap7]

Re: Last month's best fund method

I recently received my statement - and over the past 12 months it said I had gains of 22%, thanks for all the help here!

 

[tsptalk]

Re: Last month's best fund method

Fantastic!

Tell your friends.

 

[Birchtree]

Re: Last month's best fund method

There is no room left in the I fund shed - put your money someplace else and sleep better.

 

[tomcat22]

I followed LMBF for the first half of this year and did good, earning 10% + in six months (including my contributions). I got spooked in June and started reallocating on my own and have not fared so well. Atleast I didn't bail from the markets recently, so I'm prety much even with my pre-election balance. However, had I been following LMBF all year until now, I would be up 3.2% from where I am now! I'm really thinking about going back to this method. Based on the returns so far this month, that would mean jumping in to the I fund which would be the third straight month for LMBF to be in I - that's unprecedented for the I fund via LMBF and only been done three times for the S fund and once for the F fund. The historical numbers show this method working, but I am really hesitant to go all in to the I fund.

 

[craigerv]

I would urge you to choose the system. It almost doesn't matter what the system is as long as you understand it. Anything to remove your emotions. I have learned that well over the past year. My system is up a lot but because I was afraid to use it early in the year, I'm way down from where I could be. A system is impartial and that is your best friend!

 

[MrJohnRoss]

I followed LMBF for the first half of this year and did good, earning 10% + in six months (including my contributions). I got spooked in June and started reallocating on my own and have not fared so well. Atleast I didn't bail from the markets recently, so I'm prety much even with my pre-election balance. However, had I been following LMBF all year until now, I would be up 3.2% from where I am now! I'm really thinking about going back to this method. Based on the returns so far this month, that would mean jumping in to the I fund which would be the third straight month for LMBF to be in I - that's unprecedented for the I fund via LMBF and only been done three times for the S fund and once for the F fund. The historical numbers show this method working, but I am really hesitant to go all in to the I fund.

I would urge you to choose the system. It almost doesn't matter what the system is as long as you understand it. Anything to remove your emotions. I have learned that well over the past year. My system is up a lot but because I was afraid to use it early in the year, I'm way down from where I could be. A system is impartial and that is your best friend!

Well done tomcat. I would agree with Craig. Use this system. It's done very well. And best of all... it's FREE!

 

[Birchtree]

My feline system says stay away from the I fund - it's more trouble than you want. pun intended.

 

[James48843]

Well, the Last Month Best Fund method once again has a positive month. SO we stay fully invested.

This time, again, the "I" fund had the month's best result.
So we stay there as we move into the Christmas month of December.

Good luck.

 

[twodaystocks]

Re: Last month's best fund method

I fund may be the best in the month, but it seems to volatile and unpredictable for me. I don't have nerves that can handle that yet.

 

[Birchtree]

Re: Last month's best fund method

I'm glad to hear that - IMHO no one should seriously consider venturing into the I fund. That darn fund is nothing but a bear trap. pun intended

 

[James48843]

Re: Last month's best fund method

Anyone who does not have nerves for investing in stocks ....should not.

Only venture what YOU are comfortable doing. If you are not comfortable, there is nothing wrong with keeping most of your money in safety of "G".

If you feel comfortable doing more, then, by all means, follow your heart - but never risk more than you are willing to give up, because nothing is ever certain.

Good luck.

 

[Rifleman]

Re: Last month's best fund method

Why all the hate on the I Fund? (Easy I'm a newbie) I have been faithfully following the LMBF because I don't have the knowledge to do it otherwise but it seems to work great. I understand that International Stocks may be more unpredictable, but if its 14% for the year isn't that decent? I don't have previous years experience to compare it just seems no one likes the I Fund.