DreamboatAnnie's Account Talk

I think for me it's the idea of getting closer to retirement, so my risk avoidance is pretty high. I would love to see the 15-20% but I am pretty gun shy after witnessing what happened to some friends who were within a year or so of retirement back in 07-09 financial crisis who lost so much in that drop that they had to stay on a few more years until the market recovered. I know money is important, but IMO time is more, and I don't want to lose even a second of what I plan to do in retirement while I wait for a drop to recover. I realize over time it will and my thinking may be wrong but that's my 2 cents. I have an ideal number I would like to reach and I'm close enough not to gamble it.
 
I think for me it's the idea of getting closer to retirement, so my risk avoidance is pretty high. I would love to see the 15-20% but I am pretty gun shy after witnessing what happened to some friends who were within a year or so of retirement back in 07-09 financial crisis who lost so much in that drop that they had to stay on a few more years until the market recovered. I know money is important, but IMO time is more, and I don't want to lose even a second of what I plan to do in retirement while I wait for a drop to recover. I realize over time it will and my thinking may be wrong but that's my 2 cents. I have an ideal number I would like to reach and I'm close enough not to gamble it.

It all depends on how much risk you are willing to take. This is what I've done since I retired in 2012.


2012 - 15.09%
2013 - 33.40%
2014 - 7.58%
2015 - 2.17%
2016 - 15.46%
2017 - 18.40%
2018 - 12.15%
2019 - 28.96%
2020 - 31.17%
2021 - 12.45%
2022 - 26.26%
2023 - 26.93% so far.




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Hi, Great discussion! I try to stick to a strategy each year, but execution is the toughest thing and getting past the fear. I am reassessing now as I typically do at this time of year. Last year, I started with one strategy and then switched to MACD cross over strategy at mid-year, but kept missing entries. Will try to do better this year. For FY 24, I will try to only invest in equities up to 60%. I feel best/safest when only invested at 25%....definitely sleep better.

Best wishes to you all! :smile:

P.S. yes Ravensfan, we will be at Bruno Mars tonight at MGM Park. I am told by my sister that it will be "epic"! I do believe so.

My favorite!
 
Good morning, here are daily charts. While I was out last week, some charts (C & F) had MACD cross below signal line for exit signal using simple MACD strategy. Today a couple more have crossed down (S & I funds), so I exiting from equities to safety of G fund. I have been thinking about using a Weekly strategy but not yet decided.

Best wishes to you all! :smile:

01 - S FUND - DWCPF DAILY.png

02 - C FUND - SPX DAILY.png

03 - I FUND -EFA DAILY.png

04 - F FUND - AGG DAILY.png
 
Daily charts before noon cut off. As noted yesterday, all funds have crossed below signal line on MACD thus meeting exit criteria on simple MACD strategy. Best wishes to you all!

01 - S FUND - DWCPF DAILY.png

02 - C FUND - SPX DAILY.png

03 - I FUND -EFA DAILY.png

04 - F FUND - AGG DAILY.png
 
As usual DBA, nice charts...:D

I agree 100%.
The really cool thing is that if you've kept up with her over the years, you can see how they've evolved over time with more colors, indicators, trend lines, and just overall information.
Watching someone come into their own like that is awesome indeed. Well done !!!
:notworthy::notworthy::notworthy:
 
Ravensfan and Epic, Thank you so much for the very kind compliments. I appreciate it very much! :smile:

You all rock! :headbang::flowers1:
 
Charts before noon cutoff. Entry looks inviting as Stochastics are moving up and MACD histogram negative bars are getting smaller as price moves higher, but I will hold off for better direction. Best wishes!

01 - S FUND - DWCPF DAILY.png

02 - C FUND - SPX DAILY.png

03 - I FUND -EFA DAILY.png

04 - F FUND - AGG DAILY.png
 
Charts before cutoff. Charts not looking healthy... Stochastics dropping, MACD still not above its signal line in equities charts and VIX (fear) is starting to turn up. Maybe earnings can help??? Also Bollinger bands tightening to form a narrow pipe... Should get major movement, just not sure which way it will go. Best wishes to Everyone! :smile:

01 - S FUND - DWCPF DAILY.png

02 - C FUND - SPX DAILY.png

03 - I FUND -EFA DAILY.png

04 - F FUND - AGG DAILY.png

VIX
05 - VIX daily.png
 
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