The Forum works well on MOBILE devices without an app: Just go to: https://forum.tsptalk.com
Please read our AutoTracker policy on the
IFT deadline and remaining active. Thanks!
$ - Premium Service Content (Info) | AutoTracker Monthly Winners | Is Gmail et al, Blocking Our emails?
Find us on: Facebook & X | Posting Copyrighted Material
Join the TSP Talk AutoTracker: How to Get Started | Login | Main AutoTracker Page
The Forum works well on MOBILE devices without an app: Just go to: https://forum.tsptalk.com ...
Or you can now use TapaTalk again!
Scrambow has a point. I'm FERS not CSRS. Does this still apply?luv2read,
Your government defined benefits retirement plan is an annuity and separate from TSP which is a deferred compensation plan. When you retire you will receive a monthly payment for life provided by an insurance company contracted to the government. You will have no control of this money and it will be delivered as long as you live. Still, I'd prefer to take a cash balance plan if it is ever offered - I'll be retired before that happens.
luv2read,
Your government defined benefits retirement plan is an annuity and separate from TSP which is a deferred compensation plan. When you retire you will receive a monthly payment for life provided by an insurance company contracted to the government. You will have no control of this money and it will be delivered as long as you live. Still, I'd prefer to take a cash balance plan if it is ever offered - I'll be retired before that happens.
"What Bear Market? What Recession?"
a bear market or a recession, defined, respectively, as a 20% drop in the major stock market averages and two cosecutive quarters of negative gross domestic product growth.
I agree..But I think until oil is firmly on it's way down, along with all the other commodities..Gold is already headed south... the Big buck players with their cards held pretty close to their chests..will then play in..End of May..says the Magic 8 Ball.With the latest improvement in the trade deficit the Q1 GDP will undoubtedly be revised up to 1% to 1 1/2%. There is a tremendous amount of liquidity getting ready to hit the markets real soon.
Can't pay the mortgage if you are laid off."Of the 80 million houses in the U.S., about 55 million have mortgages. Of those, four million are behind on payments. Foreclosure proceedings were begun on about 1.5 million homes last year, up more than 50% from 2006. This year will be worse. The Treasury, according toi presentations its officials have made recently, predicts house prices could fall another 10% to 15% beforew touching bottom. Moody's Economy.com estimates that one in roughly 12 American families with mortgages - four million in all - already owe more than the current value of their homes. They are said to be "underwater". The firm predicts that by early 2009 nearly one in four, or 12 million, homeowners will be unerwater. Most will continue to pay mortgages on time. Many won't, and are at risk of losing their homes." And like I should care, right? They won't be in the stock market. Pay the mortgage and sit tight until value returns in a few years.
http://www.online.wsj.com/public/us