XL-entLady's Account Talk

[peterson82]

This will mean that I'll actually be invested at 94% G, 0.5% F, 2.5% C, 1.5% S and 2% I, and I'll still be able to practice the <1% IFT thing. I still plan on DCA-ing back in to the market, and two of my paid services are telling me "not yet, but be ready" so I'm trying not to eat my seed corn.

The only thing I can think of for why you "lost" 500 dollars in the transfer is you thought you had 100.5% (94+0.5+2.5+1.5+2=100.5).

 

[XL-entLady]

The only thing I can think of for why you "lost" 500 dollars in the transfer is you thought you had 100.5% (94+0.5+2.5+1.5+2=100.5).

P82, you gave me the seed of the answer, so THANKS! {Giant Happy Face }

Rounding was the problem! I went back and carried all the pieces out to all their last digits, instead of doing any rounding, and it balanced all the way around. So .... no more rounding for convenience sake! What a pain! :laugh:

Lady

 

[peterson82]

Now I know how much

you have in your t-s-p!

It puts mine to shame.

"Garth, that's a Haiku!" - Wayne Campbell

 

[Guest2]

Hi Lady, Glad things are working out for ya.
I've been hit with alot of priorities at home
and haven't been able to be here as much
as I'd like. Considering the market as of late,
maybe thats not such a bad thing. I wanted
to stop by to let you know. Speak to ya soon.

 

[XL-entLady]

Can you imagine what we could do to our TSP balances today if we had real-time trades?

Or just ... trades with lag times in the terms of minutes instead of more than half-days? :worried:

Or just ... more than 2 IFTs a month?

Um-m-m. I guess I'd better quit now. This is bad for my blood pressure! :blink:

Lady

 

[Gumby]

Can you imagine what we could do to our TSP balances today if we had real-time trades?

Or just ... trades with lag times in the terms of minutes instead of more than half-days? :worried:

Or just ... more than 2 IFTs a month?

Um-m-m. I guess I'd better quit now. This is bad for my blood pressure!

Lady

Yes, that would be awesome.

Lady......I must admit that I have never seen a TSP allocation with such a diverse spread as yours. L Funds???????? @ 1%
Good Luck.

 

[XL-entLady]

Lady......I must admit that I have never seen a TSP allocation with such a diverse spread as yours. L Funds???????? @ 1%

Yes, I'll confess. The equity prices have finally driven me crazy. :laugh:

No, actually the reason for that strange allocation is that I want to practice Squale's "less than 1%" IFT idea to in order to very slowly DCA into the markets. But in this market environment I wanted to start from as low a base as possible. Hence all the 1% allocations.

Thanks for the good luck wishes!

Lady

 

[Gumby]

Yes, I'll confess. The equity prices have finally driven me crazy. :laugh:

No, actually the reason for that strange allocation is that I want to practice Squale's "less than 1%" IFT idea to in order to very slowly DCA into the markets. But in this market environment I wanted to start from as low a base as possible. Hence all the 1% allocations.

Thanks for the good luck wishes!

Lady

I guess if you get a small gain in each fund you could round up to the next full % or if the fund loses, you could round back up to 1%. This is an interesting idea. Keep us posted on how it works out for you.

 

[Steadygain]

I'm 20 charts behind and only have 10 minutes put a sentence on each - to finish them up on Monday.

My lovely wife is meeting me at the Movie Theaters in an hour and we'll either go to a movie or go out to eat. Carrie went to Ohio for a Bible Bowl Quiz - so Ann and I decided to go out on a date.

Lady,
I have not meant to overlook you. You've been a huge friend throughout and it's rare I take off for the weekend without wishing you and yours the very best. THANK YOU for EVERYTHING.

Take care,
Steady

 

[XL-entLady]

I guess if you get a small gain in each fund you could round up to the next full % or if the fund loses, you could round back up to 1%. This is an interesting idea. Keep us posted on how it works out for you.

Gumby, that is exactly my plan. We'll see how it plays out. I'll be happy to let everyone know how it's going.

Lady

 

[Frixxxx]

LADY,

What a kick today, huh?

Well, I see you're on the SB path to independent wealth.

I hope it works.


HAVE A GREAT WEEKEND!

 

[Gumby]

Lady,

A uniform allocation between all 5 of the L funds yields an average investment profile of:

C 28.2%
S 10.4%
I 15.4%
G 38%
F 8%

Total 100% as of Jan 1, 2008

It looks like a good way to incrementally get back into the stock funds with the small 1% IFT when a person has used up the allocated 2 IFT's per month. I think I am going to take it a step further and send a small percentage of each pay period contribution into the L funds so they can be rounded up if I choose to do so.

 

[Guest2]

LADY,

What a kick today, huh?

Well, I see you're on the SB path to independent wealth.

I hope it works.


HAVE A GREAT WEEKEND!

I hope it works too !

 

[XL-entLady]

Lady,

A uniform allocation between all 5 of the L funds yields an average investment profile of:

C 28.2%
S 10.4%
I 15.4%
G 38%
F 8%

Total 100% as of Jan 1, 2008

It looks like a good way to incrementally get back into the stock funds with the small 1% IFT when a person has used up the allocated 2 IFT's per month. I think I am going to take it a step further and send a small percentage of each pay period contribution into the L funds so they can be rounded up if I choose to do so.

Sounds like we're on the same wavelength!

http://www.tsptalk.com/mb/showpost.php?p=194801&postcount=2474

Good luck!

Lady

 

[XL-entLady]

Jason Kelly offers an interesting tool in today's column. I haven't used this yet and would be interested in hearing comments from anyone else if they ever do use it. Jason Kelly usually offers excellent advice, so I'm going to try this:

[SIZE=+2]ETF Trading Clusters[/SIZE]
[FONT=Verdana, Arial, Helvetica, sans-serif]November 25, 2008[/FONT]

I'm pleased to offer with my compliments a reference sheet called "ETF Trading Clusters."

It's a tool I use to trade around indexes based on the behavior of their 2x, 1x, -1x, and -2x vehicles. The financial sector, energy sector, Russell 1000, and Russell 2000 now include 3x and -3x ETFs as well.

The beauty of viewing each index as a cluster of ETFs is that it enables you to see confirming opposite signals. For example, let's say you've been following the financial sector and wonder if its current bounce will continue. You would analyze the following cluster:

FAS | 300% the Russell 1000 Financial Serv (3X)
UYG | 200% the DJ U.S. Financials (2X)
IYF | Same as the DJ U.S. Financials (1X)
SEF | Inverse of the DJ U.S. Financials (-1X)
SKF | 200% inverse of the DJ U.S. Financials (-2X)
FAZ | 300% inverse of the Russell 1000 Financial Serv (-3X)

If FAS, UYG, and IYF all give bullish indications on their charts, that's a good signal. However, it's an even better signal if SEF, SKF, and FAZ all give bearish indications at the same time. By thinking in terms of ETF clusters around indexes, you will get a clear picture of the current situation.

This reference sheet is good for any time period. Short-term traders and long-term investors adjust their charts accordingly, but still use the same clusters of ETFs.

Here's a tip: create a free portfolio watch list at your favorite financial site with all the symbols on it in the same order they appear on the reference sheet. Then, you can get a quick overview of the market at any time.

I hope you find this tool to be helpful, and that you prosper in the market.

Download the reference sheet for free here. "


http://jasonkelly.com/

Lady

 

[XL-entLady]

Hi gang, I'm back after being under the weather over the last while. Same crud, different day.

I'm 100% G after selling my equity holdings last Friday. I figured that the up-trend on light volume over the holidays would mean a down day last Monday, and that proved to be a lucky guess. But my personal trading plan says that I should be in about 30% and holding over the next couple of months now. So I'm waiting for a probable down day so I can buy into the dip. And I'm waiting .... and waiting ....

But the daily volatility makes it hard to make a call by noon Eastern time. Words cannot express my irritation with the timing constraint of the daily IFT deadline. :suspicious: (But I'm sure that the Thrift Board cares what I think! :nuts

So ... will tomorrow be the day to jump back in? Hm-m-m-m.

Lady

 

[Guest2]

I'm glad you feel well enough to jump back into the MB !

 

[XL-entLady]

It's been several days since one of my subscription services said buy in at the next dip and the other service said buy in NOW. I chose to buy at the next dip - - but today's dip didn't come until the last hour of trading. Too late for this IFT-er to react to it. :worried:

The markets seem to be reacting already to what the Federal Reserve Board may be announcing at their next meeting and to the Treasury mortgage interest news leaks. And if interest rates go down that usually has a positive effect on the F Fund (which is trending above its hundred day SMA), so I'd like to take a bite there as well. I hope there is clearer market direction tomorrow.

Gah-h-h! :blink: I think noon IFT deadlines and Da Boyz are playing with the tattered remnants of my mind! :laugh:

Lady

 

[nasa1974]

Lady,

Glad to see you are feeling better. Let's hope the maket sends out the rally train next week.

 

[XL-entLady]

Just in case any of you were wondering what the latest volatility has done to the differences from SMA's, here is the table. It was prepared using prices from Thursday night each week, and in this market, one day one way or the other can make a huge difference!

I have two services that are both on a buy and fundamentals say we should be going down today so I'm going in. I'm currently 100% G, but by COB today I'll be at an allocation that works out (after you parse out the 1% L fund allocations) to 52% G, 21% F, 22% C, 1% S and 4% I.

And now the drum roll, please. :cheesy:

Lady


,,,,,,,,,,,,,,,,,,,G Fund,,,F Fund,,,C Fund,,,S Fund,,,,,I Fund
10 day SMA: ,,,+0.0%,,,,0.6%,,,,,-2.4%,,,,,,-3.1%,,,-2.7%
20 day SMA: ,,,+0.1%,,,,1.6%,,,,,-0.4%,,,,,,-1.1%,,,,-1.7%
50 day SMA: ,,,+0.3%,,,,2.4%,,,,,-7.1%,,,,,-11.0%,,,,-9.2%
100 day SMA: ,+0.6%,,,1.7%,,,,-22.0%,,,,-28.6%,,,-26.1%
200 day SMA: ,+1.4%,,,1.5%,,,,-29.8%,,,,-36.0%,,,-37.1%

The above numbers are the differences between the current share price and its simple moving
averages (SMAs) for each fund, based on Thrift Fund share prices and simplified by being
recorded only once a week. Because I'm trying to look at trends I've highlighted any changes
< or > 0.5%. Follow the column down in order to see how a TSP Fund is trending long-term.