Which Fund?

[FordMan]

Okay, this only partially off topic if you think about it, but when "it" hits the fan, whether it's massive inflation, or deflation (unlikely I think), which will be the best fund to be in?

We don't have a gold option, and it's probably too late to ride that pony anyway.

I Fund countries have worse problems than USA. Nix that fund.
S Fund shares will get hammered, as small businesses fold en masse.
F FUnd bond will get clobbered when rates start to rise.
C Fund depends on if large co's can stay in business and ride out the storm.
G Fund likeliest fund to get nationalized or borrowed during the coming debt crisis.
Right now I'm wishing there was a chocolate fund. I'm not really sure what's going to hold its value.

Any ideas?

 

[burrocrat]

Re: TSP Jail

I think it would be a good idea to invest at least a small portion of your savings in a 'lead and blued steel' fund.

that way you always have the option of accessing some gold funds and can get fire sale prices on food.

 

[Frixxxx]

Any ideas?

Sometimes there actually is something in the glass!!!

Really though, If you break it down and live in the fear that the markets create, I recommend an L Fund. That way the dips and curves are not as painful/maybe not as noticable. But I hate to even think of just letting my money go to the stale and less rewarding funds we get to choose from!

Good Luck in whatever decision you make!:nuts:

 

[grandma]

Re: TSP Jail

I think it would be a good idea to invest at least a small portion of your savings in a 'lead and blued steel' fund.
that way you always have the option of accessing some gold funds and can get fire sale prices on food.

Burrocrat - would the above fund have any relationship to the `lead&copper'funds I have just recently learned about? And would they then assist with gaining the next mentioned gold funds? The fire sale prices would then be an automatic result/consequence? ...always keeping your `get oo jail free' card in a secure place that, when reaching for it, it cannot be assumed you are reaching for your `lead&copper' funds??? However, if you are certain the funds are `lead and blued steel', the the only thing needed is the `get oo jail free' card/fund? right?

and don't be rude...

 

[burrocrat]

sometimes the best offense is a good defence. if it really hits the fan i don't think finacial paper of any sort will be of much use. then things can get wild. if it comes down to me or them i'm voting for me.

i was thinking of being able to protect the gold stash one might have put away and supplement with hunting game.

on the other hand, it may just pay to get friendly with your Christian neighboors, they are generally well prepared to ride out storms. if predictions about the rapture are correct then they won't be needing the supplies and would want you to have them. if they are still around then perhaps you could provide security and take care of the wolves at the door while they prepare meals and turn the other cheek.

 

[burrocrat]

i don't have a get out of jail card anymore, used it to get out of a situation at the gym the other day. flying without instruments now and comin in hot.

 

[WorkFE]

flying without instruments now and comin in hot.

Your not piloting that thing while texting on your phone or in facebook on your laptop are you.:nuts:

 

[Boghie]

Deflation: G Fund, F if you want a bit more risk.
Inflation: A balance of the equities funds.

In deflation - which we faced in 2009 - cash is king and has a guaranteed rate of return. Had Bernanke not initiated inflation than the G Fund would have probably earned a point (or less), bonds lost some, and equities would have tumbled. A spiraling deflation would have dumped bonds as well. We were probably heading down the toilet in October and March.

Bernanke picked inflation as the lesser of two evils. In inflation your cash holdings are guaranteed to lose value. The G Fund will attempt to keep up with it (as it is doing now), but you will be eating the Alpo Retirement Meal Deal in your Golden Years if you invest in the G fund in your 20s, 30s, 40s, and even 50s. Equities have a closer, more active tie to the value of the dollar. They should do ok.