respos' account talk

still hangin in

Respro here, still rollin 50% S and 50% I. 15 years till retirement. A friend said that Dave Ramsey suggested 60% C, 20%S and 20% I. Europe is giving me bad vibes so I'm worried about my long term I fund balance. So I figured I'd ask the people in the know about it.
So what do you guys think?
Thanks in advance.
 
If Bernanke drops the QE3 bomb this week would it be a good idea to drain the I balance and go 50% S and 50% C to maximize my mainland exposure??? Plenty of years working left so risk isn't that big a deal right now.
 
If Bernanke drops the QE3 bomb this week would it be a good idea to drain the I balance and go 50% S and 50% C to maximize my mainland exposure??? Plenty of years working left so risk isn't that big a deal right now.

It depends on your mentality, I guess. If you're looking to buy and hold through the whole month, then go for it. But if you're looking to sell at some point and buy back in later, using an IFT to swap stock funds will leave you with only one more IFT for September, therefore meaning your only move would be to sell. The I fund is weird, but for the most part all the stock funds move in the same general direction. Make sense?
 
It depends on your mentality, I guess. If you're looking to buy and hold through the whole month, then go for it. But if you're looking to sell at some point and buy back in later, using an IFT to swap stock funds will leave you with only one more IFT for September, therefore meaning your only move would be to sell. The I fund is weird, but for the most part all the stock funds move in the same general direction. Make sense?

Thanks Sensei, it does make sense. I think I'm gonna hold on for the ride for right now.
But Sheesh what a steep learning curve!:confused::confused:
 
My "I've got a bad feeling" meter is pegged. So the central Eurpean bank is gonna open the spigot and tare off the handle. Unlimited support for failing economies of different countries. QE 3 ready to swoop in and save the masses. Is it just me thinking this is just putting bubble gum on leaks in the hoover dam? Printing money night and day will not fix the problem. It is only a bandage. Bad times coming I think.
 
I was thinking about abandoning my account thread because of lack of replies but I do have to say that TSP TALK is a massive resource of financial info. As I learn to navigate this site I find more and more! There are some awesome individuals that are gladly willing to help also. So thanks all for a great resource!
Respro(Tyler)
 
Don't quit now respos you've been doing really well, it's all in making friends here and it comes slow. The more you participate the more friends you get.:D
Norman
 
Respro, most of my own account thread is my own postings... doesn't mean no one reads it. Post your musings, observations, and misc other stuff. As your rep and information improves, the people will come.

Just my 2 cents...
 
Thanks Norman and realmoneyissues. I think I was a little premature with my earlier post. After looking at other account talks I see what you mean realmoneyissues. I'm on another forum where it's a recreational type discussion for me. There is much more conversation there because it's a huge site. Here it's more serious and I'm finding myself doing a lot of reading and research. Not much time for casual conversation. But I do think I have walked up on a gold mine!
Thanks for all the help folks.
Respro(Tyler)
 
Re: still hangin in

I'm sorry Ms. G. I was planning on coming to visit, but alas I'm gonna have to cancel due to it being 12:37. Maybe next week.
 
When will this financial house of cards collapse? I don't know but I'm enjoying the view from a room close to the penthouse.
 
A new strong bull leg could easily run for ten months without a serious pause - so much money including hedge funds are all underweight and will have to scramble to play catch up or they will give up business.
 
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