RealMoneyIssues' Account Talk

YES!! Thanks for posting! :D

By the way, TSPwealth.com is still 50S/50I. ;)

Thank you for reading.

Thanks for the update. The Market Sentiment Timing Sys went pay only, so I will work to remove that next week... I guess that explains why I stopped getting emails. Been busy and didn't notice.
 
RMI's OCD Chart:

[TABLE="class: grid, width: 1100"]
[TR]
[TD].
Trading
Date[/TD]
[TD]Top 5
In
Stocks
[/TD]
[TD]Top
10 In
Stocks
[/TD]
[TD].
Season
-ality
[/TD]
[TD]Long-
Short
Timing
[/TD]
[TD].
10 Mon
M-SMA
[/TD]
[TD].
LMBF
Method
[/TD]
[TD].
.
Uptrend
[/TD]
[TD].
Seven
Sentinels
[/TD]
[TD]TSP
Talk
SS
[/TD]
[TD]Market
Sentiment
Timing Sys
[/TD]
[TD].
The Fed
Trader
[/TD]
[TD]Non-TSP
Buy/Sell
Model
[/TD]
[TD]Non-TSP
CCI
Model
[/TD]
[TD]In a
Perfect
World[/TD]
[/TR]
[TR]
[TD]Term[/TD]
[TD]n/a[/TD]
[TD]n/a[/TD]
[TD]Short[/TD]
[TD]Long[/TD]
[TD]Long[/TD]
[TD]Long[/TD]
[TD]Medium[/TD]
[TD]Medium[/TD]
[TD]Medium[/TD]
[TD]Medium[/TD]
[TD]Medium[/TD]
[TD]Short[/TD]
[TD]Short[/TD]
[TD]n/a[/TD]
[/TR]
[TR]
[TD]4-Feb[/TD]
[TD]80%
[/TD]
[TD]90%[/TD]
[TD]57%[/TD]
[TD]Long[/TD]
[TD]Safe-773[/TD]
[TD]Long-268[/TD]
[TD]Short-603[/TD]
[TD]Long-620[/TD]
[TD]Buy[/TD]
[TD]Long[/TD]
[TD]Long[/TD]
[TD]Hold_Short[/TD]
[TD]Short[/TD]
[TD]Long[/TD]
[/TR]
[TR]
[TD]5-Feb[/TD]
[TD]0%[/TD]
[TD]20%[/TD]
[TD]52%[/TD]
[TD]Long[/TD]
[TD]Safe-763[/TD]
[TD]Long-308[/TD]
[TD]Short-494[/TD]
[TD]Short-690[/TD]
[TD]Buy[/TD]
[TD]Long[/TD]
[TD]Long[/TD]
[TD]Buy[/TD]
[TD]Buy[/TD]
[TD]Long[/TD]
[/TR]
[TR]
[TD]6-Feb[/TD]
[TD]60%[/TD]
[TD]80%[/TD]
[TD]46%[/TD]
[TD]Long[/TD]
[TD]Safe-770[/TD]
[TD]Long-261[/TD]
[TD]Short-570[/TD]
[TD]Short-736[/TD]
[TD]Buy[/TD]
[TD]Long[/TD]
[TD]Long[/TD]
[TD]Short[/TD]
[TD]Short[/TD]
[TD]Long[/TD]
[/TR]
[TR]
[TD]7-Feb[/TD]
[TD]100%[/TD]
[TD]100%[/TD]
[TD]46%[/TD]
[TD]Long[/TD]
[TD]Safe-776[/TD]
[TD]Long-232[/TD]
[TD]Short-561[/TD]
[TD]Short-732[/TD]
[TD]Buy[/TD]
[TD]Long[/TD]
[TD]Long[/TD]
[TD]Hold_Short[/TD]
[TD]Hold_Short[/TD]
[TD]Long[/TD]
[/TR]
[TR]
[TD]8-Feb[/TD]
[TD]60%[/TD]
[TD]80%[/TD]
[TD]43%[/TD]
[TD]Long[/TD]
[TD]Safe-777[/TD]
[TD]Long-236[/TD]
[TD]Short-543[/TD]
[TD]Short-712[/TD]
[TD]Buy[/TD]
[TD]Long[/TD]
[TD]Long[/TD]
[TD]Buy[/TD]
[TD]Cover[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]11-Feb
[/TD]
[TD]100%[/TD]
[TD]100%[/TD]
[TD]41%[/TD]
[TD]Long[/TD]
[TD]Safe-785[/TD]
[TD]Long-209[/TD]
[TD]Short-575[/TD]
[TD]Short-746[/TD]
[TD]Buy[/TD]
[TD]Long[/TD]
[TD]Long[/TD]
[TD]Short[/TD]
[TD]Short[/TD]
[TD]
[/TD]
[/TR]
[TR]
[TD]12-Feb[/TD]
[TD][/TD]
[TD][/TD]
[TD]61%[/TD]
[TD]Long[/TD]
[TD][/TD]
[TD]Long[/TD]
[TD][/TD]
[TD][/TD]
[TD]Buy[/TD]
[TD]Long[/TD]
[TD]Long[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[/TR]
[TR]
[TD]13-Feb[/TD]
[TD][/TD]
[TD][/TD]
[TD]46%[/TD]
[TD]Long[/TD]
[TD][/TD]
[TD]Long[/TD]
[TD][/TD]
[TD][/TD]
[TD]Buy[/TD]
[TD]Long[/TD]
[TD]Long[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[/TR]
[TR]
[TD]14-Feb[/TD]
[TD][/TD]
[TD][/TD]
[TD]41%[/TD]
[TD]Long[/TD]
[TD][/TD]
[TD]Long[/TD]
[TD][/TD]
[TD][/TD]
[TD]Buy[/TD]
[TD]Long[/TD]
[TD]Long[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[/TR]
[TR]
[TD]15-Feb[/TD]
[TD][/TD]
[TD][/TD]
[TD]33%[/TD]
[TD]Long[/TD]
[TD][/TD]
[TD]Long[/TD]
[TD][/TD]
[TD][/TD]
[TD]Buy[/TD]
[TD]Long[/TD]
[TD]Long[/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[/TR]
[/TABLE]

Anyone still reading this?

Still, not a lot of time to discuss because life, like the markets, has gotten away from me.

As usual, Only Time Will Tell what the markets have in store for us.

Good Luck and God Bless!!

Tools:
http://www.mint.com
http://saveup.com
Free Credit Score & Credit Report Data. No Credit Card Needed


I love it! You input this data by hand, daily?
 
Missed the deadline today due to a stupid meeting :mad:

S&P500 broke out, but it is mixed today and can't figure out what its doing... :notrust:

Its Options Expiration Week, more volatility, so maybe I will wait until next week to jump in :suspicious:
 
FIVE SMART WAYS TO USE YOUR INCOME TAX REFUND CHECK:
Do you have an income tax refund check coming your way? So far in 2012, the IRS has issued more than 45 million tax refunds and the average refund was $3,129.
If you're anticipating a tax refund check this year, it may be tempting to splurge on an expensive high-tech gadget or go on a shopping spree. But in the long run, there are better ways to use that tax refund check -- including some ideas on how to have fun, yet still be frugal.
Here are five smart ways to put that tax refund check to good use this year:

1. Invest in Yourself
Enroll in a class or professional development program you've been meaning to take for a while, pay into that IRA you've been putting off, or go to that business conference you could never previously afford to attend. Using your tax refund check to improve your personal or professional life is a great way to make use of the extra cash. Even something as simple as hiring a career coach, image consultant or a personal stylist can help you put your best foot forward and feel better about yourself.

2. Pay Off High-Interest Credit Cards
Eliminate high-interest debt by paying off all or a large percentage of your credit card balances.
"I always recommend that people take 10% of a tax refund check and just have fun spending it. But the other 90% should go to paying down debt or saving money," says Russell Graves, Executive Director of Consumer Credit and Budget Counseling in Marmora, NJ.
Reducing or eliminating debt can boost your credit rating and improve your monthly cash flow. Paying off debt with your tax refund check can also relieve some of the burden of carrying a heavy debt load this year.

3. Save For An Important Goal
Use a big chunk of your tax refund to open a high-yield savings account that will help you achieve an important future goal. For example: are you planning to get married or thinking about buying a home next year? Then create a dedicated savings account to get you closer to reaching those goals.

4. Make an Extra Mortgage or Car Loan Payment
Pay off that mortgage faster and reduce the balance on that car loan with this year's tax refund check. Reducing the loan balance on these larger accounts can also reduce your monthly payments, or at least shorten your debt repayment period. Making a larger, lump sum payment toward a mortgage or a car loan payment can also increase your net worth because you will be carrying less debt.

5. Book a Vacation Early
If you're considering taking a vacation this year, plan as far in advance as possible to get some great deals on airline tickets, cruise packages, hotel rooms and all-inclusive resort vacations. Booking early can save you money and stretch those tax refund check dollars. Take some time to shop around for the best deals and use travel aggregator sites to compare rates on flight and hotel packages. Even though last-minute travel deals abound, you can often score even better deals when you plan your trip at least three months in advance. Booking early will also give you time to pay off your travel before your getaway, reducing the chance that your vacation will wind up creating lingering credit card bills.

From planning a fun but frugal getaway to investing in yourself, there are several smart ways to use your tax refund check. Use any of these tips to make some wise financial decisions about what to do with your tax refund this year.

I personally recommend 2, 3, 4 and will be doing 2 myself. I am not necessarily paying off a high interest card, just the next card/loan in my plan.

Do you have a plan?
 
Graduation day close?

smilielol.gif


roflmao.gif


No, at this rate I will be done in... say... 2015
 
Well, since I got that off my chest...

I was hoping for a down day so my buy in would be better, but I am in the habit of buying on up days and selling on down days... so why stop now. :mad:

Maybe I will get lucky and there will be a sell off through the afternoon, but so far in the last week every dip is bought... I should have known better. :notrust:

But, at least I am in the market now (missed yesterday due to a meeting, probably would have been a better price).

According to BT and JJ (twins I think) oh, and sniper, we should get another 10% by the end of the year!! Lets see what happens. :nuts:
 
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