Post Your "12-Month Personal Rate of Return"

[bmneveu]

so basically then pip is a fabricated weighted estimate of a number that has no basis in reality and does not equate with actual returns?

(i keep the pictures of my friends in the hollowed out base of a garden gnome on my back porch, it is a pretty small gnome as far as gnomes go).

This is how I think of it... The Autotracker only shows you the actual % interest you are making. It doesn't know your account balance, principle vs interest, or contributions. PIP is adjusting the % to accommodate for your contributions as well. See an example below.


Autotracker: You make 1% because your fund went up 1%. That just so happens to be $100 on your $10,000 account, but the AT doesn't know that. All it knows is that you earned 1% interest.

PIP: You make $100 on a $10,000 account. That is 1%. But you also added $1,000 in contributions that month. So your $100 in gains on your $11,000 account is now only .91%. Your PIP for that month will be .91% instead of 1%.


Now I'm not sure if this is 100% accurate, but this is how I understand it.

Edit: Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2014 is 16.79%.

 

[Lakebound]

Your Personal Rate of Return

Last 12 Months: 8.02%


Frank

 

[craigerv]

Your Personal Investment Performance (PIP) for the past 12 months ending 11/30/2014 is 15.11%

Replaced my mediocre 2013 December with a pretty terrible 2014 December!

Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2014 is 10.11%

 

[nasa1974]

Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2014 is 7.58%

 

[Unmanned]

Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2014 is 8.34%.

Not too good this year but my long term number is still north of 12% so I'll keep plugging along hoping for better numbers this year!

 

[Lindoug]

[TABLE="class: tableClear"]
[TR]
[TD="class: alignLeft"][/TD]
[TD="class: alignLeft"]Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2014 is 13.4%.

[/TD]
[/TR]
[/TABLE]

 

[Frixxxx]

Your Personal Investment Performance (PIP) for the past 12 months ending 01/31/2015 is 13.27%.

 

[craigerv]

Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2014 is 10.11%

Yikes!

Your Personal Investment Performance (PIP) for the past 12 months ending 01/31/2015 is 5.36%

 

[bmneveu]

Your Personal Investment Performance (PIP) for the past 12 months ending 01/31/2015 is 14.46%.

Took a hit due to a crummy January 2015. I stayed in the whole time instead of timing any of those swings. Those big, juicy swings....

 

[weatherweenie]

Meh, 8.96%

 

[kave]

Your Personal Investment Performance (PIP) for the past 12 months ending 01/31/2015 is 13.46%

 

[nasa1974]

Your Personal Investment Performance (PIP) for the past 12 months ending 01/31/2015 is 8.02%.

 

[Lindoug]

Your Personal Investment Performance (PIP) for the past 12 months ending 01/31/2015 is 12.05%

 

[gegor1957]

Your Personal Investment Performance (PIP) for the past 12 months ending 01/31/2015 is 15.4%.
(Your PIP is posted by the 3rd business day of each month.)

 

[Dinicti]

Your Personal Investment Performance (PIP) for the past 12 months ending
01/31/2015 is 14.58%.

I talked about being in I, but I pulled my trigger too early (mid-Dec.) and had losses relative to S fund and didn't have the will to return.

 

[rlundy]

Your Personal Investment Performance (PIP) for the past 12 months ending 01/31/2015 is 7.16%.

 

[RealMoneyIssues]

Your Personal Investment Performance (PIP) for the past 12 months ending 01/31/2015 is 9.36%

 

[Handballer]

Your Personal Investment Performance (PIP) for the past 12 months ending 01/31/2015 is 1.59%.
(Your PIP is posted by the 3rd business day of each month.)

That is so sad.

 

[GUCHI]

Pip ending 1/31/15 is 8.22% for last 12 months.

 

[Maricar19]

7.82%, spouse is 5.53%