Post Your "12-Month Personal Rate of Return"

Sinking fast. in 2013 I had a pretty good November. This year I was in the G Fund all but the final day, which was down, and ended up 3rd worst for the month on our tracker. Better strategy is in the works..

Your Personal Investment Performance (PIP) for the past 12 months ending 11/30/2014 is 6.35%.
(Your PIP is posted by the 3rd business day of each month.)
 
[TABLE="class: tableClear"]
[TR]
[TD="class: alignLeft"]Your Personal Investment Performance (PIP) for the past 12 months ending 11/30/2014 is 14.55%.
(Your PIP is posted by the 3rd business day of each month.)
[/TD]
[/TR]
[/TABLE]
 
Y'all are doing great. My 2014 wasn't as good:
Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2014 is 3.38%.

But it sure beats a stick in the eye.
 
Your Personal Investment Performance (PIP) for the past 12 months ending 12/31/2014 is 14.84%.

On target with my calcs....Need better for next year!
 
Hey, Frixxxx. I like your signature line! Check out this one:
There are 10 types of people in this world. Those who understand Binary, and those that don't!
 
My performance on the AT had me up 6.73% for 2014, but my tsp.gov PIP says only 4.97%. What gives? Is it because I took out a loan last January?
 
My performance on the AT had me up 6.73% for 2014, but my tsp.gov PIP says only 4.97%. What gives? Is it because I took out a loan last January?

my pip does not match my autotracker returns either and i always move my tsp.gov allocations in tandem with the tsptalk autotracker.

i think you are right. i think that contributions and/or loan repayments into tsp count as gains. i think if you started the year with $10,000 in tsp, broke dead even for a 0% return 12 months later, and contributed $10,000 into your account throughout out the year, then your ending balance would be $20,000 and your pip 100%.
 
my pip does not match my autotracker returns either and i always move my tsp.gov allocations in tandem with the tsptalk autotracker.

i think you are right. i think that contributions and/or loan repayments into tsp count as gains. i think if you started the year with $10,000 in tsp, broke dead even for a 0% return 12 months later, and contributed $10,000 into your account throughout out the year, then your ending balance would be $20,000 and your pip 100%.

That's not the way it works. Do you have pictures of your friends on your wall at home? LOL, just kidding! ;)

Personal Investment Performance (PIP) — The rate of return earned by your entire account during the 12-month period ending on the date indicated on your annual statement or on your Account Balance page of the TSP website. The PIP is a time-weighted return that has been calculated using the Modified Dietz method (a method used by many financial institutions and an industry standard). The PIP adjusts for the distorting effects of cash flows into or out of your account. It is an estimate; therefore, your PIP may not be the same as the 12-month performance of the TSP funds, which are time-weighted returns.
 
That's not the way it works. Do you have pictures of your friends on your wall at home? LOL, just kidding! ;)

Personal Investment Performance (PIP) — The rate of return earned by your entire account during the 12-month period ending on the date indicated on your annual statement or on your Account Balance page of the TSP website. The PIP is a time-weighted return that has been calculated using the Modified Dietz method (a method used by many financial institutions and an industry standard). The PIP adjusts for the distorting effects of cash flows into or out of your account. It is an estimate; therefore, your PIP may not be the same as the 12-month performance of the TSP funds, which are time-weighted returns.

so basically then pip is a fabricated weighted estimate of a number that has no basis in reality and does not equate with actual returns?

(i keep the pictures of my friends in the hollowed out base of a garden gnome on my back porch, it is a pretty small gnome as far as gnomes go).
 
Back
Top