OBGibby's Account Talk

Really hemmin' and hawin' about what to do this week. In recent years I was a fairly strict Buy & Holder but changed up this year to try to be a little bit more active in hopes of making some more money by trying to avoid large declines in the market. I've got 25% sitting in G that I just can't figure what to do with. Should I let it sit and give it some company from the other funds, or plow it into C/S/I for a few weeks and then pull back to a large G position toward the end of the month? Decisions, decisions...
 
According to my tsp.gov online account, my 'Personal Rate of Return' for the twelve months ending March 31, 2012, was up 4.81%.

Personal Rate of Return
2009 +29.86%
2010 +13.31%
2011 -0.74%

January 31, 2012 +3.19%
February 29, 2012 +4.54%
March 31, 2012 +4.81%

CURRENT AUTOTRACKER FOR 2012: +9.98%
 
So true! I love this quote from the article:
"To understand what this means, consider an investor who was unlucky enough to invest a lump sum in the stock market on the exact day of that October 2007 high. "

I opened my first IRA in 2006 started an employer sponsored IRA in August 2007 and opened my first real brokerage account in July 2007. Of course I was in school in trying to be responsible and had every spare penny invested. Better than being near retirement though, I've long since considered it a "learning experience". I sold a few "winners" near the bottom. The ones that got away were Whole Foods (WFMI) and Chipotle (CMG)
:o

Thankfully my IRAs mutual funds paid dividends...they broke even this year and I sold off the mutual funds and took a more self-directed approach. Lesson learned
 
[TABLE="class: contentpaneopen, width: 100%"]

[TR]
[TD="class: contentheading, width: 100%"][h=1]The Truth About Ric Edelman[/h] [/TD]
[/TR]
[TR]
[TD="class: createdate, colspan: 3"]Ric Edelman might irk some people, but his aggressive style has made him one of the country’s top advisors.
[/TD]
[/TR]

[/TABLE]

The Truth About Ric Edelman
 

So the iShares MSCI EAFE Index (EFA) was up (0.73%) today, but the S Fund was down (.10%). What am I missing here? Why was the S Fund down so much today as compared to the index?
 

So the iShares MSCI EAFE Index (EFA) was up (0.73%) today, but the S Fund was down (.10%). What am I missing here? Why was the S Fund down so much today as compared to the index?

Um, because EFA is similar to the I fund as a Europe/Asia/Far East fund and the S Fund is a stock market completion fund (those stocks NOT in S&P 500) like the Wilshire 4500 (W4500). I think.

Oh, wait, I won't delete what I just typed, but I know see you meant to type the I fund, not S fund. Probably because there is some FV baggage on the I fund (currency differences, etc).
 

So the iShares MSCI EAFE Index (EFA) was up (0.73%) today, but the S Fund was down (.10%). What am I missing here? Why was the S Fund down so much today as compared to the index?

That is because the I Fund is based on the EAFE which is calculated at closing. EFA usually tracks close during the day, but as you just noticed, not always! :suspicious: See this link for EAFE. Scoll down and click "agree" and then on the next page it is the first one listed. After the markets close you can click on the little calender to pick that days date and it will show up.

MSCI Index Performance - Standard (Large & Mid) - MSCI
 
Um, because EFA is similar to the I fund as a Europe/Asia/Far East fund and the S Fund is a stock market completion fund (those stocks NOT in S&P 500) like the Wilshire 4500 (W4500). I think.

Oh, wait, I won't delete what I just typed, but I know see you meant to type the I fund, not S fund. Probably because there is some FV baggage on the I fund (currency differences, etc).

Nice catch, I did mean to say I Fund vice the S Fund.
 
Back
Top