Minimum years of creditable service for freezing retirement?

[TenYearsGone]

Anyone know what the minimum amount of years of creditable service is for freezing your retirement? I am a PTF city carrier and will have 9 years on November 7th. I was going to continue working until I had 10 years in, but now I think I may leave USPS next spring. However, my postmaster said that she thought the minimum was 10 years for freezing retirement.

I know I'll get deferred annuity when I'm 62 for the 9 years I've worked, but that's different than freezing your retirement, isn't it?

 

[alevin]

Hi, 10yrs. You should probably get real familiar with this website pretty quick. It will help you figure things out.

http://www.opm.gov/retire/faq/pre/faq11.asp

 

[Show-me]

I think the term you are looking for is deferred retirement.

http://www.opm.gov/forms/pdfimage/RI90-1.pdf

 

[SkyPilot]

I applaud you for asking such important questions. And you will get excellent input from us here on the board. However, this subject deserves a more serious and thoughtful approach. Along with reviewing the material at OPM, you should consult with a retirement advisor familiar with your situation.

Typically, once you are out, it is too late to repair what might have been easily avoided.

Best of luck and blessings!

 

[TenYearsGone]

Thanks for the help, everyone. That link was very helpful, alevin.

 

[KevinD]

You should REALLY check out this site too. It's specifically for USPS.

https://liteblue.usps.gov/wps/portal/!ut/p/.scr/Login

You'll need your employee ID number and a PIN.

Your USPS PIN number is the same one you use to access PostalEASE

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