Long Term Tally

Another View of the Two Year Data

The attached chart highlights the results of the various investment approaches taken by TSPers.
 
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Actually, yes. In fact, just buying and holding the I Fund for the last three years was the best approach. However, that may not be the case in the future.
 
Re: Another View of the Two Year Data

Does this chart suggest that everyone would have been better off to just buy and hold the I-Fund for the last 2 years? :confused:

IMHO: No! The word "everyone" gives me a little heart-burn.
See how the "L" funds are calculated. As you get closer to retirement you should be taking less risk. If you have done your savings right, your TSP should be a fairly big egg.

The last 2 years were bull markets, what if they were bear markets? Can you protect your TSP account in retirement? What if the middle east war escalated to a bunch of nations?

I think there is a big divide between Friday night predictions and Monday morning quarterbacking.
 
The best approach going forward will be to buy and hold the C fund - IMHO ofcourse. Information and technology companies in the S&P 500 are expected to post annualized earnings expansion of 12% in the quarter. Overseas expansion is one factor behind those gains: 56% of the revenue of tech companies in the S&P 500 comes from outside the U.S., the most overseas exposure of any sector next to energy. I know where I'm sitting. Since March the Nasdaq 100 index is up 15% compared with an 11% gain by the S&P 500.
 
Re: Long Term Tally Chart

The 2 year Long Term Tally chart is looking more and more like a normal distribution. Congrats to the leaders.
 
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These will be my last Tallies. I've learned what I set out to learn - buy and hold asset allocation works in both up and down markets.

Although my returns were always only slightly above average, they were never way below average. :cheesy: In addition, over the long term, i.e. three years, my strategy did well (most of the other TSPers stopped posting) - particularly on a risk adjusted basis. However, that's another chart!

I wish you all the best in your investing and in your careers.----Jim
 
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Jim: These may be your last tallies, but you intend to hang around and be part of the discussions, right?

Dell
 
These will be my last Tallies. I've learned what I set out to learn - buy and hold asset allocation works in both up and down markets.

Although my returns were always only slightly above average, they were never way below average. :cheesy: In addition, over the long term, i.e. three years, my strategy did well (most of the other TSPers stopped posting) - particularly on a risk adjusted basis. However, that's another chart!

I wish you all the best in your investing and in your careers.----Jim

Guess I haven't said much in this thread....(nothing in fact)....but I enjoyed looking at the "long term" results. Thanks!

Don't know how difficult it would be, but if its possible to do a yearly update...say after the first of every year...it would prove illuminating.

(Of course, it may be too tough to recreate it on a whim....In which case, forget I said anything. :))
 
Thank you Jim for your time, I have looked forward to reviewing your Tallies every week.

I can only echo what Gilligan said. Your tallies were the first thing I looked for on Saturday's, they're going to be missed. Thanks for sharing your time.

CB
 
Man, When I read this it made me sad. Thanks Rokid for doing the tallies as long as you did. Your "tallies" where what I looked forward to on Saturday mornings also. Now how are we to compare with other member's on how we are doing?

I wish someone else could step up to the plate and continue your fine work. I would if I had time. I work out in the field on inground swimming pools and closing's are going to be coming fast and furious starting in about 2 weeks. August is one of my slowest month's. That is the reason I have been able to be at a computer and be involved so much. I'm going to have to make my moves no later than 7:25 a.m. in the next coming month's. I hate when I cannot be at my computer.

Thanks for everything, Rokid...:)
 
Thanks Rokid for your dedication. The Weekly Tally will be strongly missed, such a tool, most times I don't even look at the Weekly Tracker. Thank you much, it's been great.
Norman
 
Thanks for your dedication to the tally. We apprecaite all you have done. Now go enjoy retirement!

Did you wish to pass the torch (your spreadsheets) to someone else so we can continue to post the tallies?

Thanks and good luck!
Tom
 
These will be my last Tallies. I've learned what I set out to learn - buy and hold asset allocation works in both up and down markets.

Although my returns were always only slightly above average, they were never way below average. :cheesy: In addition, over the long term, i.e. three years, my strategy did well (most of the other TSPers stopped posting) - particularly on a risk adjusted basis. However, that's another chart!

I wish you all the best in your investing and in your careers.----Jim

Rokid (Jim), we looked forward to your tallies every week. Everyone enjoyed seeing how other members improved from week to week. I remembered seeing myself dead last and knew I'd have fun moving up. Can't you at least drop only the long term tally (if it is too much work), but keep the weekly tally! As an added incentive, maybe Tom can even open up a paypal donation for your troubles! :)

Your tally is sure going to be missed. :(
 
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