Just read your blog, thanks for taking the time to write and share. The minutes leading up to the market close was ugly, we'll see if there is hangover or amnesia regarding the selling acceleration. Is JTH-ALPAS still in the C Fund at the start of the year because despite the bearish slant, the C Fund is where PnF's say it should stay instead of F or G?
For lazy L Funder's like me, the year was no damage to Buy and Hold. I only trade the L Funds, so I use them as my metric for beating the market. This was my first full year on the tracker, so it was nice to make it above the top 50 (#45) non-premium list. I stuck mostly with 2020/2030 and had very limited days in and out of market. So, win ratio was real successful. Going in and out of the 2050 would have been much more lucrative, but I am still evolving my trading and don't wish to make a big mistake as I am a pretty conservative investor.