Interfund Transfer 4/18 for 4/19/06

[ayla]

Tom -- your "returns2.html" page is showing up very unclear on my computer. The print overlaps to the point I can't read the numbers. I use Firefox browser. Maybe you've designed your page for IE only. Just wanted to let you know in case you get other reports as well.

 

[tsptalk]

Tom,

I see that in your comments today you are still using the Decision Point chart for AGG. Did anyone ever resolve the discrepencies between these guys versus YAHOO and BIG CHARTS??

Not to my knowledge. Maybe I should just use the 10 or 30-year bond when showing bonds.

 

[tsptalk]

Tom -- your "returns2.html" page is showing up very unclear on my computer. The print overlaps to the point I can't read the numbers. I use Firefox browser. Maybe you've designed your page for IE only. Just wanted to let you know in case you get other reports as well.

Interesting. It does look OK in IE. Maybe I'll check it in Firefox as well.

Thanks!
Tom

 

[coolhand]

I think others would disagree as I've been called every name in the book over the years. I get a lot of emails showing appreciation but others have told me where they think I should stick my "advice".

Tom,

The biggest challenge you or any other provider of financial information has is conveying your wisdom to a largely financially uneducated public. It takes years to develop market insight, whether it is technical analysis or market fundamentals. You are the one who got me started two and half years ago and you imparted a great deal of useful information to me.

Your frustration with the market is very common for just about any market analyst. They all go through tough periods. The market is extremely dynamic, often illogical, and a formidable challenge to trade.

Money is a very emotional element for a whole lot of people. If one does not possess a true appreciation for the difficulties involved in active account management, then disappointment and disgust will come easy.

We all have a responsibility to learn how to manage our accounts. Following along with a financial guide is fine and dandy, but personal education makes it a whole lot more rewarding.

I would like to thank you Tom, for everything you have done. Your fortune will turn and the past few months will fade quickly.

I would also like to say to your entire viewing public that Rev Shark is in my top three of market analysts. His market savvy is awsome. I highly recommend him to anyone seeking market guidance with their TSP account.

For anyone who is actively learning the markets for themselves, I also highly recommend reading "The World is Flat" by Thomas L. Friedman. It is quite enlightening with respect to globalization.

One final thought. Last year was very difficult for me in the market. But I continued to learn and read. So far this year I am on track for a gain of over 25%. Light bulbs are starting to come on and I am experiencing much more success. No doubt I'll still have my difficult moments, but at least now I know it won't last.

Good luck to all.

Coolhand

 

[tsptalk]

You are the one who got me started two and half years ago and you imparted a great deal of useful information to me.

Great! That was the main point of this site rather than having people follow my moves - mainly because everyone's investing situation is different.

I would like to thank you Tom, for everything you have done. Your fortune will turn and the past few months will fade quickly.

You're welcome. And unfortunately, if my "fortune" turns around, the people who have been very aggressive throughout the past 6 months will likely take it on the chin, so I have mixed emotions about a big drop.

I would also like to say to your entire viewing public that Rev Shark is in my top three of market analysts. His market savvy is awsome. I highly recommend him to anyone seeking market guidance with their TSP account.

Yes, we are lucky to have him. I wondered how his market trading knowledge would translate to our TSP rules of trading and he has not disappointed.

For anyone who is actively learning the markets for themselves, I also highly recommend reading "The World is Flat" by Thomas L. Friedman. It is quite enlightening with respect to globalization.

I read that and it does a good job of explaining why technology and growth investing is still hot after all these years. The world has changed and tech is still in its infancy.

One final thought. Last year was very difficult for me in the market. But I continued to learn and read. So far this year I am on track for a gain of over 25%. Light bulbs are starting to come on and I am experiencing much more success. No doubt I'll still have my difficult moments, but at least now I know it won't last.

I agree. People new to investing generally want results now. Even though the return of the S&P 500 beat my return during half of the past 6 years, my total return during that period (2000 to 2005) beat the S&P 500 by about 22% (+15.22% to -6.76%). It's the long run that matters.

Thanks Coolhand.

Tom

 

[Timmie-O]

Hey Tom,

That was a big bold move into the F fund. Any predictions how it will fare next week. I'm considering moving something into the F fund. Currently I'm still in the G fund for 90%, and the other 10% is split between the C, S, and I.

I'm gonna retire next year and need to pump up the value of this account. I'm only a simpleton making small wages and invest as much into the TSP as I can, after family expenses, wants and desires.

 

[tsptalk]

Timmie -
I'm just bottom fishing the bonds right now - meaning, we may or may not have seen the bottom for bonds, but they are so oversold we could see a little bounce regardless. Next week the G should pay on Friday again so it shouldn't hurt to be in F through Thursday.

FYI - Friday, the last trading day in April, is historically strong for stocks. As are the first few days of May.

 

[tsptalk]

Tom,

I see that in your comments today you are still using the Decision Point chart for AGG. Did anyone ever resolve the discrepencies between these guys versus YAHOO and BIG CHARTS??

Pilgrim -
I sent Carl Swenlin at DP an email to ask what he thought about the discrepancy. I'll let you know his response.

Tom

 

[tsptalk]

Here is his reply...

Our data is correct. We adjust the data for distributions, which is the correct way to maintain historical data. Most other sites do not.

Best,
Carl