Just wanted to say hello from the PNW. I've been Fed. civilian for a year and half now here at PSNS (Puget Sound Naval Shipyard). Before that I spent 5 yrs. in the Marine Corps. I'm 30, so I have at least 30 more years to try to beat the market. Thanks in advance for answering my questions and concerns. And maybe, just maybe, I can answer a few myself.