imported post
Apologize for not posting this sooner, work, go figure.... If allowed, a little history and then, a little help.
However, allow me first to say that it is enjoyable and enlightening toreadmost ofthe posts. The variety of knowledge, risk and humor displayed by the members is very healthy for those of us looking to make informed decisions, or not, and still keep a smile on our face, which is really needed when we miss a rally or stay for a dive!
History: been with the gov/tsp since 1987, which was going good until 9/11, ouch, got stung real bad. The ability to make the interfund changes the way we do currently is so much better than it use to be...30 days and wait and pray, no way to confidently make an educated guess for fund selection. I hope to permanently hit thelinks and fish'n holes in about 10 years, but depending on the growth of my account and of course, kids in college, and thanks to a job that has mandatory retirement age, I could leave sooner (based on yrs of service and min age). I would say I have a fairly moderate risk tolerance. I offer all this to give a better understanding of why/how I might make a move/change (of course, there is the oops factor to be considered as well).
Now for the help please, I welcome any and all input and particularly in trying to get a better grasp to tsp's way of figuring return and the 2-day lag thing Ii've seen talked about (to the obvious, yes I've tried to read as many past posts on this that I could). Also, I'm still trying to firm up which index gives a more consistent read on the I fund, and in conjunctin with that I'm curious how the oil prices are going to effect china and japan and thus the I.
As for the current change Friday, hope I'm not chasing a downward move; really didn't expect the market to explode like it did.
I realize I've rambled on and I appreciate your patience getting to the end, hope to speak with ya'll soon, thanks in advance.
Apologize for not posting this sooner, work, go figure.... If allowed, a little history and then, a little help.
However, allow me first to say that it is enjoyable and enlightening toreadmost ofthe posts. The variety of knowledge, risk and humor displayed by the members is very healthy for those of us looking to make informed decisions, or not, and still keep a smile on our face, which is really needed when we miss a rally or stay for a dive!
History: been with the gov/tsp since 1987, which was going good until 9/11, ouch, got stung real bad. The ability to make the interfund changes the way we do currently is so much better than it use to be...30 days and wait and pray, no way to confidently make an educated guess for fund selection. I hope to permanently hit thelinks and fish'n holes in about 10 years, but depending on the growth of my account and of course, kids in college, and thanks to a job that has mandatory retirement age, I could leave sooner (based on yrs of service and min age). I would say I have a fairly moderate risk tolerance. I offer all this to give a better understanding of why/how I might make a move/change (of course, there is the oops factor to be considered as well).
Now for the help please, I welcome any and all input and particularly in trying to get a better grasp to tsp's way of figuring return and the 2-day lag thing Ii've seen talked about (to the obvious, yes I've tried to read as many past posts on this that I could). Also, I'm still trying to firm up which index gives a more consistent read on the I fund, and in conjunctin with that I'm curious how the oil prices are going to effect china and japan and thus the I.
As for the current change Friday, hope I'm not chasing a downward move; really didn't expect the market to explode like it did.
I realize I've rambled on and I appreciate your patience getting to the end, hope to speak with ya'll soon, thanks in advance.
) and keeping the S as is (not sure about the small caps, yet). 
