goforit's Account Talk

[ILoveTDs]

dont want to buy high right now but dont want to sit on the sidelines if this market decides to blow upwards either. i know Jan is one of the good months for positive gains so i wont sit too long.

Go For It

 

[goforit]

just moved very conservative 70G10 each C/S/I i just believe we will have a pull back the net week and the market seems to be overbought plus the seasonality (if it plays out) shows after today we will see four -five days of negative if that happens i will be putting more in at a lower price. i thought its better to get a little of a rally then none of it. happy investing.

 

[goforit]

well it seems tis slow climbing rally is just moving upwards without me. so... i am tired sitting on te sidelines and well you guessed it ... i am going for it. moving 80%I 10% each S/C . why well seeing the international markets trying to be stronger and the seemingly getting slightly weaker and the S/C funds looking as though they are slowing for consolidation it just seems to be right. cant sit here and make pennies when i should have been making dollars.

 

[Birchtree]

The important thing is that we're starting to see money move into the financials, which is an indication of a real bull move to the upside - multiple expansion is up ahead.

 

[Handballer]

I think your move to 80%I 10% each S/C is a good one. If we could only get Birch a little more more motivated..

 

[goforit]

agree but there has to be a pullback soon especially with the debt ceiling hanging out there. i see today looks like it is setting up for a day of pulling back some. hopefully this will only last for short period and doesnt go back to far and then we can get on with the ride up. i believe someone said awhile ago that this year is going to be a good year but you have to have the courage to HOLD ON (pun intended)for the long run and re-access in apr/may. we will see.

 

[goforit]

I think your move to 80%I 10% each S/C is a good one. If we could only get Birch a little more more motivated..

thanks for the encouragement. i havent trusted the I for over a year but now it looks like it is starting to be stable and is producing decent profits for TSPers. on the Birchtree motivation, he is what he is and i wish i had 1/3rd of his money, how do you say it Birchtree...SNORT!

 

[goforit]

well my last move got me out of january above a whopping 2+% gain but feb was not a good start so i decided to put 50G 50 L2050. i did this to at least have some in if this market decides to go up but it has been setting new highs and then going sideways and i just did not like feb seasonality chart. i will hold here for awhile because a couple days ago tom from tsp talked had wrote some thing about this situation nd in the past when this happened the next month or so was always negative 3-4%. i forget the exact way it was written but look back to on or tues.

on a different note i have been back to work now for a couple weeks after leave i had to take from coming home after my 6monthe deployment. it sure was nice to a little taste of retirement those 45days i was not working but i still got 7 years left and sometimes its good to be working just to get the body moving, enjoy earning money this is going to be a good year for all.

God Bless America!!!

 

[goforit]

hello all. been awhile since i wrote. currentlly 30C 70S. started the month ok but was not in like this i was playing conservative and well i have only inched up. went in like i am currently but this week has n\knocked my earnings down under 3%(cant seem to beat this market or should i say i am making moves i shouldnt) in this market buy and hold should have been the way. the good thin is at least i am in positive and there is alot of year left. i have been seeing alot of comments about a top forming and it seems this market is getting back to normal investing... SO... i am thinking of pulling most back to G to avoid the Mar bad half. april according to seasonality is in the top five months of being positive so i will hold in G and get in when this market comes down 2-3%.

this gov cut back thing will effect many federal civilian employees and i want to say to all those (including me) stay positive we will get through it. our gov has got to stop spending and well THANKS OBUMMER for the extra day off every week. PLEASE PLEASE SPEND MORE and maybe we can get more unpaid time off. :toung:



:toung:

 

[goforit]

been awhile so to let yo know i am still alive and well. i played conservative because i wanted to believe the seasonality charts and because i have been burned in the past by may through Aug in the past sooooo i decided to just hang in the
G fund with 15% spread in the CSI. i did that and well i guess i got burned again. for those who need proof buy and hold will always work in the long term just look at my last three years. although i am averaging 6+% gains it would be way more if i would quit thinking i was a investment pro. well anyway aug is coming up and it usually is not an positive month overall so i will just hang right where i am and maybe buy back in when the 3-5% pull back happens this fall when the gov cant pass a budget and not raise the debt cieling after we default on our debt. thanks obummer.

 

[RealMoneyIssues]

been awhile so to let yo know i am still alive and well. i played conservative because i wanted to believe the seasonality charts and because i have been burned in the past by may through Aug in the past sooooo i decided to just hang in the
G fund with 15% spread in the CSI. i did that and well i guess i got burned again. for those who need proof buy and hold will always work in the long term just look at my last three years. although i am averaging 6+% gains it would be way more if i would quit thinking i was a investment pro. well anyway aug is coming up and it usually is not an positive month overall so i will just hang right where i am and maybe buy back in when the 3-5% pull back happens this fall when the gov cant pass a budget and not raise the debt cieling after we default on our debt. thanks obummer.

Welcome back!

Yes, but if you started in 2000, you are just now starting to make money... of course, not if you inflation adjust the market...

Buy and hold success COMPLETELY depends on your start and end time (at least since the computers got involved in the 90s)...

 

[goforit]

true but i have been around since 1990 so just saying that i would have been in better shape but i am still not bad (300+k) with 3-6 years left before retire. if i was a math wiz and had the time i would like to see what it may be. also i will say i have been blessed with the unlimited interfund moves and when they limited it to two this is when my % of earnings started to decrease. before i was averaging 10-12% a year and now 6-8% a year which still is not bad but sure would be nice to be able to have more for retirement.

 

[goforit]

been a few months for me showing my face here but hello to all. been hanging around the little investment train because i missed the bullet train all year on the earnings. still around the 10% for the year so cant complain. getting in to the market more today with 20 in 2050 15C15S501. i see the I fund is getting some good returns because the europe market seems to be on a good incline of positive results and the euro states seem to have a hold on their economy even though slow i see it on a steady rise for awhile. hopefully the fed wont mess up the last two weeks of the season and start speaking or even allowing the easing to happen fast. glad the gov passed a budget but i heard there is provisions in there to decrease fed military employees retirement and we still could have a sequestration of some kind. what has anyone else know or did i have a bad dream. NO I DIDNT OBAMA STILL PRESIDENT. hahaha

 

[DreamboatAnnie]

been a few months for me showing my face here but hello to all. been hanging around the little investment train because i missed the bullet train all year on the earnings. still around the 10% for the year so cant complain. getting in to the market more today with 20 in 2050 15C15S501. i see the I fund is getting some good returns because the europe market seems to be on a good incline of positive results and the euro states seem to have a hold on their economy even though slow i see it on a steady rise for awhile. hopefully the fed wont mess up the last two weeks of the season and start speaking or even allowing the easing to happen fast. glad the gov passed a budget but i heard there is provisions in there to decrease fed military employees retirement and we still could have a sequestration of some kind. what has anyone else know or did i have a bad dream. NO I DIDNT OBAMA STILL PRESIDENT. hahaha

Here's an article with a little information. Very sketchy but military retires would have a cut in their colas in 2015, but on plus side the sequestration on military would be reduced. I saw on Fox that they said it would increase spending by 60B over I think two years but would cut spending by 85B over next 10 years and we all know that means that will never happen. This does not sound like a good budget deal.

The only bright side is it guarantees no govt shutdowns for two years; however, they still would be able to argue on debt ceiling and they could still do individual bills to try to cut funding, or repeal Obama care without fear of shutting down government...maybe try to get Congress to vote and go on record to setup political arguments this coming year. That is because we know Obamacare cannot be repealed until 2016 if re pubs gain back the Senate and White House.Senate poised to pass budget - Manu Raju and Burgess Everett - POLITICO.com

 

[DreamboatAnnie]

Here's an article with a little information. Very sketchy but military retires would have a cut in their colas in 2015, but on plus side the sequestration on military would be reduced. I saw on Fox that they said it would increase spending by 60B over I think two years but would cut spending by 85B over next 10 years and we all know that means that will never happen. This does not sound like a good budget deal.

The only bright side is it guarantees no govt shutdowns for two years; however, they still would be able to argue on debt ceiling and they could still do individual bills to try to cut funding, or repeal Obama care without fear of shutting down government...maybe try to get Congress to vote and go on record to setup political arguments this coming year. That is because we know Obamacare cannot be repealed until 2016 if re pubs gain back the Senate and White House.Senate poised to pass budget - Manu Raju and Burgess Everett - POLITICO.com

Oh...the Kelly Report on Fox reporting tonight that it would cut colas for military retires including military recently retired due to serious disabilities. That is so sick....our Congress just really angers me.

 

[goforit]

first thanks for the info second sorry i didnt respond right away. i fell out of the habit of being on here everyday. just got too busy. third i think we should fire them all aned get all new people in gov. it also seems that once a person gets to washington they get corrupted and selfish. now i am worried about how close those charts( on tsp talk) show so similar climbs and declines about the same time too. i am talking the ones comparing the great depression to the now. wow to close but you cant make money without risk involved and as far as what the gov does i ignore it and read the people here and listen to nightly business news and decide how much i can handle losing when i decide to think i know what i am doing moving them around in the funds. again thanks for the info and good investing. now i am 60G 30F 10I. hanging easy to see where these next profit/growth reports the big corps are going to lie to us about. maye in by feb not sure.

 

[goforit]

still alive and sitting in G fund not making anything but at least i am not losing. just dont like the economy of the world its all to shakey its way up or way down and now russia wants to be heard so i am going to wait for a ig 5 - 10% drop in the USA market and try to get in after that. i passed on the first 5 -7% drop we had and well should have jumped in but i did not my lost. the Sfund is still strong at 4.5% for the year but the Cfund is lagging way behind, could this be the sleeper fund hmmmmm maybe but may is coming and i always get burned. accoedding to the seasonality chart on tsp talk the rest of this month is looking just neutral overall so i may wait till end of month to see how far we drop. the last time i seen the 1929 chart comparison there was three drops before ending up on the climb back and by my account we have had only one major drop this year