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- Thread starter The_Technician
- Start date
poolman
Top Return 2008
Here is the price list if that is what you are looking for.?
http://www.tsp.gov/rates/share-prices.html
budnipper1
Active member
The "rate" of return for the G fund is found here:
http://www.tsp.gov/curinfo/data.html
The current "Loan interest rate" for new loans is 4.50%. This annual (variable) rate is recalculated to a fractional "daily" rate for determining number of days necessary to affect a penny increase in the share price of the G fund. The higher the variable rate, the sooner the penny is earned. If I'm wrong about this, I'm confident that somebody will straighten us both out, PRONTO!
budnipper1
Active member
TSP.gov's reference to how rate is adjusted.
http://www.tsp.gov/rates/fundsheet-gfund.pdf
View attachment 2084
The "rate" of return for the G fund is found here:
http://www.tsp.gov/curinfo/data.html
The current "Loan interest rate" for new loans is 4.50%. This annual (variable) rate is recalculated to a fractional "daily" rate for determining number of days necessary to affect a penny increase in the share price of the G fund. The higher the variable rate, the sooner the penny is earned. If I'm wrong about this, I'm confident that somebody will straighten us both out, PRONTO!
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Like Budnipper says, we use the current loan rate, which is updated at the beginning of each month on the page he posted. For prior months you can look at historical G fund prices.
James48843
Well-known member
It is currently 4.5%, but can vary. The rate does not change specifically from month end to month end, and could change in the middle of the month.
For example, it gained more in July this year, than in August, but part of that was a change in rates, and part of that reflected how many days between the penny payout in July vs. how many days between the penny payout in August.
We got .50 cents overall in July, but only .33 cents in August.
http://tsp.gov/rates/returns-tsp.html
James48843
Well-known member
Tom explained it well previously in this thread:
At today's rate of 4.5%, and a current share price of $12.11,Quote:
Originally Posted by JTH
I'm curious if there is a thread you could point me to that explains how to predict when the G-Fund penny will drop?
Here's a copy of an old email I sent to someone earlier this year explaining how I do it. The rate and price of the G-fund have changed since then but the formula is still the same:
Quote:
I watch the current loan interest rate to determine the current rate that the G fund is paying.
Let's say it is currently 4.875%. That means it's paying .0134% per day
(4.875% / 365).
With the G fund currently 11.77, that means we make .00158 cents a day.
Divide a penny by .00158 and you get 6.33.
That means we should be getting the penny every 6.33 calendar days on
average, until the loan rate changes again.
that is roughly 0.0012328 per day, (4.5% / 365 days)
What is the math then for the time between pennies?
ebbnflow
Ebbchart
So, when is the G-penny paying? I use it to sync the cycles on my patterns. I could have used a steady day like a Monday or Sunday, but silly me had to sync the ebbtracker with the G-penny. It works, so I don't want to mess with it for now. As they say, "if it ain't broke, don't fix it."
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350zCommTech
Well-known member
So, when is the G-penny paying? I use it to sync the cycles on my patterns. I could have used a steady day like a Monday or Sunday, but silly me had to sync the ebbtracker with the G-penny. It works, so I don't want to mess with it for now. As they say, "if it ain't broke, don't fix it."
I can tell you but it's going to cost you a PENNY. Just kidding.
It'll pay again this Friday.
qibovin
Member
I can tell you but it's going to cost you a PENNY. Just kidding.
It'll pay again this Friday.
350z, do you have an actual value (out 5 or 6 decimal places) for the G fund? I haven't been following it very closely, but based solely on its 7 SEP payday, I figure the actual value must have been between 12.105 and 12.1064ish on that day. This being the range, and given the current 4.5%, I figured that the value that the G would have to have been at on 7 SEP to reach at least 12.115 on Thursday was 12.106something which was about 70% of the distance from 12.105 to 12.1064. If Friday is the only data point, then, there is about a 30% chance of a payout on Thursday. I'm sure that the farther you work backward with the penny days, the more accuracy you could acheive, pretty quickly narrowing the "range" tight enough that you'd have several decimal places accuracy and could "predict", in 99%+ of circumstances with 100% accuracy. If you've got the value of the G fund out to about 8 or 9 decimal places with any certainty, please share with all so we could easily compute for ourselves several penny days in advance and adjust for ourselves when a rate change occurs. (And then we'll never have to wait on the G-fund to post to get our Ebbstimates)
James48843
Well-known member
350z, do you have an actual value (out 5 or 6 decimal places) for the G fund? I haven't been following it very closely, but based solely on its 7 SEP payday, I figure the actual value must have been between 12.105 and 12.1064ish on that day. This being the range, and given the current 4.5%, I figured that the value that the G would have to have been at on 7 SEP to reach at least 12.115 on Thursday was 12.106something which was about 70% of the distance from 12.105 to 12.1064. If Friday is the only data point, then, there is about a 30% chance of a payout on Thursday. I'm sure that the farther you work backward with the penny days, the more accuracy you could acheive, pretty quickly narrowing the "range" tight enough that you'd have several decimal places accuracy and could "predict", in 99%+ of circumstances with 100% accuracy. If you've got the value of the G fund out to about 8 or 9 decimal places with any certainty, please share with all so we could easily compute for ourselves several penny days in advance and adjust for ourselves when a rate change occurs. (And then we'll never have to wait on the G-fund to post to get our Ebbstimates)
Qibovin:
It will be on fridays for at least the next seven weeks, unless the interest rate changes.
http://www.tsptalk.com/mb/showpost.php?p=114767&postcount=735
SCHAGAN
Member
I show it paying Friday-9/21/07. But let's get confirmation from others.
Christopher
Member
My SS has Friday also... :nuts:
Christopher
Member
OOPS! Guess we missed that one, folks... :embarrest:Similar threads
