Yeah, and I do mine the opposite. I have my contributions go into equities (the C & S Funds for me) regardless of how I'm currently invested. It's a sort of dollar cost averaging thing that works for me. You can see from the Autotracker that my trades have been less than stellar these last two years, but my actual return has been a few 100th of a % better than that due to my contribution allocation. It's really nothing to brag about. It's more of a psychological thing.The thing to remember is that no matter where you have you contribution going, it all gets reallocated the next time you issue an IFT. So if you get paid every two weeks and you use two IFTs a month you are never going to have more than one pay checks worth of contributions out of sync. I trade less frequently so it is more significant for me.