TSP Survey

[Frixxxx]

The IFT Limits

I think 2 IFTs per month is all we need. More only increases our chance to under performing in out accounts. Most members are doing very well with only two transfers. Even me!

Only in high yield years. We used to enjoy a wonderful day where when we could see things being volatile, we could maneuver quite well.

So in years where the market is overall down, we could still grab the good trades when we had more than two trades per month.

 

[Cactus]

I think 2 IFTs per month is all we need. More only increases our chance to under performing in out accounts. Most members are doing very well with only two transfers. Even me!

That wouldn't be so bad if they didn't count a Flight-To-Safety, G Fund, as one of the IFTs. Only having 2 IFTs really does affect my decision on whether to stay or bail, whether to get in before the start of the next month, whether to use an IFT early in the month or save it for later. All that has influenced my decision and usually not for the better. Having 3 IFTs would totally change the picture for me.

 

[JTH]

The fact is it's my money, I should be able to manage it based on my level of risk acceptance, not the govenments. The government has already proven they can't manage their own money, why should I let them manage mine? It amazes me how folks in this forum think this IFT limit is acceptable, more governement, more rules, more limitations, less options, yea that sounds great...

 

[TSP-roulette]

They might even be content with one IFT\month; or let's revert back to the two Fund system, the "G" and the "C" funds, just like in the old days when FERS was implemented. Hell, all we had was the "G" fund to begin with. If they have it their way they'll screw us somehow, someway, sometime. Troublesome because they can.

 

[Cactus]

Yes, and now they are complaining we don't have enough in that G Fund. I can see them taking all that out of our hands by not allowing us to choose amoung the individual funds at all. You know they could do that by only letting us choose between the various L Funds like some 401K plans do.

 

[99percent]

Where's the don't like button?