Trying to Get a Better Understanding

[Birchtree]

If we are in fact in a mega trend secular bull market that may last several decades, the best approach is to dump it all into the C fund and walk away. Dollar cost average the C fund all the way up and see what life brings. Keep buying the C fund - the problem is the higher prices ramp the fewer shares accumulated - but at this point you have no choice. The G fund is for - well never mind. The C fund tracks the S&P 500 - the best America has to offer. These sectors tend to run in long cycles and the large caps (C fund) are due their outperformance over the small caps (S fund). That's about as simple as I can make it.

 

[eyesowikkid]

Hello everyone! I'm hoping you all can give me some insight to TSP and what I need to do to get where I should be. First a little history...
As of 1/18/14, I will have 14 years of govt. service in a Law Enforcement field. I have contributed to TSP from the beginning, but didn't really know what I was doing. Currently, I contribute 12% and have almost $114,000 in my TSP. My PIP for the last 12 months is 15.47%. I guess not bad for not understanding what I'm doing. I am 47 and can retire in 6 years with 20 years in or I can work 9.5 more years with mandatory retirement at 57.

Now for the questions...Looking at my contribution allocation, I have75% in G and 25% in C. My account distribution is 37.61 in L2020, 33.75 in G, 17.5 in S and 11.14 in C. Now, I thought I had 100% in L2020. Is this just how L2020 has broken it down for me? I'm pretty sure I didn't set it up this way. Also, someone told me that I should put all of my allocations in G but my distribution in L2020 or however I feel it should be dispersed. I feel I need to catch up as retirement is bearing down on me and I know that I am not where I need to be financially. I am going to up my contribution but want to put it where it will do the most good. With 6 - 9 years to go, is the L2020 probably my best bet since it will adjust as I near retirement and I am not so secure in moving it myself? Or perhaps do 50% in L2020 and split the rest between C, S and I? I know opinions may differ but I'm open to hearing what more experienced investors have to say. Also, should I move all of my allocations to G?

Many thanks in advance for direction, opinions and/or expertise!