Survey FERS or CSRS

[Dogdaddy]

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I'm retired..Wife is GS-14.... DOI 21+ yrs Retires 4/09..IRS MAX plus catch-up.

 

[rokid]

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CSRS

10% plus catch-up

 

[Guest]

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FERS

 

[Guest]

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FERS 21yrs and drooling with envy of those in CSRS.

 

[Guest]

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Neither. I quit :^.

 

[tennisguy]

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Fers
29 years and 4 months to go
Put in the Max 15%
:^

 

[biggdog1]

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So far 16 FERS - 5 CSRS Thanx, still a few members unanswered if you're interested.

 

[MohammadXX]

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CSRS 10% plus some catch-up.

 

[Mike]

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~ 2 1/2 years, FERS... contributing maximum since I became TSP-eligible in June of '03. Started / maxed out the Roth last year and am doing so again this year. I have about $5 left for survival after all this witholding. :l

 

[mlk_man]

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Mike wrote:

~ 2 1/2 years, FERS... contributing maximum since I became TSP-eligible in June of '03. Started / maxed out the Roth last year and am doing so again this year. I have about $5 left for survival after all this witholding. :l

Go get ya 2 gallons of gas and pack of Tic Tacs and go cruisin'!

 

[mlk_man]

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mlk_man wrote:

FERS, GS-12 with 7 years military and7 years civilian service. Did 7 years govt. contract in between. Was contributing the max but now only contribute 5%. Have also added all my catch-up monies.

7th year? Ut oh, time to look for another job!!!

Will retire in 4.5 years.

Forgot to mention I'm maxing out my Roth and Traditional IRA's also.

 

[nnuut]

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Repeat >>>>Oh! forgot, CSRS and 31 years, 7 months, 21 days. Why am I so conservative with my investments? ?:^

Norman

 

[Aggie76]

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FERS. Will be 15% next month.

 

[Brewnet]

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CSRS - down to 7%; paying off bills as quickly as possible.

In 6 weeks I will have 40 years of service.:u

 

[biggdog1]

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Congrats BREWNET! ! ! But don't go beyond that 40/4 you'll be wasting time for more retirement from CSRS.

 

[Brewnet]

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Thanks; man that looks fun! I actually wanted to max out at 41 yrs 11 mos, but I don't think so anymore. I'm sure you understand that part.

 

[nnuut]

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Darn Brewnet, you make me feel like a Whippersnapper!:^

Best of luck on your retirement!!!!! YEAH!

 

[biggdog1]

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I would like thank everyone again who responded to the survey. Just as I had suspected, most are FERS. There is no need for further replies. Tom after this post can you delete all and close the survey?

 

[Dave M]

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I'll just put in my two cents. FERS with 20, going for 25 and then I'm outtahere. I kick in the max 15% plus 4k catch-upboth of which will escalate annually. Not bad on a GS12 salary but we do get a25% SSR which helps

What I want to know is, when there is just one guy left in federal service in CSRS, who is going to pay his entitlement?

Dave

 

[Bigfoot15d]

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CSRS for 26 years. TSP since 1980; investing as much as permitted. 10% now.

New to TSP Talk. Do you guys follow the investmentadvice here? If so, whose do you most trust?

Thanks