Rube's Account Talk

[Birchtree]

Don't fear the bull. That 50G/20F in a bull market provides safety and a calm feeling but no return on your money - our mega trend secular bull market could simply last for decades. You are experiencing a generational opportunity with enormous potential going forward - don't pay any attention to the Hindenburg Omens - bring the temporary pain and move on.

 

[Cactus]

Not sure what you wanted exactly, but you can compute this yourself with a simple spreadsheet or any number of retirement growth calculators out on the internet. Here is one on our TSP website: https://www.tsp.gov/planningtools/retirementplanning/howMuchWillGrow.shtml

I used the TSP calculator and a spreadsheet I have to calculate these values after 20 years at 5% interest on $45,000 annual salary. My spreadsheet compounds monthly and I bet the TSP uses 26 pay periods a year.

[TABLE="width: 500"]
[TR]
[TD]Agengcy Contribution[/TD]
[TD]Your Contribution[/TD]
[TD]Spreadsheet Blance[/TD]
[TD]TSP Balance[/TD]
[/TR]
[TR]
[TD]1%[/TD]
[TD]0%[/TD]
[TD]$15,413.76[/TD]
[TD]???[/TD]
[/TR]
[TR]
[TD]5%[/TD]
[TD]5%[/TD]
[TD]$154,137.63[/TD]
[TD] $154,310[/TD]
[/TR]
[TR]
[TD]5%[/TD]
[TD]10%[/TD]
[TD]$231,206.44[/TD]
[TD]$231,465[/TD]
[/TR]
[/TABLE]


Note that the TSP website wouldn't let me enter 0%

 

[Birchtree]

Siegel Sees Win-Win for Stocks | The Guru Investor

 

[Scout333]

Not sure what you wanted exactly, but you can compute this yourself with a simple spreadsheet or any number of retirement growth calculators out on the internet. Here is one on our TSP website: https://www.tsp.gov/planningtools/retirementplanning/howMuchWillGrow.shtml

I used the TSP calculator and a spreadsheet I have to calculate these values after 20 years at 5% interest on $45,000 annual salary. My spreadsheet compounds monthly and I bet the TSP uses 26 pay periods a year.

[TABLE="width: 500"]
[TR]
[TD]Agengcy Contribution[/TD]
[TD]Your Contribution[/TD]
[TD]Spreadsheet Blance[/TD]
[TD]TSP Balance[/TD]
[/TR]
[TR]
[TD]1%[/TD]
[TD]0%[/TD]
[TD]$15,413.76[/TD]
[TD]???[/TD]
[/TR]
[TR]
[TD]5%[/TD]
[TD]5%[/TD]
[TD]$154,137.63[/TD]
[TD] $154,310[/TD]
[/TR]
[TR]
[TD]5%[/TD]
[TD]10%[/TD]
[TD]$231,206.44[/TD]
[TD]$231,465[/TD]
[/TR]
[/TABLE]


Note that the TSP website wouldn't let me enter 0%

Guesstimate is TSP Bal. would be approx. $ 15,431 (10% of TSP Balance with 5% Emp. Contrib & 5% Match)

 

[Rube]

IFT effective today after close:
10% G
30% C
30% S
30% I

 

[Birchtree]

Rube,

Aren't you a Green Mountain girl? Just trying to remember.

 

[Rube]

Rube,

Aren't you a Green Mountain girl? Just trying to remember.

No Birch, I'm a male Rural Mail Carrier, in these here Green Mountains working out of the VT. state capital, Mightypeculier since '87.

Just looked at my 2013 year end TSP figures, and for the first time ever, my TSP has grown more than my net earned wages.

 

[OBGibby]

.....Mightypeculier.....

That was good, I like that one.

 

[Cactus]

Just looked at my 2013 year end TSP figures, and for the first time ever, my TSP has grown more than my net earned wages.

WOW!!! That's quite a hit. I thought the Sequestration, furloughs and government shutdown didn't effect the postoffice.

In all seriousness: Congratulations!!! That is good to hear. It must mean you are getting close to retirement.

 

[Rube]

Re: Milemarkers

Totally out of character for me, but I moved to 100% F this morning effective COB today. I have about 3/4 an hour to change my mind.

 

[Rube]

Re: Milemarkers

That latest move of mine on 02-03-14 COB appears to be a huge mistake, at least in the near term. Not sure what I'm a gunna do now!