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rangerray's Account Talk
- Thread starter rangerray
- Start date
I felt the same way you did. I thought the market would relax a little waiting for the vaccine approval or a new stimulus package. Back in, 100% "S".
rangerray
Active member
OK, now that there’s been a little pullback in the S Fund, I’ll be needing all of you to buy the S Fund tomorrow so that it’ll push up again. We have to keep this going through December. 
Sent from my iPhone using TSP Talk Forums
Sent from my iPhone using TSP Talk Forums
grimmjsg123
Member
Santa will still be coming around. However, I will not be fooled twice and out before Christmas eve.
sparky714 liked your post. But he or she has no posts anywhere that I can find. But congrats to a well timed move into the "S" fund.
PessOptimist
Well-known member
Thought I had seen one. Found it. https://www.tsptalk.com/mb/members-...nt-talk-post643072.html?highlight=#post643072. Apparently Sparky is deployed.
PO
Thanks PO
rangerray
Active member
Making a post-stimulus safety move today. Going 25% S and 75% G until 1st of the year. It's been a good one for me, although the gap between me and the number one tracker spot is better than 60%! Wow!! I still can't get over the good fortune a lot of us have received. This is exactly what I've needed with about a year left before my retirement date rapidly approaches.
It's incumbent upon me to use my gains wisely. I am once again reminded, especially right here at Christmas, of how God, in His infinite wisdom, has and does provide for me at exactly the appropriate times. Of all of my 55 years of living, I have never hungered long or was not ultimately provided a way forward for myself or those that I care for. Further, I have seldom deserved the blessings I've continued to receive. God is good--all of the time!!
Merry Christmas all! :birthday:
It's incumbent upon me to use my gains wisely. I am once again reminded, especially right here at Christmas, of how God, in His infinite wisdom, has and does provide for me at exactly the appropriate times. Of all of my 55 years of living, I have never hungered long or was not ultimately provided a way forward for myself or those that I care for. Further, I have seldom deserved the blessings I've continued to receive. God is good--all of the time!!
Merry Christmas all! :birthday:
DreamboatAnnie
Well-known member
Now that's an Awesome post RangerRay! Wishing you and Everyone* many Blessings!
God is Good!!! Thanks be to God! :smile:
Merry Christmas!
God is Good!!! Thanks be to God! :smile:
Merry Christmas!
rangerray
Active member
I finished in the top 30 this year and am beyond grateful. Who would have guessed that I could best a 43% return from where we stood in March? Not me. Anyway, you know how I feel. The glory doesn’t belong to me. But, with that being said, I can’t wait to follow my “gut” in 2021.
I now have 364 days to go until retirement, BTW. I don’t want to wish my life away, but if spring and summer of 2021 could hurry on up, I wouldn’t complain much.
I now have 364 days to go until retirement, BTW. I don’t want to wish my life away, but if spring and summer of 2021 could hurry on up, I wouldn’t complain much.
Do you follow any certain plan with tsp
rangerray
Active member
No, I do not. But, I read everyone’s comments here, I watch the news closely and I try and follow trends if I’m lucky enough to identify them.
There’s enough folks on here that are much more analytical about it all that I can sometimes catch a break, but mostly this year I was able to recognize an opportunity back in March with the approaching pandemic.
What I’ve realized much too late in the game is that there will be opportunities like we’ve just been through several times over, say, a 30-year career while contributing to the TSP. The event that opened my eyes was in 2008 and I took a hard look at my account and realized that if I had just paid attention (and acted on what I was seeing) with the market collapse then, I could have been in a much better position with my account today.
The major opportunities WILL make the news. Be aware and don’t be afraid to go with your gut. You’ll be surprised at how often you get it right.
Sent from my iPhone using TSP Talk Forums
There’s enough folks on here that are much more analytical about it all that I can sometimes catch a break, but mostly this year I was able to recognize an opportunity back in March with the approaching pandemic.
What I’ve realized much too late in the game is that there will be opportunities like we’ve just been through several times over, say, a 30-year career while contributing to the TSP. The event that opened my eyes was in 2008 and I took a hard look at my account and realized that if I had just paid attention (and acted on what I was seeing) with the market collapse then, I could have been in a much better position with my account today.
The major opportunities WILL make the news. Be aware and don’t be afraid to go with your gut. You’ll be surprised at how often you get it right.
Sent from my iPhone using TSP Talk Forums
rangerray
Active member
After two days of wheat appears to be serious strength in the S Fund, I've decided to go from 25% S, 75% G to 100% S as of COB. Either I'll catch a break, or the old ways will have returned that saw the market take a deep plunge the day after I make a move to be more exposed.
rangerray
Active member
I was asked if I follow a plan, and said this:
I will add this, and I'm basically saying this based on the action we've observed in the last year: I plan to be very aggressive, as in 100% S or possibly C as often as I can and hope for huge gains. If I'm successful at that, then if the Fund takes a negative trajectory and I lose 2%, 3%, 5% or more, then my losses won't hurt as bad. If my returns are high enough that I can have that buffer, then some of the emotional pain from the loss is removed and I might thereby react with more patience and possibly avoid "selling at the bottom," locking in regret and missing out on a short term rebound because I may have used all of my allotted moves for the month.
If that's a plan, I guess I have one, but a lot of that depends on the market doing unnatural things like we've witnessed since the pandemic began (disconnected from fundamentals).
I will add this, and I'm basically saying this based on the action we've observed in the last year: I plan to be very aggressive, as in 100% S or possibly C as often as I can and hope for huge gains. If I'm successful at that, then if the Fund takes a negative trajectory and I lose 2%, 3%, 5% or more, then my losses won't hurt as bad. If my returns are high enough that I can have that buffer, then some of the emotional pain from the loss is removed and I might thereby react with more patience and possibly avoid "selling at the bottom," locking in regret and missing out on a short term rebound because I may have used all of my allotted moves for the month.
If that's a plan, I guess I have one, but a lot of that depends on the market doing unnatural things like we've witnessed since the pandemic began (disconnected from fundamentals).
DreamboatAnnie
Well-known member
Awesome points and strategy! Thank you RangerRay! :smile:
flalaw97
Member
Until the market starts acting unlike it has since March 2020, I am following this similar strategy. I am still shaking my head that I could have a 35% annual return when I know that having anything greater than 10% is pretty darn good. So, for as long as it lasts, build that cushion, so when the market turns down (and it will), you can take a smaller loss (even up to 10%) and not regret it. You have to be in the market to reap the rewards and while the professionals (NAAIM) are saying it is a bull market, I am inclined to believe them and stay in heavy. Best of luck to all!
