Post Your "12-Month Personal Rate of Return"

[SteelSaving]

Re: PIP

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[TD="class: alignLeft"]Your Personal Investment Performance (PIP) for the past 12 months ending 09/30/2012 is 22.1%.
(Your PIP is posted by the 3rd business day of each month.)

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Last September was just awful, but I can't complain about the last 12 months.

 

[sniper]

Re: PIP

Your Personal Investment Performance (PIP) for the past 12 months ending 09/30/2012 is -42.17%.

damn son

 

[PLANO]

Re: PIP

Your Personal Investment Performance (PIP) for the past 12 months ending 09/30/2012 is 32.43%.
(Your PIP is posted by the 3rd business day of each month.)

Wow, that's great James, nice job!

 

[James48843]

Re: PIP

Your Personal Investment Performance (PIP) for the past 12 months ending 09/30/2012 is 32.43%.
(Your PIP is posted by the 3rd business day of each month.)

 

[Aviator_Guy]

Re: PIP

Your Personal Investment Performance (PIP) for the past 12 months ending 09/30/2012 is 18.84%.

It feels good to be out of the Red PIP for past 12 months…

 

[ContrarianJeff]

Re: PIP

Your Personal Investment Performance (PIP) for the past 12 months ending 09/30/2012 is 21.87%.
(Your PIP is posted by the 3rd business day of each month.)

 

[2moryrs]

Re: PIP

Your Personal Investment Performance (PIP) for the past 12 months ending 09/30/2012 is 7.65%

Best so far for me!

 

[blueroadster]

Re: PIP

Your Personal Investment Performance (PIP) for the past 12 months ending 09/30/2012 is 22.11%.

 

[jbwalters]

Re: PIP

BTW, why can I not state in my opinion the name company providing TSP advisement service referenced by a suffix meaning a ship or aircraft driver?

 

[jbwalters]

Re: PIP

"Your Personal Investment Performance (PIP) for the past 12 months ending 09/30/2012 is 12.6%.
(Your PIP is posted by the 3rd business day of each month.)"

Very nice. It's taken a while to get into this. I've missed some updates on the Auto-Tracker, so my tracker doesn't match what my actual YTD is (9.54%).

I started out with the ********, but go tired of watching it's non-performance. I finally figured out there is no advisor more vested in the results than myself.

Currently playing with asset allocation based upon P/E, age, risk tolerance and perceived market state.

 

[Intrepid_Timer]

Re: PIP

Everybody's positioning during the year is different, hence the variables in the calculations will be different. What I'm saying is my past 12-month performance will change based on my numbers if I take out October 2011 and add in a 2.75% Gain in October 2012.

So you see, everyone's 12-month's will change based on how they were invested.

I got that silly. But when a 12-month PIP is changed at the end of a new month, say the end of this Oct, Oct of 2011 will be taken out and Oct of 2012 will be added. If you made 14% last year, like the S fund did, and you replace that with only making 2% this month, your PIP will go down 10%. If you make 14% again this Oct, your PIP will remain the same, or pretty darn close.

Maybe we should just wait and see what the change is next month. Hopefully we all make 14% this month!!

 

[Frixxxx]

Re: PIP

I'm not sure how that would work unless you lost 10% last Oct? Our current PIPs run from Oct 1st, 2011 to Sept 30th, 2012.

Everybody's positioning during the year is different, hence the variables in the calculations will be different. What I'm saying is my past 12-month performance will change based on my numbers if I take out October 2011 and add in a 2.75% Gain in October 2012.

So you see, everyone's 12-month's will change based on how they were invested.

 

[Aitrus]

Re: PIP

Your probably took an even bigger hit in Sept of 2011.

Ah, so my number reflects the discounting of a big hit last year and substituting a smaller hit for this year. Got it. Thanks.

 

[Intrepid_Timer]

Re: PIP

This is what I showed last month, but this month it's "Your Personal Investment Performance (PIP) for the past 12 months ending 09/30/2012 is 14.54%.". While that's great and all, I know that this month I took a decent hit. What gives?

Your probably took an even bigger hit in Sept of 2011.

 

[Intrepid_Timer]

Re: PIP

Depends on their position. Based on my account, I should see a 12.5% increase for next month if I see a modest 2.75% gain in October 2012.

I'm not sure how that would work unless you lost 10% last Oct? Our current PIPs run from Oct 1st, 2011 to Sept 30th, 2012.

 

[Aitrus]

Re: PIP

Your Personal Investment Performance (PIP) for the past 12 months ending 08/31/2012 is 10.12%.

This is what I showed last month, but this month it's "Your Personal Investment Performance (PIP) for the past 12 months ending 09/30/2012 is 14.54%.". While that's great and all, I know that this month I took a decent hit. What gives?

 

[Frixxxx]

Re: PIP

And probably a big decline at the end of the month as the S fund gained over 14% last Oct.

Depends on their position. Based on my account, I should see a 12.5% increase for next month if I see a modest 2.75% gain in October 2012.

 

[Intrepid_Timer]

Re: PIP

Remember it is twelve month return. So probably, alot of people will see a jump because September was so bad last year. Remove the offending value from the calculation, C FUND Sep 2011 - (7.03%), S FUND Sep 2011-(10.73%), I FUND Sep 2011-(10.55%).

Everyone who was in last year will see a seious jump.

And probably a big decline at the end of the month as the S fund gained over 14% last Oct.

 

[Intrepid_Timer]

Re: PIP

It's pretty easy to see that contributions aren't included in your PIP. Take a look at your 2011 statement. Here is a friends as I no longer make contributions:



If you subtract the closing balance from the opening balance and then divide by the opening balance, you get a gain of 34.76%. This would include earnings, contributions and loan repayments.

If you divide "investment gain" by the beginning balance, you get 17.79%. This isn't exactly what his PIP is, but the way I did it is simple math and doesn't account for one's balance increasing or decreasing on a daily or monthly basis.

 

[Frixxxx]

Re: PIP

Then I'm totally confused because my PIP jumped 10% from last month and I did not get a 10% return...not even close. Any ideas?

Remember it is twelve month return. So probably, alot of people will see a jump because September was so bad last year. Remove the offending value from the calculation, C FUND Sep 2011 - (7.03%), S FUND Sep 2011-(10.73%), I FUND Sep 2011-(10.55%).

Everyone who was in last year will see a serious jump.